贷款173万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：173万
还款月数：10年
每月还款：16985.96元
利息总额：30.83万
本息合计：203.83万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 16985.96 | 4829.58 | 12156.38 | 1717843.62 |
| 2 | 2024-12 | 16985.96 | 4795.65 | 12190.31 | 1705653.31 |
| 3 | 2025-01 | 16985.96 | 4761.62 | 12224.34 | 1693428.97 |
| 4 | 2025-02 | 16985.96 | 4727.49 | 12258.47 | 1681170.50 |
| 5 | 2025-03 | 16985.96 | 4693.27 | 12292.69 | 1668877.80 |
| 6 | 2025-04 | 16985.96 | 4658.95 | 12327.01 | 1656550.79 |
| 7 | 2025-05 | 16985.96 | 4624.54 | 12361.42 | 1644189.37 |
| 8 | 2025-06 | 16985.96 | 4590.03 | 12395.93 | 1631793.44 |
| 9 | 2025-07 | 16985.96 | 4555.42 | 12430.54 | 1619362.90 |
| 10 | 2025-08 | 16985.96 | 4520.72 | 12465.24 | 1606897.67 |
| 11 | 2025-09 | 16985.96 | 4485.92 | 12500.04 | 1594397.63 |
| 12 | 2025-10 | 16985.96 | 4451.03 | 12534.93 | 1581862.70 |
| 13 | 2025-11 | 16985.96 | 4416.03 | 12569.93 | 1569292.77 |
| 14 | 2025-12 | 16985.96 | 4380.94 | 12605.02 | 1556687.75 |
| 15 | 2026-01 | 16985.96 | 4345.75 | 12640.21 | 1544047.55 |
| 16 | 2026-02 | 16985.96 | 4310.47 | 12675.49 | 1531372.05 |
| 17 | 2026-03 | 16985.96 | 4275.08 | 12710.88 | 1518661.17 |
| 18 | 2026-04 | 16985.96 | 4239.60 | 12746.36 | 1505914.81 |
| 19 | 2026-05 | 16985.96 | 4204.01 | 12781.95 | 1493132.86 |
| 20 | 2026-06 | 16985.96 | 4168.33 | 12817.63 | 1480315.23 |
| 21 | 2026-07 | 16985.96 | 4132.55 | 12853.41 | 1467461.82 |
| 22 | 2026-08 | 16985.96 | 4096.66 | 12889.30 | 1454572.52 |
| 23 | 2026-09 | 16985.96 | 4060.68 | 12925.28 | 1441647.24 |
| 24 | 2026-10 | 16985.96 | 4024.60 | 12961.36 | 1428685.88 |
| 25 | 2026-11 | 16985.96 | 3988.41 | 12997.55 | 1415688.34 |
| 26 | 2026-12 | 16985.96 | 3952.13 | 13033.83 | 1402654.51 |
| 27 | 2027-01 | 16985.96 | 3915.74 | 13070.22 | 1389584.29 |
| 28 | 2027-02 | 16985.96 | 3879.26 | 13106.70 | 1376477.59 |
| 29 | 2027-03 | 16985.96 | 3842.67 | 13143.29 | 1363334.29 |
| 30 | 2027-04 | 16985.96 | 3805.97 | 13179.98 | 1350154.31 |
| 31 | 2027-05 | 16985.96 | 3769.18 | 13216.78 | 1336937.53 |
| 32 | 2027-06 | 16985.96 | 3732.28 | 13253.68 | 1323683.85 |
| 33 | 2027-07 | 16985.96 | 3695.28 | 13290.68 | 1310393.18 |
| 34 | 2027-08 | 16985.96 | 3658.18 | 13327.78 | 1297065.40 |
| 35 | 2027-09 | 16985.96 | 3620.97 | 13364.99 | 1283700.41 |
| 36 | 2027-10 | 16985.96 | 3583.66 | 13402.30 | 1270298.12 |
| 37 | 2027-11 | 16985.96 | 3546.25 | 13439.71 | 1256858.41 |
| 38 | 2027-12 | 16985.96 | 3508.73 | 13477.23 | 1243381.18 |
| 39 | 2028-01 | 16985.96 | 3471.11 | 13514.85 | 1229866.32 |
| 40 | 2028-02 | 16985.96 | 3433.38 | 13552.58 | 1216313.74 |
| 41 | 2028-03 | 16985.96 | 3395.54 | 13590.42 | 1202723.32 |
| 42 | 2028-04 | 16985.96 | 3357.60 | 13628.36 | 1189094.97 |
| 43 | 2028-05 | 16985.96 | 3319.56 | 13666.40 | 1175428.56 |
| 44 | 2028-06 | 16985.96 | 3281.40 | 13704.56 | 1161724.01 |
| 45 | 2028-07 | 16985.96 | 3243.15 | 13742.81 | 1147981.19 |
| 46 | 2028-08 | 16985.96 | 3204.78 | 13781.18 | 1134200.01 |
| 47 | 2028-09 | 16985.96 | 3166.31 | 13819.65 | 1120380.36 |
| 48 | 2028-10 | 16985.96 | 3127.73 | 13858.23 | 1106522.13 |
| 49 | 2028-11 | 16985.96 | 3089.04 | 13896.92 | 1092625.21 |
| 50 | 2028-12 | 16985.96 | 3050.25 | 13935.71 | 1078689.50 |
| 51 | 2029-01 | 16985.96 | 3011.34 | 13974.62 | 1064714.88 |
| 52 | 2029-02 | 16985.96 | 2972.33 | 14013.63 | 1050701.25 |
| 53 | 2029-03 | 16985.96 | 2933.21 | 14052.75 | 1036648.50 |
| 54 | 2029-04 | 16985.96 | 2893.98 | 14091.98 | 1022556.51 |
| 55 | 2029-05 | 16985.96 | 2854.64 | 14131.32 | 1008425.19 |
| 56 | 2029-06 | 16985.96 | 2815.19 | 14170.77 | 994254.42 |
| 57 | 2029-07 | 16985.96 | 2775.63 | 14210.33 | 980044.09 |
| 58 | 2029-08 | 16985.96 | 2735.96 | 14250.00 | 965794.08 |
| 59 | 2029-09 | 16985.96 | 2696.18 | 14289.78 | 951504.30 |
| 60 | 2029-10 | 16985.96 | 2656.28 | 14329.68 | 937174.62 |
| 61 | 2029-11 | 16985.96 | 2616.28 | 14369.68 | 922804.94 |
| 62 | 2029-12 | 16985.96 | 2576.16 | 14409.80 | 908395.14 |
| 63 | 2030-01 | 16985.96 | 2535.94 | 14450.02 | 893945.12 |
| 64 | 2030-02 | 16985.96 | 2495.60 | 14490.36 | 879454.76 |
| 65 | 2030-03 | 16985.96 | 2455.14 | 14530.82 | 864923.94 |
| 66 | 2030-04 | 16985.96 | 2414.58 | 14571.38 | 850352.56 |
| 67 | 2030-05 | 16985.96 | 2373.90 | 14612.06 | 835740.50 |
| 68 | 2030-06 | 16985.96 | 2333.11 | 14652.85 | 821087.65 |
| 69 | 2030-07 | 16985.96 | 2292.20 | 14693.76 | 806393.90 |
| 70 | 2030-08 | 16985.96 | 2251.18 | 14734.78 | 791659.12 |
| 71 | 2030-09 | 16985.96 | 2210.05 | 14775.91 | 776883.21 |
| 72 | 2030-10 | 16985.96 | 2168.80 | 14817.16 | 762066.05 |
| 73 | 2030-11 | 16985.96 | 2127.43 | 14858.53 | 747207.52 |
| 74 | 2030-12 | 16985.96 | 2085.95 | 14900.01 | 732307.52 |
| 75 | 2031-01 | 16985.96 | 2044.36 | 14941.60 | 717365.91 |
| 76 | 2031-02 | 16985.96 | 2002.65 | 14983.31 | 702382.60 |
| 77 | 2031-03 | 16985.96 | 1960.82 | 15025.14 | 687357.46 |
| 78 | 2031-04 | 16985.96 | 1918.87 | 15067.09 | 672290.37 |
| 79 | 2031-05 | 16985.96 | 1876.81 | 15109.15 | 657181.22 |
| 80 | 2031-06 | 16985.96 | 1834.63 | 15151.33 | 642029.89 |
| 81 | 2031-07 | 16985.96 | 1792.33 | 15193.63 | 626836.27 |
| 82 | 2031-08 | 16985.96 | 1749.92 | 15236.04 | 611600.23 |
| 83 | 2031-09 | 16985.96 | 1707.38 | 15278.58 | 596321.65 |
| 84 | 2031-10 | 16985.96 | 1664.73 | 15321.23 | 581000.42 |
| 85 | 2031-11 | 16985.96 | 1621.96 | 15364.00 | 565636.42 |
| 86 | 2031-12 | 16985.96 | 1579.07 | 15406.89 | 550229.53 |
| 87 | 2032-01 | 16985.96 | 1536.06 | 15449.90 | 534779.63 |
| 88 | 2032-02 | 16985.96 | 1492.93 | 15493.03 | 519286.59 |
| 89 | 2032-03 | 16985.96 | 1449.68 | 15536.28 | 503750.31 |
| 90 | 2032-04 | 16985.96 | 1406.30 | 15579.66 | 488170.65 |
| 91 | 2032-05 | 16985.96 | 1362.81 | 15623.15 | 472547.50 |
| 92 | 2032-06 | 16985.96 | 1319.20 | 15666.76 | 456880.74 |
| 93 | 2032-07 | 16985.96 | 1275.46 | 15710.50 | 441170.24 |
| 94 | 2032-08 | 16985.96 | 1231.60 | 15754.36 | 425415.88 |
| 95 | 2032-09 | 16985.96 | 1187.62 | 15798.34 | 409617.54 |
| 96 | 2032-10 | 16985.96 | 1143.52 | 15842.44 | 393775.09 |
| 97 | 2032-11 | 16985.96 | 1099.29 | 15886.67 | 377888.42 |
| 98 | 2032-12 | 16985.96 | 1054.94 | 15931.02 | 361957.40 |
| 99 | 2033-01 | 16985.96 | 1010.46 | 15975.50 | 345981.90 |
| 100 | 2033-02 | 16985.96 | 965.87 | 16020.09 | 329961.81 |
| 101 | 2033-03 | 16985.96 | 921.14 | 16064.82 | 313896.99 |
| 102 | 2033-04 | 16985.96 | 876.30 | 16109.66 | 297787.33 |
| 103 | 2033-05 | 16985.96 | 831.32 | 16154.64 | 281632.69 |
| 104 | 2033-06 | 16985.96 | 786.22 | 16199.74 | 265432.96 |
| 105 | 2033-07 | 16985.96 | 741.00 | 16244.96 | 249188.00 |
| 106 | 2033-08 | 16985.96 | 695.65 | 16290.31 | 232897.69 |
| 107 | 2033-09 | 16985.96 | 650.17 | 16335.79 | 216561.90 |
| 108 | 2033-10 | 16985.96 | 604.57 | 16381.39 | 200180.51 |
| 109 | 2033-11 | 16985.96 | 558.84 | 16427.12 | 183753.39 |
| 110 | 2033-12 | 16985.96 | 512.98 | 16472.98 | 167280.41 |
| 111 | 2034-01 | 16985.96 | 466.99 | 16518.97 | 150761.44 |
| 112 | 2034-02 | 16985.96 | 420.88 | 16565.08 | 134196.35 |
| 113 | 2034-03 | 16985.96 | 374.63 | 16611.33 | 117585.03 |
| 114 | 2034-04 | 16985.96 | 328.26 | 16657.70 | 100927.32 |
| 115 | 2034-05 | 16985.96 | 281.76 | 16704.20 | 84223.12 |
| 116 | 2034-06 | 16985.96 | 235.12 | 16750.84 | 67472.28 |
| 117 | 2034-07 | 16985.96 | 188.36 | 16797.60 | 50674.68 |
| 118 | 2034-08 | 16985.96 | 141.47 | 16844.49 | 33830.19 |
| 119 | 2034-09 | 16985.96 | 94.44 | 16891.52 | 16938.67 |
| 120 | 2034-10 | 16985.96 | 47.29 | 16938.67 | 0.00 |
还款方式二：等额本金
贷款总额：173万
还款月数：10年
首月还款：19246.25元
每月递减：40.25元
利息总额：29.22万
本息合计：202.22万
节省利息：16125.39元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 19246.25 | 4829.58 | 14416.67 | 1715583.33 |
| 2 | 2024-12 | 19206.00 | 4789.34 | 14416.67 | 1701166.67 |
| 3 | 2025-01 | 19165.76 | 4749.09 | 14416.67 | 1686750.00 |
| 4 | 2025-02 | 19125.51 | 4708.84 | 14416.67 | 1672333.33 |
| 5 | 2025-03 | 19085.26 | 4668.60 | 14416.67 | 1657916.67 |
| 6 | 2025-04 | 19045.02 | 4628.35 | 14416.67 | 1643500.00 |
| 7 | 2025-05 | 19004.77 | 4588.10 | 14416.67 | 1629083.33 |
| 8 | 2025-06 | 18964.52 | 4547.86 | 14416.67 | 1614666.67 |
| 9 | 2025-07 | 18924.28 | 4507.61 | 14416.67 | 1600250.00 |
| 10 | 2025-08 | 18884.03 | 4467.36 | 14416.67 | 1585833.33 |
| 11 | 2025-09 | 18843.78 | 4427.12 | 14416.67 | 1571416.67 |
| 12 | 2025-10 | 18803.54 | 4386.87 | 14416.67 | 1557000.00 |
| 13 | 2025-11 | 18763.29 | 4346.63 | 14416.67 | 1542583.33 |
| 14 | 2025-12 | 18723.05 | 4306.38 | 14416.67 | 1528166.67 |
| 15 | 2026-01 | 18682.80 | 4266.13 | 14416.67 | 1513750.00 |
| 16 | 2026-02 | 18642.55 | 4225.89 | 14416.67 | 1499333.33 |
| 17 | 2026-03 | 18602.31 | 4185.64 | 14416.67 | 1484916.67 |
| 18 | 2026-04 | 18562.06 | 4145.39 | 14416.67 | 1470500.00 |
| 19 | 2026-05 | 18521.81 | 4105.15 | 14416.67 | 1456083.33 |
| 20 | 2026-06 | 18481.57 | 4064.90 | 14416.67 | 1441666.67 |
| 21 | 2026-07 | 18441.32 | 4024.65 | 14416.67 | 1427250.00 |
| 22 | 2026-08 | 18401.07 | 3984.41 | 14416.67 | 1412833.33 |
| 23 | 2026-09 | 18360.83 | 3944.16 | 14416.67 | 1398416.67 |
| 24 | 2026-10 | 18320.58 | 3903.91 | 14416.67 | 1384000.00 |
| 25 | 2026-11 | 18280.33 | 3863.67 | 14416.67 | 1369583.33 |
| 26 | 2026-12 | 18240.09 | 3823.42 | 14416.67 | 1355166.67 |
| 27 | 2027-01 | 18199.84 | 3783.17 | 14416.67 | 1340750.00 |
| 28 | 2027-02 | 18159.59 | 3742.93 | 14416.67 | 1326333.33 |
| 29 | 2027-03 | 18119.35 | 3702.68 | 14416.67 | 1311916.67 |
| 30 | 2027-04 | 18079.10 | 3662.43 | 14416.67 | 1297500.00 |
| 31 | 2027-05 | 18038.85 | 3622.19 | 14416.67 | 1283083.33 |
| 32 | 2027-06 | 17998.61 | 3581.94 | 14416.67 | 1268666.67 |
| 33 | 2027-07 | 17958.36 | 3541.69 | 14416.67 | 1254250.00 |
| 34 | 2027-08 | 17918.11 | 3501.45 | 14416.67 | 1239833.33 |
| 35 | 2027-09 | 17877.87 | 3461.20 | 14416.67 | 1225416.67 |
| 36 | 2027-10 | 17837.62 | 3420.95 | 14416.67 | 1211000.00 |
| 37 | 2027-11 | 17797.38 | 3380.71 | 14416.67 | 1196583.33 |
| 38 | 2027-12 | 17757.13 | 3340.46 | 14416.67 | 1182166.67 |
| 39 | 2028-01 | 17716.88 | 3300.22 | 14416.67 | 1167750.00 |
| 40 | 2028-02 | 17676.64 | 3259.97 | 14416.67 | 1153333.33 |
| 41 | 2028-03 | 17636.39 | 3219.72 | 14416.67 | 1138916.67 |
| 42 | 2028-04 | 17596.14 | 3179.48 | 14416.67 | 1124500.00 |
| 43 | 2028-05 | 17555.90 | 3139.23 | 14416.67 | 1110083.33 |
| 44 | 2028-06 | 17515.65 | 3098.98 | 14416.67 | 1095666.67 |
| 45 | 2028-07 | 17475.40 | 3058.74 | 14416.67 | 1081250.00 |
| 46 | 2028-08 | 17435.16 | 3018.49 | 14416.67 | 1066833.33 |
| 47 | 2028-09 | 17394.91 | 2978.24 | 14416.67 | 1052416.67 |
| 48 | 2028-10 | 17354.66 | 2938.00 | 14416.67 | 1038000.00 |
| 49 | 2028-11 | 17314.42 | 2897.75 | 14416.67 | 1023583.33 |
| 50 | 2028-12 | 17274.17 | 2857.50 | 14416.67 | 1009166.67 |
| 51 | 2029-01 | 17233.92 | 2817.26 | 14416.67 | 994750.00 |
| 52 | 2029-02 | 17193.68 | 2777.01 | 14416.67 | 980333.33 |
| 53 | 2029-03 | 17153.43 | 2736.76 | 14416.67 | 965916.67 |
| 54 | 2029-04 | 17113.18 | 2696.52 | 14416.67 | 951500.00 |
| 55 | 2029-05 | 17072.94 | 2656.27 | 14416.67 | 937083.33 |
| 56 | 2029-06 | 17032.69 | 2616.02 | 14416.67 | 922666.67 |
| 57 | 2029-07 | 16992.44 | 2575.78 | 14416.67 | 908250.00 |
| 58 | 2029-08 | 16952.20 | 2535.53 | 14416.67 | 893833.33 |
| 59 | 2029-09 | 16911.95 | 2495.28 | 14416.67 | 879416.67 |
| 60 | 2029-10 | 16871.70 | 2455.04 | 14416.67 | 865000.00 |
| 61 | 2029-11 | 16831.46 | 2414.79 | 14416.67 | 850583.33 |
| 62 | 2029-12 | 16791.21 | 2374.55 | 14416.67 | 836166.67 |
| 63 | 2030-01 | 16750.97 | 2334.30 | 14416.67 | 821750.00 |
| 64 | 2030-02 | 16710.72 | 2294.05 | 14416.67 | 807333.33 |
| 65 | 2030-03 | 16670.47 | 2253.81 | 14416.67 | 792916.67 |
| 66 | 2030-04 | 16630.23 | 2213.56 | 14416.67 | 778500.00 |
| 67 | 2030-05 | 16589.98 | 2173.31 | 14416.67 | 764083.33 |
| 68 | 2030-06 | 16549.73 | 2133.07 | 14416.67 | 749666.67 |
| 69 | 2030-07 | 16509.49 | 2092.82 | 14416.67 | 735250.00 |
| 70 | 2030-08 | 16469.24 | 2052.57 | 14416.67 | 720833.33 |
| 71 | 2030-09 | 16428.99 | 2012.33 | 14416.67 | 706416.67 |
| 72 | 2030-10 | 16388.75 | 1972.08 | 14416.67 | 692000.00 |
| 73 | 2030-11 | 16348.50 | 1931.83 | 14416.67 | 677583.33 |
| 74 | 2030-12 | 16308.25 | 1891.59 | 14416.67 | 663166.67 |
| 75 | 2031-01 | 16268.01 | 1851.34 | 14416.67 | 648750.00 |
| 76 | 2031-02 | 16227.76 | 1811.09 | 14416.67 | 634333.33 |
| 77 | 2031-03 | 16187.51 | 1770.85 | 14416.67 | 619916.67 |
| 78 | 2031-04 | 16147.27 | 1730.60 | 14416.67 | 605500.00 |
| 79 | 2031-05 | 16107.02 | 1690.35 | 14416.67 | 591083.33 |
| 80 | 2031-06 | 16066.77 | 1650.11 | 14416.67 | 576666.67 |
| 81 | 2031-07 | 16026.53 | 1609.86 | 14416.67 | 562250.00 |
| 82 | 2031-08 | 15986.28 | 1569.61 | 14416.67 | 547833.33 |
| 83 | 2031-09 | 15946.03 | 1529.37 | 14416.67 | 533416.67 |
| 84 | 2031-10 | 15905.79 | 1489.12 | 14416.67 | 519000.00 |
| 85 | 2031-11 | 15865.54 | 1448.88 | 14416.67 | 504583.33 |
| 86 | 2031-12 | 15825.30 | 1408.63 | 14416.67 | 490166.67 |
| 87 | 2032-01 | 15785.05 | 1368.38 | 14416.67 | 475750.00 |
| 88 | 2032-02 | 15744.80 | 1328.14 | 14416.67 | 461333.33 |
| 89 | 2032-03 | 15704.56 | 1287.89 | 14416.67 | 446916.67 |
| 90 | 2032-04 | 15664.31 | 1247.64 | 14416.67 | 432500.00 |
| 91 | 2032-05 | 15624.06 | 1207.40 | 14416.67 | 418083.33 |
| 92 | 2032-06 | 15583.82 | 1167.15 | 14416.67 | 403666.67 |
| 93 | 2032-07 | 15543.57 | 1126.90 | 14416.67 | 389250.00 |
| 94 | 2032-08 | 15503.32 | 1086.66 | 14416.67 | 374833.33 |
| 95 | 2032-09 | 15463.08 | 1046.41 | 14416.67 | 360416.67 |
| 96 | 2032-10 | 15422.83 | 1006.16 | 14416.67 | 346000.00 |
| 97 | 2032-11 | 15382.58 | 965.92 | 14416.67 | 331583.33 |
| 98 | 2032-12 | 15342.34 | 925.67 | 14416.67 | 317166.67 |
| 99 | 2033-01 | 15302.09 | 885.42 | 14416.67 | 302750.00 |
| 100 | 2033-02 | 15261.84 | 845.18 | 14416.67 | 288333.33 |
| 101 | 2033-03 | 15221.60 | 804.93 | 14416.67 | 273916.67 |
| 102 | 2033-04 | 15181.35 | 764.68 | 14416.67 | 259500.00 |
| 103 | 2033-05 | 15141.10 | 724.44 | 14416.67 | 245083.33 |
| 104 | 2033-06 | 15100.86 | 684.19 | 14416.67 | 230666.67 |
| 105 | 2033-07 | 15060.61 | 643.94 | 14416.67 | 216250.00 |
| 106 | 2033-08 | 15020.36 | 603.70 | 14416.67 | 201833.33 |
| 107 | 2033-09 | 14980.12 | 563.45 | 14416.67 | 187416.67 |
| 108 | 2033-10 | 14939.87 | 523.20 | 14416.67 | 173000.00 |
| 109 | 2033-11 | 14899.63 | 482.96 | 14416.67 | 158583.33 |
| 110 | 2033-12 | 14859.38 | 442.71 | 14416.67 | 144166.67 |
| 111 | 2034-01 | 14819.13 | 402.47 | 14416.67 | 129750.00 |
| 112 | 2034-02 | 14778.89 | 362.22 | 14416.67 | 115333.33 |
| 113 | 2034-03 | 14738.64 | 321.97 | 14416.67 | 100916.67 |
| 114 | 2034-04 | 14698.39 | 281.73 | 14416.67 | 86500.00 |
| 115 | 2034-05 | 14658.15 | 241.48 | 14416.67 | 72083.33 |
| 116 | 2034-06 | 14617.90 | 201.23 | 14416.67 | 57666.67 |
| 117 | 2034-07 | 14577.65 | 160.99 | 14416.67 | 43250.00 |
| 118 | 2034-08 | 14537.41 | 120.74 | 14416.67 | 28833.33 |
| 119 | 2034-09 | 14497.16 | 80.49 | 14416.67 | 14416.67 |
| 120 | 2034-10 | 14456.91 | 40.25 | 14416.67 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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