贷款156万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：156万
还款月数：10年
每月还款：15462.76元
利息总额：29.55万
本息合计：185.55万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 15462.76 | 4615.00 | 10847.76 | 1549152.24 |
| 2 | 2024-12 | 15462.76 | 4582.91 | 10879.85 | 1538272.39 |
| 3 | 2025-01 | 15462.76 | 4550.72 | 10912.04 | 1527360.35 |
| 4 | 2025-02 | 15462.76 | 4518.44 | 10944.32 | 1516416.03 |
| 5 | 2025-03 | 15462.76 | 4486.06 | 10976.70 | 1505439.33 |
| 6 | 2025-04 | 15462.76 | 4453.59 | 11009.17 | 1494430.16 |
| 7 | 2025-05 | 15462.76 | 4421.02 | 11041.74 | 1483388.43 |
| 8 | 2025-06 | 15462.76 | 4388.36 | 11074.40 | 1472314.02 |
| 9 | 2025-07 | 15462.76 | 4355.60 | 11107.16 | 1461206.86 |
| 10 | 2025-08 | 15462.76 | 4322.74 | 11140.02 | 1450066.83 |
| 11 | 2025-09 | 15462.76 | 4289.78 | 11172.98 | 1438893.85 |
| 12 | 2025-10 | 15462.76 | 4256.73 | 11206.03 | 1427687.82 |
| 13 | 2025-11 | 15462.76 | 4223.58 | 11239.18 | 1416448.64 |
| 14 | 2025-12 | 15462.76 | 4190.33 | 11272.43 | 1405176.20 |
| 15 | 2026-01 | 15462.76 | 4156.98 | 11305.78 | 1393870.42 |
| 16 | 2026-02 | 15462.76 | 4123.53 | 11339.23 | 1382531.20 |
| 17 | 2026-03 | 15462.76 | 4089.99 | 11372.77 | 1371158.42 |
| 18 | 2026-04 | 15462.76 | 4056.34 | 11406.42 | 1359752.01 |
| 19 | 2026-05 | 15462.76 | 4022.60 | 11440.16 | 1348311.85 |
| 20 | 2026-06 | 15462.76 | 3988.76 | 11474.00 | 1336837.84 |
| 21 | 2026-07 | 15462.76 | 3954.81 | 11507.95 | 1325329.89 |
| 22 | 2026-08 | 15462.76 | 3920.77 | 11541.99 | 1313787.90 |
| 23 | 2026-09 | 15462.76 | 3886.62 | 11576.14 | 1302211.76 |
| 24 | 2026-10 | 15462.76 | 3852.38 | 11610.38 | 1290601.38 |
| 25 | 2026-11 | 15462.76 | 3818.03 | 11644.73 | 1278956.65 |
| 26 | 2026-12 | 15462.76 | 3783.58 | 11679.18 | 1267277.47 |
| 27 | 2027-01 | 15462.76 | 3749.03 | 11713.73 | 1255563.73 |
| 28 | 2027-02 | 15462.76 | 3714.38 | 11748.38 | 1243815.35 |
| 29 | 2027-03 | 15462.76 | 3679.62 | 11783.14 | 1232032.21 |
| 30 | 2027-04 | 15462.76 | 3644.76 | 11818.00 | 1220214.21 |
| 31 | 2027-05 | 15462.76 | 3609.80 | 11852.96 | 1208361.25 |
| 32 | 2027-06 | 15462.76 | 3574.74 | 11888.03 | 1196473.23 |
| 33 | 2027-07 | 15462.76 | 3539.57 | 11923.19 | 1184550.03 |
| 34 | 2027-08 | 15462.76 | 3504.29 | 11958.47 | 1172591.56 |
| 35 | 2027-09 | 15462.76 | 3468.92 | 11993.84 | 1160597.72 |
| 36 | 2027-10 | 15462.76 | 3433.43 | 12029.33 | 1148568.39 |
| 37 | 2027-11 | 15462.76 | 3397.85 | 12064.91 | 1136503.48 |
| 38 | 2027-12 | 15462.76 | 3362.16 | 12100.60 | 1124402.88 |
| 39 | 2028-01 | 15462.76 | 3326.36 | 12136.40 | 1112266.48 |
| 40 | 2028-02 | 15462.76 | 3290.45 | 12172.31 | 1100094.17 |
| 41 | 2028-03 | 15462.76 | 3254.45 | 12208.32 | 1087885.85 |
| 42 | 2028-04 | 15462.76 | 3218.33 | 12244.43 | 1075641.42 |
| 43 | 2028-05 | 15462.76 | 3182.11 | 12280.65 | 1063360.77 |
| 44 | 2028-06 | 15462.76 | 3145.78 | 12316.98 | 1051043.78 |
| 45 | 2028-07 | 15462.76 | 3109.34 | 12353.42 | 1038690.36 |
| 46 | 2028-08 | 15462.76 | 3072.79 | 12389.97 | 1026300.39 |
| 47 | 2028-09 | 15462.76 | 3036.14 | 12426.62 | 1013873.77 |
| 48 | 2028-10 | 15462.76 | 2999.38 | 12463.38 | 1001410.39 |
| 49 | 2028-11 | 15462.76 | 2962.51 | 12500.25 | 988910.13 |
| 50 | 2028-12 | 15462.76 | 2925.53 | 12537.23 | 976372.90 |
| 51 | 2029-01 | 15462.76 | 2888.44 | 12574.32 | 963798.57 |
| 52 | 2029-02 | 15462.76 | 2851.24 | 12611.52 | 951187.05 |
| 53 | 2029-03 | 15462.76 | 2813.93 | 12648.83 | 938538.22 |
| 54 | 2029-04 | 15462.76 | 2776.51 | 12686.25 | 925851.97 |
| 55 | 2029-05 | 15462.76 | 2738.98 | 12723.78 | 913128.18 |
| 56 | 2029-06 | 15462.76 | 2701.34 | 12761.42 | 900366.76 |
| 57 | 2029-07 | 15462.76 | 2663.59 | 12799.18 | 887567.59 |
| 58 | 2029-08 | 15462.76 | 2625.72 | 12837.04 | 874730.55 |
| 59 | 2029-09 | 15462.76 | 2587.74 | 12875.02 | 861855.53 |
| 60 | 2029-10 | 15462.76 | 2549.66 | 12913.10 | 848942.42 |
| 61 | 2029-11 | 15462.76 | 2511.45 | 12951.31 | 835991.12 |
| 62 | 2029-12 | 15462.76 | 2473.14 | 12989.62 | 823001.50 |
| 63 | 2030-01 | 15462.76 | 2434.71 | 13028.05 | 809973.45 |
| 64 | 2030-02 | 15462.76 | 2396.17 | 13066.59 | 796906.86 |
| 65 | 2030-03 | 15462.76 | 2357.52 | 13105.24 | 783801.62 |
| 66 | 2030-04 | 15462.76 | 2318.75 | 13144.01 | 770657.60 |
| 67 | 2030-05 | 15462.76 | 2279.86 | 13182.90 | 757474.70 |
| 68 | 2030-06 | 15462.76 | 2240.86 | 13221.90 | 744252.81 |
| 69 | 2030-07 | 15462.76 | 2201.75 | 13261.01 | 730991.79 |
| 70 | 2030-08 | 15462.76 | 2162.52 | 13300.24 | 717691.55 |
| 71 | 2030-09 | 15462.76 | 2123.17 | 13339.59 | 704351.96 |
| 72 | 2030-10 | 15462.76 | 2083.71 | 13379.05 | 690972.91 |
| 73 | 2030-11 | 15462.76 | 2044.13 | 13418.63 | 677554.28 |
| 74 | 2030-12 | 15462.76 | 2004.43 | 13458.33 | 664095.95 |
| 75 | 2031-01 | 15462.76 | 1964.62 | 13498.14 | 650597.80 |
| 76 | 2031-02 | 15462.76 | 1924.69 | 13538.08 | 637059.73 |
| 77 | 2031-03 | 15462.76 | 1884.64 | 13578.13 | 623481.60 |
| 78 | 2031-04 | 15462.76 | 1844.47 | 13618.29 | 609863.31 |
| 79 | 2031-05 | 15462.76 | 1804.18 | 13658.58 | 596204.73 |
| 80 | 2031-06 | 15462.76 | 1763.77 | 13698.99 | 582505.74 |
| 81 | 2031-07 | 15462.76 | 1723.25 | 13739.51 | 568766.22 |
| 82 | 2031-08 | 15462.76 | 1682.60 | 13780.16 | 554986.06 |
| 83 | 2031-09 | 15462.76 | 1641.83 | 13820.93 | 541165.14 |
| 84 | 2031-10 | 15462.76 | 1600.95 | 13861.81 | 527303.32 |
| 85 | 2031-11 | 15462.76 | 1559.94 | 13902.82 | 513400.50 |
| 86 | 2031-12 | 15462.76 | 1518.81 | 13943.95 | 499456.55 |
| 87 | 2032-01 | 15462.76 | 1477.56 | 13985.20 | 485471.35 |
| 88 | 2032-02 | 15462.76 | 1436.19 | 14026.57 | 471444.77 |
| 89 | 2032-03 | 15462.76 | 1394.69 | 14068.07 | 457376.70 |
| 90 | 2032-04 | 15462.76 | 1353.07 | 14109.69 | 443267.02 |
| 91 | 2032-05 | 15462.76 | 1311.33 | 14151.43 | 429115.59 |
| 92 | 2032-06 | 15462.76 | 1269.47 | 14193.29 | 414922.29 |
| 93 | 2032-07 | 15462.76 | 1227.48 | 14235.28 | 400687.01 |
| 94 | 2032-08 | 15462.76 | 1185.37 | 14277.39 | 386409.62 |
| 95 | 2032-09 | 15462.76 | 1143.13 | 14319.63 | 372089.98 |
| 96 | 2032-10 | 15462.76 | 1100.77 | 14361.99 | 357727.99 |
| 97 | 2032-11 | 15462.76 | 1058.28 | 14404.48 | 343323.51 |
| 98 | 2032-12 | 15462.76 | 1015.67 | 14447.10 | 328876.41 |
| 99 | 2033-01 | 15462.76 | 972.93 | 14489.83 | 314386.58 |
| 100 | 2033-02 | 15462.76 | 930.06 | 14532.70 | 299853.88 |
| 101 | 2033-03 | 15462.76 | 887.07 | 14575.69 | 285278.19 |
| 102 | 2033-04 | 15462.76 | 843.95 | 14618.81 | 270659.37 |
| 103 | 2033-05 | 15462.76 | 800.70 | 14662.06 | 255997.31 |
| 104 | 2033-06 | 15462.76 | 757.33 | 14705.44 | 241291.88 |
| 105 | 2033-07 | 15462.76 | 713.82 | 14748.94 | 226542.94 |
| 106 | 2033-08 | 15462.76 | 670.19 | 14792.57 | 211750.37 |
| 107 | 2033-09 | 15462.76 | 626.43 | 14836.33 | 196914.04 |
| 108 | 2033-10 | 15462.76 | 582.54 | 14880.22 | 182033.81 |
| 109 | 2033-11 | 15462.76 | 538.52 | 14924.24 | 167109.57 |
| 110 | 2033-12 | 15462.76 | 494.37 | 14968.39 | 152141.17 |
| 111 | 2034-01 | 15462.76 | 450.08 | 15012.68 | 137128.50 |
| 112 | 2034-02 | 15462.76 | 405.67 | 15057.09 | 122071.41 |
| 113 | 2034-03 | 15462.76 | 361.13 | 15101.63 | 106969.78 |
| 114 | 2034-04 | 15462.76 | 316.45 | 15146.31 | 91823.47 |
| 115 | 2034-05 | 15462.76 | 271.64 | 15191.12 | 76632.35 |
| 116 | 2034-06 | 15462.76 | 226.70 | 15236.06 | 61396.29 |
| 117 | 2034-07 | 15462.76 | 181.63 | 15281.13 | 46115.17 |
| 118 | 2034-08 | 15462.76 | 136.42 | 15326.34 | 30788.83 |
| 119 | 2034-09 | 15462.76 | 91.08 | 15371.68 | 15417.15 |
| 120 | 2034-10 | 15462.76 | 45.61 | 15417.15 | 0.00 |
还款方式二：等额本金
贷款总额：156万
还款月数：10年
首月还款：17615元
每月递减：38.46元
利息总额：27.92万
本息合计：183.92万
节省利息：16323.77元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 17615.00 | 4615.00 | 13000.00 | 1547000.00 |
| 2 | 2024-12 | 17576.54 | 4576.54 | 13000.00 | 1534000.00 |
| 3 | 2025-01 | 17538.08 | 4538.08 | 13000.00 | 1521000.00 |
| 4 | 2025-02 | 17499.63 | 4499.63 | 13000.00 | 1508000.00 |
| 5 | 2025-03 | 17461.17 | 4461.17 | 13000.00 | 1495000.00 |
| 6 | 2025-04 | 17422.71 | 4422.71 | 13000.00 | 1482000.00 |
| 7 | 2025-05 | 17384.25 | 4384.25 | 13000.00 | 1469000.00 |
| 8 | 2025-06 | 17345.79 | 4345.79 | 13000.00 | 1456000.00 |
| 9 | 2025-07 | 17307.33 | 4307.33 | 13000.00 | 1443000.00 |
| 10 | 2025-08 | 17268.88 | 4268.88 | 13000.00 | 1430000.00 |
| 11 | 2025-09 | 17230.42 | 4230.42 | 13000.00 | 1417000.00 |
| 12 | 2025-10 | 17191.96 | 4191.96 | 13000.00 | 1404000.00 |
| 13 | 2025-11 | 17153.50 | 4153.50 | 13000.00 | 1391000.00 |
| 14 | 2025-12 | 17115.04 | 4115.04 | 13000.00 | 1378000.00 |
| 15 | 2026-01 | 17076.58 | 4076.58 | 13000.00 | 1365000.00 |
| 16 | 2026-02 | 17038.13 | 4038.13 | 13000.00 | 1352000.00 |
| 17 | 2026-03 | 16999.67 | 3999.67 | 13000.00 | 1339000.00 |
| 18 | 2026-04 | 16961.21 | 3961.21 | 13000.00 | 1326000.00 |
| 19 | 2026-05 | 16922.75 | 3922.75 | 13000.00 | 1313000.00 |
| 20 | 2026-06 | 16884.29 | 3884.29 | 13000.00 | 1300000.00 |
| 21 | 2026-07 | 16845.83 | 3845.83 | 13000.00 | 1287000.00 |
| 22 | 2026-08 | 16807.38 | 3807.38 | 13000.00 | 1274000.00 |
| 23 | 2026-09 | 16768.92 | 3768.92 | 13000.00 | 1261000.00 |
| 24 | 2026-10 | 16730.46 | 3730.46 | 13000.00 | 1248000.00 |
| 25 | 2026-11 | 16692.00 | 3692.00 | 13000.00 | 1235000.00 |
| 26 | 2026-12 | 16653.54 | 3653.54 | 13000.00 | 1222000.00 |
| 27 | 2027-01 | 16615.08 | 3615.08 | 13000.00 | 1209000.00 |
| 28 | 2027-02 | 16576.63 | 3576.63 | 13000.00 | 1196000.00 |
| 29 | 2027-03 | 16538.17 | 3538.17 | 13000.00 | 1183000.00 |
| 30 | 2027-04 | 16499.71 | 3499.71 | 13000.00 | 1170000.00 |
| 31 | 2027-05 | 16461.25 | 3461.25 | 13000.00 | 1157000.00 |
| 32 | 2027-06 | 16422.79 | 3422.79 | 13000.00 | 1144000.00 |
| 33 | 2027-07 | 16384.33 | 3384.33 | 13000.00 | 1131000.00 |
| 34 | 2027-08 | 16345.88 | 3345.88 | 13000.00 | 1118000.00 |
| 35 | 2027-09 | 16307.42 | 3307.42 | 13000.00 | 1105000.00 |
| 36 | 2027-10 | 16268.96 | 3268.96 | 13000.00 | 1092000.00 |
| 37 | 2027-11 | 16230.50 | 3230.50 | 13000.00 | 1079000.00 |
| 38 | 2027-12 | 16192.04 | 3192.04 | 13000.00 | 1066000.00 |
| 39 | 2028-01 | 16153.58 | 3153.58 | 13000.00 | 1053000.00 |
| 40 | 2028-02 | 16115.13 | 3115.13 | 13000.00 | 1040000.00 |
| 41 | 2028-03 | 16076.67 | 3076.67 | 13000.00 | 1027000.00 |
| 42 | 2028-04 | 16038.21 | 3038.21 | 13000.00 | 1014000.00 |
| 43 | 2028-05 | 15999.75 | 2999.75 | 13000.00 | 1001000.00 |
| 44 | 2028-06 | 15961.29 | 2961.29 | 13000.00 | 988000.00 |
| 45 | 2028-07 | 15922.83 | 2922.83 | 13000.00 | 975000.00 |
| 46 | 2028-08 | 15884.38 | 2884.38 | 13000.00 | 962000.00 |
| 47 | 2028-09 | 15845.92 | 2845.92 | 13000.00 | 949000.00 |
| 48 | 2028-10 | 15807.46 | 2807.46 | 13000.00 | 936000.00 |
| 49 | 2028-11 | 15769.00 | 2769.00 | 13000.00 | 923000.00 |
| 50 | 2028-12 | 15730.54 | 2730.54 | 13000.00 | 910000.00 |
| 51 | 2029-01 | 15692.08 | 2692.08 | 13000.00 | 897000.00 |
| 52 | 2029-02 | 15653.63 | 2653.63 | 13000.00 | 884000.00 |
| 53 | 2029-03 | 15615.17 | 2615.17 | 13000.00 | 871000.00 |
| 54 | 2029-04 | 15576.71 | 2576.71 | 13000.00 | 858000.00 |
| 55 | 2029-05 | 15538.25 | 2538.25 | 13000.00 | 845000.00 |
| 56 | 2029-06 | 15499.79 | 2499.79 | 13000.00 | 832000.00 |
| 57 | 2029-07 | 15461.33 | 2461.33 | 13000.00 | 819000.00 |
| 58 | 2029-08 | 15422.88 | 2422.88 | 13000.00 | 806000.00 |
| 59 | 2029-09 | 15384.42 | 2384.42 | 13000.00 | 793000.00 |
| 60 | 2029-10 | 15345.96 | 2345.96 | 13000.00 | 780000.00 |
| 61 | 2029-11 | 15307.50 | 2307.50 | 13000.00 | 767000.00 |
| 62 | 2029-12 | 15269.04 | 2269.04 | 13000.00 | 754000.00 |
| 63 | 2030-01 | 15230.58 | 2230.58 | 13000.00 | 741000.00 |
| 64 | 2030-02 | 15192.13 | 2192.13 | 13000.00 | 728000.00 |
| 65 | 2030-03 | 15153.67 | 2153.67 | 13000.00 | 715000.00 |
| 66 | 2030-04 | 15115.21 | 2115.21 | 13000.00 | 702000.00 |
| 67 | 2030-05 | 15076.75 | 2076.75 | 13000.00 | 689000.00 |
| 68 | 2030-06 | 15038.29 | 2038.29 | 13000.00 | 676000.00 |
| 69 | 2030-07 | 14999.83 | 1999.83 | 13000.00 | 663000.00 |
| 70 | 2030-08 | 14961.38 | 1961.38 | 13000.00 | 650000.00 |
| 71 | 2030-09 | 14922.92 | 1922.92 | 13000.00 | 637000.00 |
| 72 | 2030-10 | 14884.46 | 1884.46 | 13000.00 | 624000.00 |
| 73 | 2030-11 | 14846.00 | 1846.00 | 13000.00 | 611000.00 |
| 74 | 2030-12 | 14807.54 | 1807.54 | 13000.00 | 598000.00 |
| 75 | 2031-01 | 14769.08 | 1769.08 | 13000.00 | 585000.00 |
| 76 | 2031-02 | 14730.63 | 1730.63 | 13000.00 | 572000.00 |
| 77 | 2031-03 | 14692.17 | 1692.17 | 13000.00 | 559000.00 |
| 78 | 2031-04 | 14653.71 | 1653.71 | 13000.00 | 546000.00 |
| 79 | 2031-05 | 14615.25 | 1615.25 | 13000.00 | 533000.00 |
| 80 | 2031-06 | 14576.79 | 1576.79 | 13000.00 | 520000.00 |
| 81 | 2031-07 | 14538.33 | 1538.33 | 13000.00 | 507000.00 |
| 82 | 2031-08 | 14499.88 | 1499.88 | 13000.00 | 494000.00 |
| 83 | 2031-09 | 14461.42 | 1461.42 | 13000.00 | 481000.00 |
| 84 | 2031-10 | 14422.96 | 1422.96 | 13000.00 | 468000.00 |
| 85 | 2031-11 | 14384.50 | 1384.50 | 13000.00 | 455000.00 |
| 86 | 2031-12 | 14346.04 | 1346.04 | 13000.00 | 442000.00 |
| 87 | 2032-01 | 14307.58 | 1307.58 | 13000.00 | 429000.00 |
| 88 | 2032-02 | 14269.13 | 1269.13 | 13000.00 | 416000.00 |
| 89 | 2032-03 | 14230.67 | 1230.67 | 13000.00 | 403000.00 |
| 90 | 2032-04 | 14192.21 | 1192.21 | 13000.00 | 390000.00 |
| 91 | 2032-05 | 14153.75 | 1153.75 | 13000.00 | 377000.00 |
| 92 | 2032-06 | 14115.29 | 1115.29 | 13000.00 | 364000.00 |
| 93 | 2032-07 | 14076.83 | 1076.83 | 13000.00 | 351000.00 |
| 94 | 2032-08 | 14038.38 | 1038.38 | 13000.00 | 338000.00 |
| 95 | 2032-09 | 13999.92 | 999.92 | 13000.00 | 325000.00 |
| 96 | 2032-10 | 13961.46 | 961.46 | 13000.00 | 312000.00 |
| 97 | 2032-11 | 13923.00 | 923.00 | 13000.00 | 299000.00 |
| 98 | 2032-12 | 13884.54 | 884.54 | 13000.00 | 286000.00 |
| 99 | 2033-01 | 13846.08 | 846.08 | 13000.00 | 273000.00 |
| 100 | 2033-02 | 13807.63 | 807.63 | 13000.00 | 260000.00 |
| 101 | 2033-03 | 13769.17 | 769.17 | 13000.00 | 247000.00 |
| 102 | 2033-04 | 13730.71 | 730.71 | 13000.00 | 234000.00 |
| 103 | 2033-05 | 13692.25 | 692.25 | 13000.00 | 221000.00 |
| 104 | 2033-06 | 13653.79 | 653.79 | 13000.00 | 208000.00 |
| 105 | 2033-07 | 13615.33 | 615.33 | 13000.00 | 195000.00 |
| 106 | 2033-08 | 13576.88 | 576.88 | 13000.00 | 182000.00 |
| 107 | 2033-09 | 13538.42 | 538.42 | 13000.00 | 169000.00 |
| 108 | 2033-10 | 13499.96 | 499.96 | 13000.00 | 156000.00 |
| 109 | 2033-11 | 13461.50 | 461.50 | 13000.00 | 143000.00 |
| 110 | 2033-12 | 13423.04 | 423.04 | 13000.00 | 130000.00 |
| 111 | 2034-01 | 13384.58 | 384.58 | 13000.00 | 117000.00 |
| 112 | 2034-02 | 13346.13 | 346.13 | 13000.00 | 104000.00 |
| 113 | 2034-03 | 13307.67 | 307.67 | 13000.00 | 91000.00 |
| 114 | 2034-04 | 13269.21 | 269.21 | 13000.00 | 78000.00 |
| 115 | 2034-05 | 13230.75 | 230.75 | 13000.00 | 65000.00 |
| 116 | 2034-06 | 13192.29 | 192.29 | 13000.00 | 52000.00 |
| 117 | 2034-07 | 13153.83 | 153.83 | 13000.00 | 39000.00 |
| 118 | 2034-08 | 13115.38 | 115.38 | 13000.00 | 26000.00 |
| 119 | 2034-09 | 13076.92 | 76.92 | 13000.00 | 13000.00 |
| 120 | 2034-10 | 13038.46 | 38.46 | 13000.00 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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