贷款390万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：390万
还款月数：10年
每月还款：38840.13元
利息总额：76.08万
本息合计：466.08万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 38840.13 | 11862.50 | 26977.63 | 3873022.37 |
| 2 | 2024-12 | 38840.13 | 11780.44 | 27059.68 | 3845962.69 |
| 3 | 2025-01 | 38840.13 | 11698.14 | 27141.99 | 3818820.70 |
| 4 | 2025-02 | 38840.13 | 11615.58 | 27224.55 | 3791596.15 |
| 5 | 2025-03 | 38840.13 | 11532.77 | 27307.36 | 3764288.80 |
| 6 | 2025-04 | 38840.13 | 11449.71 | 27390.42 | 3736898.38 |
| 7 | 2025-05 | 38840.13 | 11366.40 | 27473.73 | 3709424.65 |
| 8 | 2025-06 | 38840.13 | 11282.83 | 27557.29 | 3681867.36 |
| 9 | 2025-07 | 38840.13 | 11199.01 | 27641.11 | 3654226.24 |
| 10 | 2025-08 | 38840.13 | 11114.94 | 27725.19 | 3626501.06 |
| 11 | 2025-09 | 38840.13 | 11030.61 | 27809.52 | 3598691.54 |
| 12 | 2025-10 | 38840.13 | 10946.02 | 27894.11 | 3570797.43 |
| 13 | 2025-11 | 38840.13 | 10861.18 | 27978.95 | 3542818.48 |
| 14 | 2025-12 | 38840.13 | 10776.07 | 28064.05 | 3514754.42 |
| 15 | 2026-01 | 38840.13 | 10690.71 | 28149.42 | 3486605.01 |
| 16 | 2026-02 | 38840.13 | 10605.09 | 28235.04 | 3458369.97 |
| 17 | 2026-03 | 38840.13 | 10519.21 | 28320.92 | 3430049.05 |
| 18 | 2026-04 | 38840.13 | 10433.07 | 28407.06 | 3401641.99 |
| 19 | 2026-05 | 38840.13 | 10346.66 | 28493.47 | 3373148.52 |
| 20 | 2026-06 | 38840.13 | 10259.99 | 28580.13 | 3344568.39 |
| 21 | 2026-07 | 38840.13 | 10173.06 | 28667.06 | 3315901.33 |
| 22 | 2026-08 | 38840.13 | 10085.87 | 28754.26 | 3287147.06 |
| 23 | 2026-09 | 38840.13 | 9998.41 | 28841.72 | 3258305.34 |
| 24 | 2026-10 | 38840.13 | 9910.68 | 28929.45 | 3229375.89 |
| 25 | 2026-11 | 38840.13 | 9822.69 | 29017.44 | 3200358.45 |
| 26 | 2026-12 | 38840.13 | 9734.42 | 29105.70 | 3171252.75 |
| 27 | 2027-01 | 38840.13 | 9645.89 | 29194.23 | 3142058.52 |
| 28 | 2027-02 | 38840.13 | 9557.09 | 29283.03 | 3112775.48 |
| 29 | 2027-03 | 38840.13 | 9468.03 | 29372.10 | 3083403.38 |
| 30 | 2027-04 | 38840.13 | 9378.69 | 29461.44 | 3053941.94 |
| 31 | 2027-05 | 38840.13 | 9289.07 | 29551.05 | 3024390.89 |
| 32 | 2027-06 | 38840.13 | 9199.19 | 29640.94 | 2994749.95 |
| 33 | 2027-07 | 38840.13 | 9109.03 | 29731.10 | 2965018.85 |
| 34 | 2027-08 | 38840.13 | 9018.60 | 29821.53 | 2935197.32 |
| 35 | 2027-09 | 38840.13 | 8927.89 | 29912.24 | 2905285.09 |
| 36 | 2027-10 | 38840.13 | 8836.91 | 30003.22 | 2875281.87 |
| 37 | 2027-11 | 38840.13 | 8745.65 | 30094.48 | 2845187.39 |
| 38 | 2027-12 | 38840.13 | 8654.11 | 30186.02 | 2815001.38 |
| 39 | 2028-01 | 38840.13 | 8562.30 | 30277.83 | 2784723.55 |
| 40 | 2028-02 | 38840.13 | 8470.20 | 30369.93 | 2754353.62 |
| 41 | 2028-03 | 38840.13 | 8377.83 | 30462.30 | 2723891.32 |
| 42 | 2028-04 | 38840.13 | 8285.17 | 30554.96 | 2693336.36 |
| 43 | 2028-05 | 38840.13 | 8192.23 | 30647.90 | 2662688.46 |
| 44 | 2028-06 | 38840.13 | 8099.01 | 30741.12 | 2631947.35 |
| 45 | 2028-07 | 38840.13 | 8005.51 | 30834.62 | 2601112.73 |
| 46 | 2028-08 | 38840.13 | 7911.72 | 30928.41 | 2570184.32 |
| 47 | 2028-09 | 38840.13 | 7817.64 | 31022.48 | 2539161.83 |
| 48 | 2028-10 | 38840.13 | 7723.28 | 31116.84 | 2508044.99 |
| 49 | 2028-11 | 38840.13 | 7628.64 | 31211.49 | 2476833.50 |
| 50 | 2028-12 | 38840.13 | 7533.70 | 31306.43 | 2445527.08 |
| 51 | 2029-01 | 38840.13 | 7438.48 | 31401.65 | 2414125.43 |
| 52 | 2029-02 | 38840.13 | 7342.96 | 31497.16 | 2382628.26 |
| 53 | 2029-03 | 38840.13 | 7247.16 | 31592.97 | 2351035.30 |
| 54 | 2029-04 | 38840.13 | 7151.07 | 31689.06 | 2319346.24 |
| 55 | 2029-05 | 38840.13 | 7054.68 | 31785.45 | 2287560.79 |
| 56 | 2029-06 | 38840.13 | 6958.00 | 31882.13 | 2255678.66 |
| 57 | 2029-07 | 38840.13 | 6861.02 | 31979.10 | 2223699.55 |
| 58 | 2029-08 | 38840.13 | 6763.75 | 32076.37 | 2191623.18 |
| 59 | 2029-09 | 38840.13 | 6666.19 | 32173.94 | 2159449.24 |
| 60 | 2029-10 | 38840.13 | 6568.32 | 32271.80 | 2127177.44 |
| 61 | 2029-11 | 38840.13 | 6470.16 | 32369.96 | 2094807.47 |
| 62 | 2029-12 | 38840.13 | 6371.71 | 32468.42 | 2062339.05 |
| 63 | 2030-01 | 38840.13 | 6272.95 | 32567.18 | 2029771.87 |
| 64 | 2030-02 | 38840.13 | 6173.89 | 32666.24 | 1997105.64 |
| 65 | 2030-03 | 38840.13 | 6074.53 | 32765.60 | 1964340.04 |
| 66 | 2030-04 | 38840.13 | 5974.87 | 32865.26 | 1931474.78 |
| 67 | 2030-05 | 38840.13 | 5874.90 | 32965.22 | 1898509.56 |
| 68 | 2030-06 | 38840.13 | 5774.63 | 33065.49 | 1865444.06 |
| 69 | 2030-07 | 38840.13 | 5674.06 | 33166.07 | 1832277.99 |
| 70 | 2030-08 | 38840.13 | 5573.18 | 33266.95 | 1799011.05 |
| 71 | 2030-09 | 38840.13 | 5471.99 | 33368.14 | 1765642.91 |
| 72 | 2030-10 | 38840.13 | 5370.50 | 33469.63 | 1732173.28 |
| 73 | 2030-11 | 38840.13 | 5268.69 | 33571.43 | 1698601.85 |
| 74 | 2030-12 | 38840.13 | 5166.58 | 33673.55 | 1664928.30 |
| 75 | 2031-01 | 38840.13 | 5064.16 | 33775.97 | 1631152.33 |
| 76 | 2031-02 | 38840.13 | 4961.42 | 33878.71 | 1597273.62 |
| 77 | 2031-03 | 38840.13 | 4858.37 | 33981.75 | 1563291.87 |
| 78 | 2031-04 | 38840.13 | 4755.01 | 34085.11 | 1529206.76 |
| 79 | 2031-05 | 38840.13 | 4651.34 | 34188.79 | 1495017.97 |
| 80 | 2031-06 | 38840.13 | 4547.35 | 34292.78 | 1460725.19 |
| 81 | 2031-07 | 38840.13 | 4443.04 | 34397.09 | 1426328.10 |
| 82 | 2031-08 | 38840.13 | 4338.41 | 34501.71 | 1391826.39 |
| 83 | 2031-09 | 38840.13 | 4233.47 | 34606.66 | 1357219.73 |
| 84 | 2031-10 | 38840.13 | 4128.21 | 34711.92 | 1322507.81 |
| 85 | 2031-11 | 38840.13 | 4022.63 | 34817.50 | 1287690.31 |
| 86 | 2031-12 | 38840.13 | 3916.72 | 34923.40 | 1252766.91 |
| 87 | 2032-01 | 38840.13 | 3810.50 | 35029.63 | 1217737.28 |
| 88 | 2032-02 | 38840.13 | 3703.95 | 35136.18 | 1182601.11 |
| 89 | 2032-03 | 38840.13 | 3597.08 | 35243.05 | 1147358.06 |
| 90 | 2032-04 | 38840.13 | 3489.88 | 35350.25 | 1112007.81 |
| 91 | 2032-05 | 38840.13 | 3382.36 | 35457.77 | 1076550.04 |
| 92 | 2032-06 | 38840.13 | 3274.51 | 35565.62 | 1040984.42 |
| 93 | 2032-07 | 38840.13 | 3166.33 | 35673.80 | 1005310.62 |
| 94 | 2032-08 | 38840.13 | 3057.82 | 35782.31 | 969528.31 |
| 95 | 2032-09 | 38840.13 | 2948.98 | 35891.15 | 933637.17 |
| 96 | 2032-10 | 38840.13 | 2839.81 | 36000.31 | 897636.86 |
| 97 | 2032-11 | 38840.13 | 2730.31 | 36109.82 | 861527.04 |
| 98 | 2032-12 | 38840.13 | 2620.48 | 36219.65 | 825307.39 |
| 99 | 2033-01 | 38840.13 | 2510.31 | 36329.82 | 788977.57 |
| 100 | 2033-02 | 38840.13 | 2399.81 | 36440.32 | 752537.25 |
| 101 | 2033-03 | 38840.13 | 2288.97 | 36551.16 | 715986.09 |
| 102 | 2033-04 | 38840.13 | 2177.79 | 36662.34 | 679323.76 |
| 103 | 2033-05 | 38840.13 | 2066.28 | 36773.85 | 642549.91 |
| 104 | 2033-06 | 38840.13 | 1954.42 | 36885.70 | 605664.20 |
| 105 | 2033-07 | 38840.13 | 1842.23 | 36997.90 | 568666.30 |
| 106 | 2033-08 | 38840.13 | 1729.69 | 37110.43 | 531555.87 |
| 107 | 2033-09 | 38840.13 | 1616.82 | 37223.31 | 494332.56 |
| 108 | 2033-10 | 38840.13 | 1503.59 | 37336.53 | 456996.03 |
| 109 | 2033-11 | 38840.13 | 1390.03 | 37450.10 | 419545.93 |
| 110 | 2033-12 | 38840.13 | 1276.12 | 37564.01 | 381981.92 |
| 111 | 2034-01 | 38840.13 | 1161.86 | 37678.27 | 344303.66 |
| 112 | 2034-02 | 38840.13 | 1047.26 | 37792.87 | 306510.79 |
| 113 | 2034-03 | 38840.13 | 932.30 | 37907.82 | 268602.96 |
| 114 | 2034-04 | 38840.13 | 817.00 | 38023.13 | 230579.84 |
| 115 | 2034-05 | 38840.13 | 701.35 | 38138.78 | 192441.06 |
| 116 | 2034-06 | 38840.13 | 585.34 | 38254.79 | 154186.27 |
| 117 | 2034-07 | 38840.13 | 468.98 | 38371.14 | 115815.13 |
| 118 | 2034-08 | 38840.13 | 352.27 | 38487.86 | 77327.27 |
| 119 | 2034-09 | 38840.13 | 235.20 | 38604.92 | 38722.35 |
| 120 | 2034-10 | 38840.13 | 117.78 | 38722.35 | 0.00 |
还款方式二：等额本金
贷款总额：390万
还款月数：10年
首月还款：44362.5元
每月递减：98.85元
利息总额：71.77万
本息合计：461.77万
节省利息：43134.01元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 44362.50 | 11862.50 | 32500.00 | 3867500.00 |
| 2 | 2024-12 | 44263.65 | 11763.65 | 32500.00 | 3835000.00 |
| 3 | 2025-01 | 44164.79 | 11664.79 | 32500.00 | 3802500.00 |
| 4 | 2025-02 | 44065.94 | 11565.94 | 32500.00 | 3770000.00 |
| 5 | 2025-03 | 43967.08 | 11467.08 | 32500.00 | 3737500.00 |
| 6 | 2025-04 | 43868.23 | 11368.23 | 32500.00 | 3705000.00 |
| 7 | 2025-05 | 43769.38 | 11269.38 | 32500.00 | 3672500.00 |
| 8 | 2025-06 | 43670.52 | 11170.52 | 32500.00 | 3640000.00 |
| 9 | 2025-07 | 43571.67 | 11071.67 | 32500.00 | 3607500.00 |
| 10 | 2025-08 | 43472.81 | 10972.81 | 32500.00 | 3575000.00 |
| 11 | 2025-09 | 43373.96 | 10873.96 | 32500.00 | 3542500.00 |
| 12 | 2025-10 | 43275.10 | 10775.10 | 32500.00 | 3510000.00 |
| 13 | 2025-11 | 43176.25 | 10676.25 | 32500.00 | 3477500.00 |
| 14 | 2025-12 | 43077.40 | 10577.40 | 32500.00 | 3445000.00 |
| 15 | 2026-01 | 42978.54 | 10478.54 | 32500.00 | 3412500.00 |
| 16 | 2026-02 | 42879.69 | 10379.69 | 32500.00 | 3380000.00 |
| 17 | 2026-03 | 42780.83 | 10280.83 | 32500.00 | 3347500.00 |
| 18 | 2026-04 | 42681.98 | 10181.98 | 32500.00 | 3315000.00 |
| 19 | 2026-05 | 42583.13 | 10083.13 | 32500.00 | 3282500.00 |
| 20 | 2026-06 | 42484.27 | 9984.27 | 32500.00 | 3250000.00 |
| 21 | 2026-07 | 42385.42 | 9885.42 | 32500.00 | 3217500.00 |
| 22 | 2026-08 | 42286.56 | 9786.56 | 32500.00 | 3185000.00 |
| 23 | 2026-09 | 42187.71 | 9687.71 | 32500.00 | 3152500.00 |
| 24 | 2026-10 | 42088.85 | 9588.85 | 32500.00 | 3120000.00 |
| 25 | 2026-11 | 41990.00 | 9490.00 | 32500.00 | 3087500.00 |
| 26 | 2026-12 | 41891.15 | 9391.15 | 32500.00 | 3055000.00 |
| 27 | 2027-01 | 41792.29 | 9292.29 | 32500.00 | 3022500.00 |
| 28 | 2027-02 | 41693.44 | 9193.44 | 32500.00 | 2990000.00 |
| 29 | 2027-03 | 41594.58 | 9094.58 | 32500.00 | 2957500.00 |
| 30 | 2027-04 | 41495.73 | 8995.73 | 32500.00 | 2925000.00 |
| 31 | 2027-05 | 41396.88 | 8896.88 | 32500.00 | 2892500.00 |
| 32 | 2027-06 | 41298.02 | 8798.02 | 32500.00 | 2860000.00 |
| 33 | 2027-07 | 41199.17 | 8699.17 | 32500.00 | 2827500.00 |
| 34 | 2027-08 | 41100.31 | 8600.31 | 32500.00 | 2795000.00 |
| 35 | 2027-09 | 41001.46 | 8501.46 | 32500.00 | 2762500.00 |
| 36 | 2027-10 | 40902.60 | 8402.60 | 32500.00 | 2730000.00 |
| 37 | 2027-11 | 40803.75 | 8303.75 | 32500.00 | 2697500.00 |
| 38 | 2027-12 | 40704.90 | 8204.90 | 32500.00 | 2665000.00 |
| 39 | 2028-01 | 40606.04 | 8106.04 | 32500.00 | 2632500.00 |
| 40 | 2028-02 | 40507.19 | 8007.19 | 32500.00 | 2600000.00 |
| 41 | 2028-03 | 40408.33 | 7908.33 | 32500.00 | 2567500.00 |
| 42 | 2028-04 | 40309.48 | 7809.48 | 32500.00 | 2535000.00 |
| 43 | 2028-05 | 40210.63 | 7710.62 | 32500.00 | 2502500.00 |
| 44 | 2028-06 | 40111.77 | 7611.77 | 32500.00 | 2470000.00 |
| 45 | 2028-07 | 40012.92 | 7512.92 | 32500.00 | 2437500.00 |
| 46 | 2028-08 | 39914.06 | 7414.06 | 32500.00 | 2405000.00 |
| 47 | 2028-09 | 39815.21 | 7315.21 | 32500.00 | 2372500.00 |
| 48 | 2028-10 | 39716.35 | 7216.35 | 32500.00 | 2340000.00 |
| 49 | 2028-11 | 39617.50 | 7117.50 | 32500.00 | 2307500.00 |
| 50 | 2028-12 | 39518.65 | 7018.65 | 32500.00 | 2275000.00 |
| 51 | 2029-01 | 39419.79 | 6919.79 | 32500.00 | 2242500.00 |
| 52 | 2029-02 | 39320.94 | 6820.94 | 32500.00 | 2210000.00 |
| 53 | 2029-03 | 39222.08 | 6722.08 | 32500.00 | 2177500.00 |
| 54 | 2029-04 | 39123.23 | 6623.23 | 32500.00 | 2145000.00 |
| 55 | 2029-05 | 39024.38 | 6524.38 | 32500.00 | 2112500.00 |
| 56 | 2029-06 | 38925.52 | 6425.52 | 32500.00 | 2080000.00 |
| 57 | 2029-07 | 38826.67 | 6326.67 | 32500.00 | 2047500.00 |
| 58 | 2029-08 | 38727.81 | 6227.81 | 32500.00 | 2015000.00 |
| 59 | 2029-09 | 38628.96 | 6128.96 | 32500.00 | 1982500.00 |
| 60 | 2029-10 | 38530.10 | 6030.10 | 32500.00 | 1950000.00 |
| 61 | 2029-11 | 38431.25 | 5931.25 | 32500.00 | 1917500.00 |
| 62 | 2029-12 | 38332.40 | 5832.40 | 32500.00 | 1885000.00 |
| 63 | 2030-01 | 38233.54 | 5733.54 | 32500.00 | 1852500.00 |
| 64 | 2030-02 | 38134.69 | 5634.69 | 32500.00 | 1820000.00 |
| 65 | 2030-03 | 38035.83 | 5535.83 | 32500.00 | 1787500.00 |
| 66 | 2030-04 | 37936.98 | 5436.98 | 32500.00 | 1755000.00 |
| 67 | 2030-05 | 37838.13 | 5338.13 | 32500.00 | 1722500.00 |
| 68 | 2030-06 | 37739.27 | 5239.27 | 32500.00 | 1690000.00 |
| 69 | 2030-07 | 37640.42 | 5140.42 | 32500.00 | 1657500.00 |
| 70 | 2030-08 | 37541.56 | 5041.56 | 32500.00 | 1625000.00 |
| 71 | 2030-09 | 37442.71 | 4942.71 | 32500.00 | 1592500.00 |
| 72 | 2030-10 | 37343.85 | 4843.85 | 32500.00 | 1560000.00 |
| 73 | 2030-11 | 37245.00 | 4745.00 | 32500.00 | 1527500.00 |
| 74 | 2030-12 | 37146.15 | 4646.15 | 32500.00 | 1495000.00 |
| 75 | 2031-01 | 37047.29 | 4547.29 | 32500.00 | 1462500.00 |
| 76 | 2031-02 | 36948.44 | 4448.44 | 32500.00 | 1430000.00 |
| 77 | 2031-03 | 36849.58 | 4349.58 | 32500.00 | 1397500.00 |
| 78 | 2031-04 | 36750.73 | 4250.73 | 32500.00 | 1365000.00 |
| 79 | 2031-05 | 36651.88 | 4151.88 | 32500.00 | 1332500.00 |
| 80 | 2031-06 | 36553.02 | 4053.02 | 32500.00 | 1300000.00 |
| 81 | 2031-07 | 36454.17 | 3954.17 | 32500.00 | 1267500.00 |
| 82 | 2031-08 | 36355.31 | 3855.31 | 32500.00 | 1235000.00 |
| 83 | 2031-09 | 36256.46 | 3756.46 | 32500.00 | 1202500.00 |
| 84 | 2031-10 | 36157.60 | 3657.60 | 32500.00 | 1170000.00 |
| 85 | 2031-11 | 36058.75 | 3558.75 | 32500.00 | 1137500.00 |
| 86 | 2031-12 | 35959.90 | 3459.90 | 32500.00 | 1105000.00 |
| 87 | 2032-01 | 35861.04 | 3361.04 | 32500.00 | 1072500.00 |
| 88 | 2032-02 | 35762.19 | 3262.19 | 32500.00 | 1040000.00 |
| 89 | 2032-03 | 35663.33 | 3163.33 | 32500.00 | 1007500.00 |
| 90 | 2032-04 | 35564.48 | 3064.48 | 32500.00 | 975000.00 |
| 91 | 2032-05 | 35465.63 | 2965.63 | 32500.00 | 942500.00 |
| 92 | 2032-06 | 35366.77 | 2866.77 | 32500.00 | 910000.00 |
| 93 | 2032-07 | 35267.92 | 2767.92 | 32500.00 | 877500.00 |
| 94 | 2032-08 | 35169.06 | 2669.06 | 32500.00 | 845000.00 |
| 95 | 2032-09 | 35070.21 | 2570.21 | 32500.00 | 812500.00 |
| 96 | 2032-10 | 34971.35 | 2471.35 | 32500.00 | 780000.00 |
| 97 | 2032-11 | 34872.50 | 2372.50 | 32500.00 | 747500.00 |
| 98 | 2032-12 | 34773.65 | 2273.65 | 32500.00 | 715000.00 |
| 99 | 2033-01 | 34674.79 | 2174.79 | 32500.00 | 682500.00 |
| 100 | 2033-02 | 34575.94 | 2075.94 | 32500.00 | 650000.00 |
| 101 | 2033-03 | 34477.08 | 1977.08 | 32500.00 | 617500.00 |
| 102 | 2033-04 | 34378.23 | 1878.23 | 32500.00 | 585000.00 |
| 103 | 2033-05 | 34279.38 | 1779.38 | 32500.00 | 552500.00 |
| 104 | 2033-06 | 34180.52 | 1680.52 | 32500.00 | 520000.00 |
| 105 | 2033-07 | 34081.67 | 1581.67 | 32500.00 | 487500.00 |
| 106 | 2033-08 | 33982.81 | 1482.81 | 32500.00 | 455000.00 |
| 107 | 2033-09 | 33883.96 | 1383.96 | 32500.00 | 422500.00 |
| 108 | 2033-10 | 33785.10 | 1285.10 | 32500.00 | 390000.00 |
| 109 | 2033-11 | 33686.25 | 1186.25 | 32500.00 | 357500.00 |
| 110 | 2033-12 | 33587.40 | 1087.40 | 32500.00 | 325000.00 |
| 111 | 2034-01 | 33488.54 | 988.54 | 32500.00 | 292500.00 |
| 112 | 2034-02 | 33389.69 | 889.69 | 32500.00 | 260000.00 |
| 113 | 2034-03 | 33290.83 | 790.83 | 32500.00 | 227500.00 |
| 114 | 2034-04 | 33191.98 | 691.98 | 32500.00 | 195000.00 |
| 115 | 2034-05 | 33093.13 | 593.13 | 32500.00 | 162500.00 |
| 116 | 2034-06 | 32994.27 | 494.27 | 32500.00 | 130000.00 |
| 117 | 2034-07 | 32895.42 | 395.42 | 32500.00 | 97500.00 |
| 118 | 2034-08 | 32796.56 | 296.56 | 32500.00 | 65000.00 |
| 119 | 2034-09 | 32697.71 | 197.71 | 32500.00 | 32500.00 |
| 120 | 2034-10 | 32598.85 | 98.85 | 32500.00 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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