贷款300万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：300万
还款月数：10年
每月还款：29176.41元
利息总额：50.12万
本息合计：350.12万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 29176.41 | 7875.00 | 21301.41 | 2978698.59 |
| 2 | 2024-12 | 29176.41 | 7819.08 | 21357.32 | 2957341.27 |
| 3 | 2025-01 | 29176.41 | 7763.02 | 21413.39 | 2935927.89 |
| 4 | 2025-02 | 29176.41 | 7706.81 | 21469.60 | 2914458.29 |
| 5 | 2025-03 | 29176.41 | 7650.45 | 21525.95 | 2892932.34 |
| 6 | 2025-04 | 29176.41 | 7593.95 | 21582.46 | 2871349.88 |
| 7 | 2025-05 | 29176.41 | 7537.29 | 21639.11 | 2849710.76 |
| 8 | 2025-06 | 29176.41 | 7480.49 | 21695.92 | 2828014.85 |
| 9 | 2025-07 | 29176.41 | 7423.54 | 21752.87 | 2806261.98 |
| 10 | 2025-08 | 29176.41 | 7366.44 | 21809.97 | 2784452.01 |
| 11 | 2025-09 | 29176.41 | 7309.19 | 21867.22 | 2762584.79 |
| 12 | 2025-10 | 29176.41 | 7251.79 | 21924.62 | 2740660.17 |
| 13 | 2025-11 | 29176.41 | 7194.23 | 21982.17 | 2718678.00 |
| 14 | 2025-12 | 29176.41 | 7136.53 | 22039.88 | 2696638.12 |
| 15 | 2026-01 | 29176.41 | 7078.68 | 22097.73 | 2674540.39 |
| 16 | 2026-02 | 29176.41 | 7020.67 | 22155.74 | 2652384.65 |
| 17 | 2026-03 | 29176.41 | 6962.51 | 22213.90 | 2630170.76 |
| 18 | 2026-04 | 29176.41 | 6904.20 | 22272.21 | 2607898.55 |
| 19 | 2026-05 | 29176.41 | 6845.73 | 22330.67 | 2585567.88 |
| 20 | 2026-06 | 29176.41 | 6787.12 | 22389.29 | 2563178.58 |
| 21 | 2026-07 | 29176.41 | 6728.34 | 22448.06 | 2540730.52 |
| 22 | 2026-08 | 29176.41 | 6669.42 | 22506.99 | 2518223.53 |
| 23 | 2026-09 | 29176.41 | 6610.34 | 22566.07 | 2495657.46 |
| 24 | 2026-10 | 29176.41 | 6551.10 | 22625.31 | 2473032.16 |
| 25 | 2026-11 | 29176.41 | 6491.71 | 22684.70 | 2450347.46 |
| 26 | 2026-12 | 29176.41 | 6432.16 | 22744.24 | 2427603.22 |
| 27 | 2027-01 | 29176.41 | 6372.46 | 22803.95 | 2404799.27 |
| 28 | 2027-02 | 29176.41 | 6312.60 | 22863.81 | 2381935.46 |
| 29 | 2027-03 | 29176.41 | 6252.58 | 22923.83 | 2359011.64 |
| 30 | 2027-04 | 29176.41 | 6192.41 | 22984.00 | 2336027.63 |
| 31 | 2027-05 | 29176.41 | 6132.07 | 23044.33 | 2312983.30 |
| 32 | 2027-06 | 29176.41 | 6071.58 | 23104.83 | 2289878.48 |
| 33 | 2027-07 | 29176.41 | 6010.93 | 23165.48 | 2266713.00 |
| 34 | 2027-08 | 29176.41 | 5950.12 | 23226.28 | 2243486.72 |
| 35 | 2027-09 | 29176.41 | 5889.15 | 23287.25 | 2220199.46 |
| 36 | 2027-10 | 29176.41 | 5828.02 | 23348.38 | 2196851.08 |
| 37 | 2027-11 | 29176.41 | 5766.73 | 23409.67 | 2173441.41 |
| 38 | 2027-12 | 29176.41 | 5705.28 | 23471.12 | 2149970.28 |
| 39 | 2028-01 | 29176.41 | 5643.67 | 23532.73 | 2126437.55 |
| 40 | 2028-02 | 29176.41 | 5581.90 | 23594.51 | 2102843.04 |
| 41 | 2028-03 | 29176.41 | 5519.96 | 23656.44 | 2079186.60 |
| 42 | 2028-04 | 29176.41 | 5457.86 | 23718.54 | 2055468.06 |
| 43 | 2028-05 | 29176.41 | 5395.60 | 23780.80 | 2031687.25 |
| 44 | 2028-06 | 29176.41 | 5333.18 | 23843.23 | 2007844.03 |
| 45 | 2028-07 | 29176.41 | 5270.59 | 23905.82 | 1983938.21 |
| 46 | 2028-08 | 29176.41 | 5207.84 | 23968.57 | 1959969.64 |
| 47 | 2028-09 | 29176.41 | 5144.92 | 24031.49 | 1935938.16 |
| 48 | 2028-10 | 29176.41 | 5081.84 | 24094.57 | 1911843.59 |
| 49 | 2028-11 | 29176.41 | 5018.59 | 24157.82 | 1887685.77 |
| 50 | 2028-12 | 29176.41 | 4955.18 | 24221.23 | 1863464.54 |
| 51 | 2029-01 | 29176.41 | 4891.59 | 24284.81 | 1839179.73 |
| 52 | 2029-02 | 29176.41 | 4827.85 | 24348.56 | 1814831.17 |
| 53 | 2029-03 | 29176.41 | 4763.93 | 24412.47 | 1790418.69 |
| 54 | 2029-04 | 29176.41 | 4699.85 | 24476.56 | 1765942.14 |
| 55 | 2029-05 | 29176.41 | 4635.60 | 24540.81 | 1741401.33 |
| 56 | 2029-06 | 29176.41 | 4571.18 | 24605.23 | 1716796.10 |
| 57 | 2029-07 | 29176.41 | 4506.59 | 24669.82 | 1692126.28 |
| 58 | 2029-08 | 29176.41 | 4441.83 | 24734.57 | 1667391.71 |
| 59 | 2029-09 | 29176.41 | 4376.90 | 24799.50 | 1642592.21 |
| 60 | 2029-10 | 29176.41 | 4311.80 | 24864.60 | 1617727.60 |
| 61 | 2029-11 | 29176.41 | 4246.53 | 24929.87 | 1592797.73 |
| 62 | 2029-12 | 29176.41 | 4181.09 | 24995.31 | 1567802.42 |
| 63 | 2030-01 | 29176.41 | 4115.48 | 25060.92 | 1542741.50 |
| 64 | 2030-02 | 29176.41 | 4049.70 | 25126.71 | 1517614.79 |
| 65 | 2030-03 | 29176.41 | 3983.74 | 25192.67 | 1492422.12 |
| 66 | 2030-04 | 29176.41 | 3917.61 | 25258.80 | 1467163.32 |
| 67 | 2030-05 | 29176.41 | 3851.30 | 25325.10 | 1441838.22 |
| 68 | 2030-06 | 29176.41 | 3784.83 | 25391.58 | 1416446.64 |
| 69 | 2030-07 | 29176.41 | 3718.17 | 25458.23 | 1390988.40 |
| 70 | 2030-08 | 29176.41 | 3651.34 | 25525.06 | 1365463.34 |
| 71 | 2030-09 | 29176.41 | 3584.34 | 25592.07 | 1339871.28 |
| 72 | 2030-10 | 29176.41 | 3517.16 | 25659.24 | 1314212.03 |
| 73 | 2030-11 | 29176.41 | 3449.81 | 25726.60 | 1288485.43 |
| 74 | 2030-12 | 29176.41 | 3382.27 | 25794.13 | 1262691.30 |
| 75 | 2031-01 | 29176.41 | 3314.56 | 25861.84 | 1236829.46 |
| 76 | 2031-02 | 29176.41 | 3246.68 | 25929.73 | 1210899.73 |
| 77 | 2031-03 | 29176.41 | 3178.61 | 25997.79 | 1184901.93 |
| 78 | 2031-04 | 29176.41 | 3110.37 | 26066.04 | 1158835.89 |
| 79 | 2031-05 | 29176.41 | 3041.94 | 26134.46 | 1132701.43 |
| 80 | 2031-06 | 29176.41 | 2973.34 | 26203.07 | 1106498.37 |
| 81 | 2031-07 | 29176.41 | 2904.56 | 26271.85 | 1080226.52 |
| 82 | 2031-08 | 29176.41 | 2835.59 | 26340.81 | 1053885.71 |
| 83 | 2031-09 | 29176.41 | 2766.45 | 26409.96 | 1027475.75 |
| 84 | 2031-10 | 29176.41 | 2697.12 | 26479.28 | 1000996.47 |
| 85 | 2031-11 | 29176.41 | 2627.62 | 26548.79 | 974447.68 |
| 86 | 2031-12 | 29176.41 | 2557.93 | 26618.48 | 947829.20 |
| 87 | 2032-01 | 29176.41 | 2488.05 | 26688.35 | 921140.84 |
| 88 | 2032-02 | 29176.41 | 2417.99 | 26758.41 | 894382.43 |
| 89 | 2032-03 | 29176.41 | 2347.75 | 26828.65 | 867553.78 |
| 90 | 2032-04 | 29176.41 | 2277.33 | 26899.08 | 840654.70 |
| 91 | 2032-05 | 29176.41 | 2206.72 | 26969.69 | 813685.01 |
| 92 | 2032-06 | 29176.41 | 2135.92 | 27040.48 | 786644.53 |
| 93 | 2032-07 | 29176.41 | 2064.94 | 27111.46 | 759533.07 |
| 94 | 2032-08 | 29176.41 | 1993.77 | 27182.63 | 732350.43 |
| 95 | 2032-09 | 29176.41 | 1922.42 | 27253.99 | 705096.45 |
| 96 | 2032-10 | 29176.41 | 1850.88 | 27325.53 | 677770.92 |
| 97 | 2032-11 | 29176.41 | 1779.15 | 27397.26 | 650373.66 |
| 98 | 2032-12 | 29176.41 | 1707.23 | 27469.18 | 622904.49 |
| 99 | 2033-01 | 29176.41 | 1635.12 | 27541.28 | 595363.20 |
| 100 | 2033-02 | 29176.41 | 1562.83 | 27613.58 | 567749.63 |
| 101 | 2033-03 | 29176.41 | 1490.34 | 27686.06 | 540063.56 |
| 102 | 2033-04 | 29176.41 | 1417.67 | 27758.74 | 512304.82 |
| 103 | 2033-05 | 29176.41 | 1344.80 | 27831.61 | 484473.22 |
| 104 | 2033-06 | 29176.41 | 1271.74 | 27904.66 | 456568.55 |
| 105 | 2033-07 | 29176.41 | 1198.49 | 27977.91 | 428590.64 |
| 106 | 2033-08 | 29176.41 | 1125.05 | 28051.36 | 400539.28 |
| 107 | 2033-09 | 29176.41 | 1051.42 | 28124.99 | 372414.29 |
| 108 | 2033-10 | 29176.41 | 977.59 | 28198.82 | 344215.47 |
| 109 | 2033-11 | 29176.41 | 903.57 | 28272.84 | 315942.63 |
| 110 | 2033-12 | 29176.41 | 829.35 | 28347.06 | 287595.57 |
| 111 | 2034-01 | 29176.41 | 754.94 | 28421.47 | 259174.11 |
| 112 | 2034-02 | 29176.41 | 680.33 | 28496.07 | 230678.03 |
| 113 | 2034-03 | 29176.41 | 605.53 | 28570.88 | 202107.16 |
| 114 | 2034-04 | 29176.41 | 530.53 | 28645.88 | 173461.28 |
| 115 | 2034-05 | 29176.41 | 455.34 | 28721.07 | 144740.21 |
| 116 | 2034-06 | 29176.41 | 379.94 | 28796.46 | 115943.75 |
| 117 | 2034-07 | 29176.41 | 304.35 | 28872.05 | 87071.69 |
| 118 | 2034-08 | 29176.41 | 228.56 | 28947.84 | 58123.85 |
| 119 | 2034-09 | 29176.41 | 152.58 | 29023.83 | 29100.02 |
| 120 | 2034-10 | 29176.41 | 76.39 | 29100.02 | 0.00 |
还款方式二：等额本金
贷款总额：300万
还款月数：10年
首月还款：32875元
每月递减：65.63元
利息总额：47.64万
本息合计：347.64万
节省利息：24731.26元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 32875.00 | 7875.00 | 25000.00 | 2975000.00 |
| 2 | 2024-12 | 32809.38 | 7809.38 | 25000.00 | 2950000.00 |
| 3 | 2025-01 | 32743.75 | 7743.75 | 25000.00 | 2925000.00 |
| 4 | 2025-02 | 32678.13 | 7678.13 | 25000.00 | 2900000.00 |
| 5 | 2025-03 | 32612.50 | 7612.50 | 25000.00 | 2875000.00 |
| 6 | 2025-04 | 32546.88 | 7546.88 | 25000.00 | 2850000.00 |
| 7 | 2025-05 | 32481.25 | 7481.25 | 25000.00 | 2825000.00 |
| 8 | 2025-06 | 32415.63 | 7415.63 | 25000.00 | 2800000.00 |
| 9 | 2025-07 | 32350.00 | 7350.00 | 25000.00 | 2775000.00 |
| 10 | 2025-08 | 32284.38 | 7284.38 | 25000.00 | 2750000.00 |
| 11 | 2025-09 | 32218.75 | 7218.75 | 25000.00 | 2725000.00 |
| 12 | 2025-10 | 32153.13 | 7153.13 | 25000.00 | 2700000.00 |
| 13 | 2025-11 | 32087.50 | 7087.50 | 25000.00 | 2675000.00 |
| 14 | 2025-12 | 32021.88 | 7021.88 | 25000.00 | 2650000.00 |
| 15 | 2026-01 | 31956.25 | 6956.25 | 25000.00 | 2625000.00 |
| 16 | 2026-02 | 31890.63 | 6890.63 | 25000.00 | 2600000.00 |
| 17 | 2026-03 | 31825.00 | 6825.00 | 25000.00 | 2575000.00 |
| 18 | 2026-04 | 31759.38 | 6759.38 | 25000.00 | 2550000.00 |
| 19 | 2026-05 | 31693.75 | 6693.75 | 25000.00 | 2525000.00 |
| 20 | 2026-06 | 31628.13 | 6628.13 | 25000.00 | 2500000.00 |
| 21 | 2026-07 | 31562.50 | 6562.50 | 25000.00 | 2475000.00 |
| 22 | 2026-08 | 31496.88 | 6496.88 | 25000.00 | 2450000.00 |
| 23 | 2026-09 | 31431.25 | 6431.25 | 25000.00 | 2425000.00 |
| 24 | 2026-10 | 31365.63 | 6365.63 | 25000.00 | 2400000.00 |
| 25 | 2026-11 | 31300.00 | 6300.00 | 25000.00 | 2375000.00 |
| 26 | 2026-12 | 31234.38 | 6234.38 | 25000.00 | 2350000.00 |
| 27 | 2027-01 | 31168.75 | 6168.75 | 25000.00 | 2325000.00 |
| 28 | 2027-02 | 31103.13 | 6103.13 | 25000.00 | 2300000.00 |
| 29 | 2027-03 | 31037.50 | 6037.50 | 25000.00 | 2275000.00 |
| 30 | 2027-04 | 30971.88 | 5971.88 | 25000.00 | 2250000.00 |
| 31 | 2027-05 | 30906.25 | 5906.25 | 25000.00 | 2225000.00 |
| 32 | 2027-06 | 30840.63 | 5840.63 | 25000.00 | 2200000.00 |
| 33 | 2027-07 | 30775.00 | 5775.00 | 25000.00 | 2175000.00 |
| 34 | 2027-08 | 30709.38 | 5709.38 | 25000.00 | 2150000.00 |
| 35 | 2027-09 | 30643.75 | 5643.75 | 25000.00 | 2125000.00 |
| 36 | 2027-10 | 30578.13 | 5578.13 | 25000.00 | 2100000.00 |
| 37 | 2027-11 | 30512.50 | 5512.50 | 25000.00 | 2075000.00 |
| 38 | 2027-12 | 30446.88 | 5446.88 | 25000.00 | 2050000.00 |
| 39 | 2028-01 | 30381.25 | 5381.25 | 25000.00 | 2025000.00 |
| 40 | 2028-02 | 30315.63 | 5315.63 | 25000.00 | 2000000.00 |
| 41 | 2028-03 | 30250.00 | 5250.00 | 25000.00 | 1975000.00 |
| 42 | 2028-04 | 30184.38 | 5184.38 | 25000.00 | 1950000.00 |
| 43 | 2028-05 | 30118.75 | 5118.75 | 25000.00 | 1925000.00 |
| 44 | 2028-06 | 30053.13 | 5053.13 | 25000.00 | 1900000.00 |
| 45 | 2028-07 | 29987.50 | 4987.50 | 25000.00 | 1875000.00 |
| 46 | 2028-08 | 29921.88 | 4921.88 | 25000.00 | 1850000.00 |
| 47 | 2028-09 | 29856.25 | 4856.25 | 25000.00 | 1825000.00 |
| 48 | 2028-10 | 29790.63 | 4790.63 | 25000.00 | 1800000.00 |
| 49 | 2028-11 | 29725.00 | 4725.00 | 25000.00 | 1775000.00 |
| 50 | 2028-12 | 29659.38 | 4659.38 | 25000.00 | 1750000.00 |
| 51 | 2029-01 | 29593.75 | 4593.75 | 25000.00 | 1725000.00 |
| 52 | 2029-02 | 29528.13 | 4528.13 | 25000.00 | 1700000.00 |
| 53 | 2029-03 | 29462.50 | 4462.50 | 25000.00 | 1675000.00 |
| 54 | 2029-04 | 29396.88 | 4396.88 | 25000.00 | 1650000.00 |
| 55 | 2029-05 | 29331.25 | 4331.25 | 25000.00 | 1625000.00 |
| 56 | 2029-06 | 29265.63 | 4265.63 | 25000.00 | 1600000.00 |
| 57 | 2029-07 | 29200.00 | 4200.00 | 25000.00 | 1575000.00 |
| 58 | 2029-08 | 29134.38 | 4134.38 | 25000.00 | 1550000.00 |
| 59 | 2029-09 | 29068.75 | 4068.75 | 25000.00 | 1525000.00 |
| 60 | 2029-10 | 29003.13 | 4003.13 | 25000.00 | 1500000.00 |
| 61 | 2029-11 | 28937.50 | 3937.50 | 25000.00 | 1475000.00 |
| 62 | 2029-12 | 28871.88 | 3871.88 | 25000.00 | 1450000.00 |
| 63 | 2030-01 | 28806.25 | 3806.25 | 25000.00 | 1425000.00 |
| 64 | 2030-02 | 28740.63 | 3740.63 | 25000.00 | 1400000.00 |
| 65 | 2030-03 | 28675.00 | 3675.00 | 25000.00 | 1375000.00 |
| 66 | 2030-04 | 28609.38 | 3609.38 | 25000.00 | 1350000.00 |
| 67 | 2030-05 | 28543.75 | 3543.75 | 25000.00 | 1325000.00 |
| 68 | 2030-06 | 28478.13 | 3478.13 | 25000.00 | 1300000.00 |
| 69 | 2030-07 | 28412.50 | 3412.50 | 25000.00 | 1275000.00 |
| 70 | 2030-08 | 28346.88 | 3346.88 | 25000.00 | 1250000.00 |
| 71 | 2030-09 | 28281.25 | 3281.25 | 25000.00 | 1225000.00 |
| 72 | 2030-10 | 28215.63 | 3215.63 | 25000.00 | 1200000.00 |
| 73 | 2030-11 | 28150.00 | 3150.00 | 25000.00 | 1175000.00 |
| 74 | 2030-12 | 28084.38 | 3084.38 | 25000.00 | 1150000.00 |
| 75 | 2031-01 | 28018.75 | 3018.75 | 25000.00 | 1125000.00 |
| 76 | 2031-02 | 27953.13 | 2953.13 | 25000.00 | 1100000.00 |
| 77 | 2031-03 | 27887.50 | 2887.50 | 25000.00 | 1075000.00 |
| 78 | 2031-04 | 27821.88 | 2821.88 | 25000.00 | 1050000.00 |
| 79 | 2031-05 | 27756.25 | 2756.25 | 25000.00 | 1025000.00 |
| 80 | 2031-06 | 27690.63 | 2690.63 | 25000.00 | 1000000.00 |
| 81 | 2031-07 | 27625.00 | 2625.00 | 25000.00 | 975000.00 |
| 82 | 2031-08 | 27559.38 | 2559.38 | 25000.00 | 950000.00 |
| 83 | 2031-09 | 27493.75 | 2493.75 | 25000.00 | 925000.00 |
| 84 | 2031-10 | 27428.13 | 2428.13 | 25000.00 | 900000.00 |
| 85 | 2031-11 | 27362.50 | 2362.50 | 25000.00 | 875000.00 |
| 86 | 2031-12 | 27296.88 | 2296.88 | 25000.00 | 850000.00 |
| 87 | 2032-01 | 27231.25 | 2231.25 | 25000.00 | 825000.00 |
| 88 | 2032-02 | 27165.63 | 2165.63 | 25000.00 | 800000.00 |
| 89 | 2032-03 | 27100.00 | 2100.00 | 25000.00 | 775000.00 |
| 90 | 2032-04 | 27034.38 | 2034.38 | 25000.00 | 750000.00 |
| 91 | 2032-05 | 26968.75 | 1968.75 | 25000.00 | 725000.00 |
| 92 | 2032-06 | 26903.13 | 1903.13 | 25000.00 | 700000.00 |
| 93 | 2032-07 | 26837.50 | 1837.50 | 25000.00 | 675000.00 |
| 94 | 2032-08 | 26771.88 | 1771.88 | 25000.00 | 650000.00 |
| 95 | 2032-09 | 26706.25 | 1706.25 | 25000.00 | 625000.00 |
| 96 | 2032-10 | 26640.63 | 1640.63 | 25000.00 | 600000.00 |
| 97 | 2032-11 | 26575.00 | 1575.00 | 25000.00 | 575000.00 |
| 98 | 2032-12 | 26509.38 | 1509.38 | 25000.00 | 550000.00 |
| 99 | 2033-01 | 26443.75 | 1443.75 | 25000.00 | 525000.00 |
| 100 | 2033-02 | 26378.13 | 1378.13 | 25000.00 | 500000.00 |
| 101 | 2033-03 | 26312.50 | 1312.50 | 25000.00 | 475000.00 |
| 102 | 2033-04 | 26246.88 | 1246.88 | 25000.00 | 450000.00 |
| 103 | 2033-05 | 26181.25 | 1181.25 | 25000.00 | 425000.00 |
| 104 | 2033-06 | 26115.63 | 1115.63 | 25000.00 | 400000.00 |
| 105 | 2033-07 | 26050.00 | 1050.00 | 25000.00 | 375000.00 |
| 106 | 2033-08 | 25984.38 | 984.38 | 25000.00 | 350000.00 |
| 107 | 2033-09 | 25918.75 | 918.75 | 25000.00 | 325000.00 |
| 108 | 2033-10 | 25853.13 | 853.13 | 25000.00 | 300000.00 |
| 109 | 2033-11 | 25787.50 | 787.50 | 25000.00 | 275000.00 |
| 110 | 2033-12 | 25721.88 | 721.88 | 25000.00 | 250000.00 |
| 111 | 2034-01 | 25656.25 | 656.25 | 25000.00 | 225000.00 |
| 112 | 2034-02 | 25590.63 | 590.63 | 25000.00 | 200000.00 |
| 113 | 2034-03 | 25525.00 | 525.00 | 25000.00 | 175000.00 |
| 114 | 2034-04 | 25459.38 | 459.38 | 25000.00 | 150000.00 |
| 115 | 2034-05 | 25393.75 | 393.75 | 25000.00 | 125000.00 |
| 116 | 2034-06 | 25328.13 | 328.13 | 25000.00 | 100000.00 |
| 117 | 2034-07 | 25262.50 | 262.50 | 25000.00 | 75000.00 |
| 118 | 2034-08 | 25196.88 | 196.88 | 25000.00 | 50000.00 |
| 119 | 2034-09 | 25131.25 | 131.25 | 25000.00 | 25000.00 |
| 120 | 2034-10 | 25065.63 | 65.63 | 25000.00 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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