贷款26万（商业贷款）的房贷，还款11年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：26万
还款月数：11年
每月还款：2351.46元
利息总额：5.04万
本息合计：31.04万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2351.46 | 715.00 | 1636.46 | 258363.54 |
| 2 | 2024-12 | 2351.46 | 710.50 | 1640.96 | 256722.59 |
| 3 | 2025-01 | 2351.46 | 705.99 | 1645.47 | 255077.12 |
| 4 | 2025-02 | 2351.46 | 701.46 | 1649.99 | 253427.13 |
| 5 | 2025-03 | 2351.46 | 696.92 | 1654.53 | 251772.59 |
| 6 | 2025-04 | 2351.46 | 692.37 | 1659.08 | 250113.51 |
| 7 | 2025-05 | 2351.46 | 687.81 | 1663.64 | 248449.87 |
| 8 | 2025-06 | 2351.46 | 683.24 | 1668.22 | 246781.65 |
| 9 | 2025-07 | 2351.46 | 678.65 | 1672.81 | 245108.84 |
| 10 | 2025-08 | 2351.46 | 674.05 | 1677.41 | 243431.44 |
| 11 | 2025-09 | 2351.46 | 669.44 | 1682.02 | 241749.42 |
| 12 | 2025-10 | 2351.46 | 664.81 | 1686.65 | 240062.77 |
| 13 | 2025-11 | 2351.46 | 660.17 | 1691.28 | 238371.49 |
| 14 | 2025-12 | 2351.46 | 655.52 | 1695.93 | 236675.55 |
| 15 | 2026-01 | 2351.46 | 650.86 | 1700.60 | 234974.96 |
| 16 | 2026-02 | 2351.46 | 646.18 | 1705.27 | 233269.68 |
| 17 | 2026-03 | 2351.46 | 641.49 | 1709.96 | 231559.72 |
| 18 | 2026-04 | 2351.46 | 636.79 | 1714.67 | 229845.05 |
| 19 | 2026-05 | 2351.46 | 632.07 | 1719.38 | 228125.67 |
| 20 | 2026-06 | 2351.46 | 627.35 | 1724.11 | 226401.56 |
| 21 | 2026-07 | 2351.46 | 622.60 | 1728.85 | 224672.71 |
| 22 | 2026-08 | 2351.46 | 617.85 | 1733.61 | 222939.10 |
| 23 | 2026-09 | 2351.46 | 613.08 | 1738.37 | 221200.73 |
| 24 | 2026-10 | 2351.46 | 608.30 | 1743.15 | 219457.57 |
| 25 | 2026-11 | 2351.46 | 603.51 | 1747.95 | 217709.62 |
| 26 | 2026-12 | 2351.46 | 598.70 | 1752.75 | 215956.87 |
| 27 | 2027-01 | 2351.46 | 593.88 | 1757.57 | 214199.30 |
| 28 | 2027-02 | 2351.46 | 589.05 | 1762.41 | 212436.89 |
| 29 | 2027-03 | 2351.46 | 584.20 | 1767.25 | 210669.63 |
| 30 | 2027-04 | 2351.46 | 579.34 | 1772.11 | 208897.52 |
| 31 | 2027-05 | 2351.46 | 574.47 | 1776.99 | 207120.53 |
| 32 | 2027-06 | 2351.46 | 569.58 | 1781.87 | 205338.66 |
| 33 | 2027-07 | 2351.46 | 564.68 | 1786.77 | 203551.88 |
| 34 | 2027-08 | 2351.46 | 559.77 | 1791.69 | 201760.19 |
| 35 | 2027-09 | 2351.46 | 554.84 | 1796.62 | 199963.58 |
| 36 | 2027-10 | 2351.46 | 549.90 | 1801.56 | 198162.02 |
| 37 | 2027-11 | 2351.46 | 544.95 | 1806.51 | 196355.51 |
| 38 | 2027-12 | 2351.46 | 539.98 | 1811.48 | 194544.03 |
| 39 | 2028-01 | 2351.46 | 535.00 | 1816.46 | 192727.57 |
| 40 | 2028-02 | 2351.46 | 530.00 | 1821.46 | 190906.12 |
| 41 | 2028-03 | 2351.46 | 524.99 | 1826.46 | 189079.65 |
| 42 | 2028-04 | 2351.46 | 519.97 | 1831.49 | 187248.17 |
| 43 | 2028-05 | 2351.46 | 514.93 | 1836.52 | 185411.64 |
| 44 | 2028-06 | 2351.46 | 509.88 | 1841.57 | 183570.07 |
| 45 | 2028-07 | 2351.46 | 504.82 | 1846.64 | 181723.43 |
| 46 | 2028-08 | 2351.46 | 499.74 | 1851.72 | 179871.71 |
| 47 | 2028-09 | 2351.46 | 494.65 | 1856.81 | 178014.91 |
| 48 | 2028-10 | 2351.46 | 489.54 | 1861.91 | 176152.99 |
| 49 | 2028-11 | 2351.46 | 484.42 | 1867.04 | 174285.96 |
| 50 | 2028-12 | 2351.46 | 479.29 | 1872.17 | 172413.79 |
| 51 | 2029-01 | 2351.46 | 474.14 | 1877.32 | 170536.47 |
| 52 | 2029-02 | 2351.46 | 468.98 | 1882.48 | 168653.99 |
| 53 | 2029-03 | 2351.46 | 463.80 | 1887.66 | 166766.33 |
| 54 | 2029-04 | 2351.46 | 458.61 | 1892.85 | 164873.48 |
| 55 | 2029-05 | 2351.46 | 453.40 | 1898.05 | 162975.43 |
| 56 | 2029-06 | 2351.46 | 448.18 | 1903.27 | 161072.15 |
| 57 | 2029-07 | 2351.46 | 442.95 | 1908.51 | 159163.65 |
| 58 | 2029-08 | 2351.46 | 437.70 | 1913.76 | 157249.89 |
| 59 | 2029-09 | 2351.46 | 432.44 | 1919.02 | 155330.87 |
| 60 | 2029-10 | 2351.46 | 427.16 | 1924.30 | 153406.58 |
| 61 | 2029-11 | 2351.46 | 421.87 | 1929.59 | 151476.99 |
| 62 | 2029-12 | 2351.46 | 416.56 | 1934.89 | 149542.09 |
| 63 | 2030-01 | 2351.46 | 411.24 | 1940.22 | 147601.88 |
| 64 | 2030-02 | 2351.46 | 405.91 | 1945.55 | 145656.33 |
| 65 | 2030-03 | 2351.46 | 400.55 | 1950.90 | 143705.43 |
| 66 | 2030-04 | 2351.46 | 395.19 | 1956.27 | 141749.16 |
| 67 | 2030-05 | 2351.46 | 389.81 | 1961.65 | 139787.51 |
| 68 | 2030-06 | 2351.46 | 384.42 | 1967.04 | 137820.47 |
| 69 | 2030-07 | 2351.46 | 379.01 | 1972.45 | 135848.02 |
| 70 | 2030-08 | 2351.46 | 373.58 | 1977.87 | 133870.15 |
| 71 | 2030-09 | 2351.46 | 368.14 | 1983.31 | 131886.84 |
| 72 | 2030-10 | 2351.46 | 362.69 | 1988.77 | 129898.07 |
| 73 | 2030-11 | 2351.46 | 357.22 | 1994.24 | 127903.83 |
| 74 | 2030-12 | 2351.46 | 351.74 | 1999.72 | 125904.11 |
| 75 | 2031-01 | 2351.46 | 346.24 | 2005.22 | 123898.89 |
| 76 | 2031-02 | 2351.46 | 340.72 | 2010.73 | 121888.16 |
| 77 | 2031-03 | 2351.46 | 335.19 | 2016.26 | 119871.90 |
| 78 | 2031-04 | 2351.46 | 329.65 | 2021.81 | 117850.09 |
| 79 | 2031-05 | 2351.46 | 324.09 | 2027.37 | 115822.72 |
| 80 | 2031-06 | 2351.46 | 318.51 | 2032.94 | 113789.78 |
| 81 | 2031-07 | 2351.46 | 312.92 | 2038.53 | 111751.24 |
| 82 | 2031-08 | 2351.46 | 307.32 | 2044.14 | 109707.10 |
| 83 | 2031-09 | 2351.46 | 301.69 | 2049.76 | 107657.34 |
| 84 | 2031-10 | 2351.46 | 296.06 | 2055.40 | 105601.94 |
| 85 | 2031-11 | 2351.46 | 290.41 | 2061.05 | 103540.89 |
| 86 | 2031-12 | 2351.46 | 284.74 | 2066.72 | 101474.17 |
| 87 | 2032-01 | 2351.46 | 279.05 | 2072.40 | 99401.77 |
| 88 | 2032-02 | 2351.46 | 273.35 | 2078.10 | 97323.67 |
| 89 | 2032-03 | 2351.46 | 267.64 | 2083.82 | 95239.85 |
| 90 | 2032-04 | 2351.46 | 261.91 | 2089.55 | 93150.31 |
| 91 | 2032-05 | 2351.46 | 256.16 | 2095.29 | 91055.02 |
| 92 | 2032-06 | 2351.46 | 250.40 | 2101.05 | 88953.96 |
| 93 | 2032-07 | 2351.46 | 244.62 | 2106.83 | 86847.13 |
| 94 | 2032-08 | 2351.46 | 238.83 | 2112.63 | 84734.50 |
| 95 | 2032-09 | 2351.46 | 233.02 | 2118.44 | 82616.07 |
| 96 | 2032-10 | 2351.46 | 227.19 | 2124.26 | 80491.80 |
| 97 | 2032-11 | 2351.46 | 221.35 | 2130.10 | 78361.70 |
| 98 | 2032-12 | 2351.46 | 215.49 | 2135.96 | 76225.74 |
| 99 | 2033-01 | 2351.46 | 209.62 | 2141.84 | 74083.90 |
| 100 | 2033-02 | 2351.46 | 203.73 | 2147.73 | 71936.18 |
| 101 | 2033-03 | 2351.46 | 197.82 | 2153.63 | 69782.55 |
| 102 | 2033-04 | 2351.46 | 191.90 | 2159.55 | 67622.99 |
| 103 | 2033-05 | 2351.46 | 185.96 | 2165.49 | 65457.50 |
| 104 | 2033-06 | 2351.46 | 180.01 | 2171.45 | 63286.05 |
| 105 | 2033-07 | 2351.46 | 174.04 | 2177.42 | 61108.63 |
| 106 | 2033-08 | 2351.46 | 168.05 | 2183.41 | 58925.23 |
| 107 | 2033-09 | 2351.46 | 162.04 | 2189.41 | 56735.81 |
| 108 | 2033-10 | 2351.46 | 156.02 | 2195.43 | 54540.38 |
| 109 | 2033-11 | 2351.46 | 149.99 | 2201.47 | 52338.91 |
| 110 | 2033-12 | 2351.46 | 143.93 | 2207.52 | 50131.39 |
| 111 | 2034-01 | 2351.46 | 137.86 | 2213.59 | 47917.79 |
| 112 | 2034-02 | 2351.46 | 131.77 | 2219.68 | 45698.11 |
| 113 | 2034-03 | 2351.46 | 125.67 | 2225.79 | 43472.33 |
| 114 | 2034-04 | 2351.46 | 119.55 | 2231.91 | 41240.42 |
| 115 | 2034-05 | 2351.46 | 113.41 | 2238.04 | 39002.37 |
| 116 | 2034-06 | 2351.46 | 107.26 | 2244.20 | 36758.17 |
| 117 | 2034-07 | 2351.46 | 101.08 | 2250.37 | 34507.80 |
| 118 | 2034-08 | 2351.46 | 94.90 | 2256.56 | 32251.24 |
| 119 | 2034-09 | 2351.46 | 88.69 | 2262.77 | 29988.48 |
| 120 | 2034-10 | 2351.46 | 82.47 | 2268.99 | 27719.49 |
| 121 | 2034-11 | 2351.46 | 76.23 | 2275.23 | 25444.26 |
| 122 | 2034-12 | 2351.46 | 69.97 | 2281.48 | 23162.78 |
| 123 | 2035-01 | 2351.46 | 63.70 | 2287.76 | 20875.02 |
| 124 | 2035-02 | 2351.46 | 57.41 | 2294.05 | 18580.97 |
| 125 | 2035-03 | 2351.46 | 51.10 | 2300.36 | 16280.61 |
| 126 | 2035-04 | 2351.46 | 44.77 | 2306.68 | 13973.93 |
| 127 | 2035-05 | 2351.46 | 38.43 | 2313.03 | 11660.90 |
| 128 | 2035-06 | 2351.46 | 32.07 | 2319.39 | 9341.51 |
| 129 | 2035-07 | 2351.46 | 25.69 | 2325.77 | 7015.75 |
| 130 | 2035-08 | 2351.46 | 19.29 | 2332.16 | 4683.58 |
| 131 | 2035-09 | 2351.46 | 12.88 | 2338.58 | 2345.01 |
| 132 | 2035-10 | 2351.46 | 6.45 | 2345.01 | 0.00 |
还款方式二：等额本金
贷款总额：26万
还款月数：11年
首月还款：2684.7元
每月递减：5.42元
利息总额：4.75万
本息合计：30.75万
节省利息：2844.69元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2684.70 | 715.00 | 1969.70 | 258030.30 |
| 2 | 2024-12 | 2679.28 | 709.58 | 1969.70 | 256060.61 |
| 3 | 2025-01 | 2673.86 | 704.17 | 1969.70 | 254090.91 |
| 4 | 2025-02 | 2668.45 | 698.75 | 1969.70 | 252121.21 |
| 5 | 2025-03 | 2663.03 | 693.33 | 1969.70 | 250151.52 |
| 6 | 2025-04 | 2657.61 | 687.92 | 1969.70 | 248181.82 |
| 7 | 2025-05 | 2652.20 | 682.50 | 1969.70 | 246212.12 |
| 8 | 2025-06 | 2646.78 | 677.08 | 1969.70 | 244242.42 |
| 9 | 2025-07 | 2641.36 | 671.67 | 1969.70 | 242272.73 |
| 10 | 2025-08 | 2635.95 | 666.25 | 1969.70 | 240303.03 |
| 11 | 2025-09 | 2630.53 | 660.83 | 1969.70 | 238333.33 |
| 12 | 2025-10 | 2625.11 | 655.42 | 1969.70 | 236363.64 |
| 13 | 2025-11 | 2619.70 | 650.00 | 1969.70 | 234393.94 |
| 14 | 2025-12 | 2614.28 | 644.58 | 1969.70 | 232424.24 |
| 15 | 2026-01 | 2608.86 | 639.17 | 1969.70 | 230454.55 |
| 16 | 2026-02 | 2603.45 | 633.75 | 1969.70 | 228484.85 |
| 17 | 2026-03 | 2598.03 | 628.33 | 1969.70 | 226515.15 |
| 18 | 2026-04 | 2592.61 | 622.92 | 1969.70 | 224545.45 |
| 19 | 2026-05 | 2587.20 | 617.50 | 1969.70 | 222575.76 |
| 20 | 2026-06 | 2581.78 | 612.08 | 1969.70 | 220606.06 |
| 21 | 2026-07 | 2576.36 | 606.67 | 1969.70 | 218636.36 |
| 22 | 2026-08 | 2570.95 | 601.25 | 1969.70 | 216666.67 |
| 23 | 2026-09 | 2565.53 | 595.83 | 1969.70 | 214696.97 |
| 24 | 2026-10 | 2560.11 | 590.42 | 1969.70 | 212727.27 |
| 25 | 2026-11 | 2554.70 | 585.00 | 1969.70 | 210757.58 |
| 26 | 2026-12 | 2549.28 | 579.58 | 1969.70 | 208787.88 |
| 27 | 2027-01 | 2543.86 | 574.17 | 1969.70 | 206818.18 |
| 28 | 2027-02 | 2538.45 | 568.75 | 1969.70 | 204848.48 |
| 29 | 2027-03 | 2533.03 | 563.33 | 1969.70 | 202878.79 |
| 30 | 2027-04 | 2527.61 | 557.92 | 1969.70 | 200909.09 |
| 31 | 2027-05 | 2522.20 | 552.50 | 1969.70 | 198939.39 |
| 32 | 2027-06 | 2516.78 | 547.08 | 1969.70 | 196969.70 |
| 33 | 2027-07 | 2511.36 | 541.67 | 1969.70 | 195000.00 |
| 34 | 2027-08 | 2505.95 | 536.25 | 1969.70 | 193030.30 |
| 35 | 2027-09 | 2500.53 | 530.83 | 1969.70 | 191060.61 |
| 36 | 2027-10 | 2495.11 | 525.42 | 1969.70 | 189090.91 |
| 37 | 2027-11 | 2489.70 | 520.00 | 1969.70 | 187121.21 |
| 38 | 2027-12 | 2484.28 | 514.58 | 1969.70 | 185151.52 |
| 39 | 2028-01 | 2478.86 | 509.17 | 1969.70 | 183181.82 |
| 40 | 2028-02 | 2473.45 | 503.75 | 1969.70 | 181212.12 |
| 41 | 2028-03 | 2468.03 | 498.33 | 1969.70 | 179242.42 |
| 42 | 2028-04 | 2462.61 | 492.92 | 1969.70 | 177272.73 |
| 43 | 2028-05 | 2457.20 | 487.50 | 1969.70 | 175303.03 |
| 44 | 2028-06 | 2451.78 | 482.08 | 1969.70 | 173333.33 |
| 45 | 2028-07 | 2446.36 | 476.67 | 1969.70 | 171363.64 |
| 46 | 2028-08 | 2440.95 | 471.25 | 1969.70 | 169393.94 |
| 47 | 2028-09 | 2435.53 | 465.83 | 1969.70 | 167424.24 |
| 48 | 2028-10 | 2430.11 | 460.42 | 1969.70 | 165454.55 |
| 49 | 2028-11 | 2424.70 | 455.00 | 1969.70 | 163484.85 |
| 50 | 2028-12 | 2419.28 | 449.58 | 1969.70 | 161515.15 |
| 51 | 2029-01 | 2413.86 | 444.17 | 1969.70 | 159545.45 |
| 52 | 2029-02 | 2408.45 | 438.75 | 1969.70 | 157575.76 |
| 53 | 2029-03 | 2403.03 | 433.33 | 1969.70 | 155606.06 |
| 54 | 2029-04 | 2397.61 | 427.92 | 1969.70 | 153636.36 |
| 55 | 2029-05 | 2392.20 | 422.50 | 1969.70 | 151666.67 |
| 56 | 2029-06 | 2386.78 | 417.08 | 1969.70 | 149696.97 |
| 57 | 2029-07 | 2381.36 | 411.67 | 1969.70 | 147727.27 |
| 58 | 2029-08 | 2375.95 | 406.25 | 1969.70 | 145757.58 |
| 59 | 2029-09 | 2370.53 | 400.83 | 1969.70 | 143787.88 |
| 60 | 2029-10 | 2365.11 | 395.42 | 1969.70 | 141818.18 |
| 61 | 2029-11 | 2359.70 | 390.00 | 1969.70 | 139848.48 |
| 62 | 2029-12 | 2354.28 | 384.58 | 1969.70 | 137878.79 |
| 63 | 2030-01 | 2348.86 | 379.17 | 1969.70 | 135909.09 |
| 64 | 2030-02 | 2343.45 | 373.75 | 1969.70 | 133939.39 |
| 65 | 2030-03 | 2338.03 | 368.33 | 1969.70 | 131969.70 |
| 66 | 2030-04 | 2332.61 | 362.92 | 1969.70 | 130000.00 |
| 67 | 2030-05 | 2327.20 | 357.50 | 1969.70 | 128030.30 |
| 68 | 2030-06 | 2321.78 | 352.08 | 1969.70 | 126060.61 |
| 69 | 2030-07 | 2316.36 | 346.67 | 1969.70 | 124090.91 |
| 70 | 2030-08 | 2310.95 | 341.25 | 1969.70 | 122121.21 |
| 71 | 2030-09 | 2305.53 | 335.83 | 1969.70 | 120151.52 |
| 72 | 2030-10 | 2300.11 | 330.42 | 1969.70 | 118181.82 |
| 73 | 2030-11 | 2294.70 | 325.00 | 1969.70 | 116212.12 |
| 74 | 2030-12 | 2289.28 | 319.58 | 1969.70 | 114242.42 |
| 75 | 2031-01 | 2283.86 | 314.17 | 1969.70 | 112272.73 |
| 76 | 2031-02 | 2278.45 | 308.75 | 1969.70 | 110303.03 |
| 77 | 2031-03 | 2273.03 | 303.33 | 1969.70 | 108333.33 |
| 78 | 2031-04 | 2267.61 | 297.92 | 1969.70 | 106363.64 |
| 79 | 2031-05 | 2262.20 | 292.50 | 1969.70 | 104393.94 |
| 80 | 2031-06 | 2256.78 | 287.08 | 1969.70 | 102424.24 |
| 81 | 2031-07 | 2251.36 | 281.67 | 1969.70 | 100454.55 |
| 82 | 2031-08 | 2245.95 | 276.25 | 1969.70 | 98484.85 |
| 83 | 2031-09 | 2240.53 | 270.83 | 1969.70 | 96515.15 |
| 84 | 2031-10 | 2235.11 | 265.42 | 1969.70 | 94545.45 |
| 85 | 2031-11 | 2229.70 | 260.00 | 1969.70 | 92575.76 |
| 86 | 2031-12 | 2224.28 | 254.58 | 1969.70 | 90606.06 |
| 87 | 2032-01 | 2218.86 | 249.17 | 1969.70 | 88636.36 |
| 88 | 2032-02 | 2213.45 | 243.75 | 1969.70 | 86666.67 |
| 89 | 2032-03 | 2208.03 | 238.33 | 1969.70 | 84696.97 |
| 90 | 2032-04 | 2202.61 | 232.92 | 1969.70 | 82727.27 |
| 91 | 2032-05 | 2197.20 | 227.50 | 1969.70 | 80757.58 |
| 92 | 2032-06 | 2191.78 | 222.08 | 1969.70 | 78787.88 |
| 93 | 2032-07 | 2186.36 | 216.67 | 1969.70 | 76818.18 |
| 94 | 2032-08 | 2180.95 | 211.25 | 1969.70 | 74848.48 |
| 95 | 2032-09 | 2175.53 | 205.83 | 1969.70 | 72878.79 |
| 96 | 2032-10 | 2170.11 | 200.42 | 1969.70 | 70909.09 |
| 97 | 2032-11 | 2164.70 | 195.00 | 1969.70 | 68939.39 |
| 98 | 2032-12 | 2159.28 | 189.58 | 1969.70 | 66969.70 |
| 99 | 2033-01 | 2153.86 | 184.17 | 1969.70 | 65000.00 |
| 100 | 2033-02 | 2148.45 | 178.75 | 1969.70 | 63030.30 |
| 101 | 2033-03 | 2143.03 | 173.33 | 1969.70 | 61060.61 |
| 102 | 2033-04 | 2137.61 | 167.92 | 1969.70 | 59090.91 |
| 103 | 2033-05 | 2132.20 | 162.50 | 1969.70 | 57121.21 |
| 104 | 2033-06 | 2126.78 | 157.08 | 1969.70 | 55151.52 |
| 105 | 2033-07 | 2121.36 | 151.67 | 1969.70 | 53181.82 |
| 106 | 2033-08 | 2115.95 | 146.25 | 1969.70 | 51212.12 |
| 107 | 2033-09 | 2110.53 | 140.83 | 1969.70 | 49242.42 |
| 108 | 2033-10 | 2105.11 | 135.42 | 1969.70 | 47272.73 |
| 109 | 2033-11 | 2099.70 | 130.00 | 1969.70 | 45303.03 |
| 110 | 2033-12 | 2094.28 | 124.58 | 1969.70 | 43333.33 |
| 111 | 2034-01 | 2088.86 | 119.17 | 1969.70 | 41363.64 |
| 112 | 2034-02 | 2083.45 | 113.75 | 1969.70 | 39393.94 |
| 113 | 2034-03 | 2078.03 | 108.33 | 1969.70 | 37424.24 |
| 114 | 2034-04 | 2072.61 | 102.92 | 1969.70 | 35454.55 |
| 115 | 2034-05 | 2067.20 | 97.50 | 1969.70 | 33484.85 |
| 116 | 2034-06 | 2061.78 | 92.08 | 1969.70 | 31515.15 |
| 117 | 2034-07 | 2056.36 | 86.67 | 1969.70 | 29545.45 |
| 118 | 2034-08 | 2050.95 | 81.25 | 1969.70 | 27575.76 |
| 119 | 2034-09 | 2045.53 | 75.83 | 1969.70 | 25606.06 |
| 120 | 2034-10 | 2040.11 | 70.42 | 1969.70 | 23636.36 |
| 121 | 2034-11 | 2034.70 | 65.00 | 1969.70 | 21666.67 |
| 122 | 2034-12 | 2029.28 | 59.58 | 1969.70 | 19696.97 |
| 123 | 2035-01 | 2023.86 | 54.17 | 1969.70 | 17727.27 |
| 124 | 2035-02 | 2018.45 | 48.75 | 1969.70 | 15757.58 |
| 125 | 2035-03 | 2013.03 | 43.33 | 1969.70 | 13787.88 |
| 126 | 2035-04 | 2007.61 | 37.92 | 1969.70 | 11818.18 |
| 127 | 2035-05 | 2002.20 | 32.50 | 1969.70 | 9848.48 |
| 128 | 2035-06 | 1996.78 | 27.08 | 1969.70 | 7878.79 |
| 129 | 2035-07 | 1991.36 | 21.67 | 1969.70 | 5909.09 |
| 130 | 2035-08 | 1985.95 | 16.25 | 1969.70 | 3939.39 |
| 131 | 2035-09 | 1980.53 | 10.83 | 1969.70 | 1969.70 |
| 132 | 2035-10 | 1975.11 | 5.42 | 1969.70 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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