贷款27.24万（商业贷款）的房贷，还款10年6个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：27.24万
还款月数：10年6个月
每月还款：2560.54元
利息总额：5.03万
本息合计：32.26万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2560.54 | 748.97 | 1811.57 | 270541.43 |
| 2 | 2024-12 | 2560.54 | 743.99 | 1816.55 | 268724.88 |
| 3 | 2025-01 | 2560.54 | 738.99 | 1821.55 | 266903.33 |
| 4 | 2025-02 | 2560.54 | 733.98 | 1826.56 | 265076.77 |
| 5 | 2025-03 | 2560.54 | 728.96 | 1831.58 | 263245.19 |
| 6 | 2025-04 | 2560.54 | 723.92 | 1836.62 | 261408.57 |
| 7 | 2025-05 | 2560.54 | 718.87 | 1841.67 | 259566.90 |
| 8 | 2025-06 | 2560.54 | 713.81 | 1846.73 | 257720.17 |
| 9 | 2025-07 | 2560.54 | 708.73 | 1851.81 | 255868.36 |
| 10 | 2025-08 | 2560.54 | 703.64 | 1856.90 | 254011.46 |
| 11 | 2025-09 | 2560.54 | 698.53 | 1862.01 | 252149.45 |
| 12 | 2025-10 | 2560.54 | 693.41 | 1867.13 | 250282.32 |
| 13 | 2025-11 | 2560.54 | 688.28 | 1872.27 | 248410.05 |
| 14 | 2025-12 | 2560.54 | 683.13 | 1877.41 | 246532.64 |
| 15 | 2026-01 | 2560.54 | 677.96 | 1882.58 | 244650.06 |
| 16 | 2026-02 | 2560.54 | 672.79 | 1887.75 | 242762.30 |
| 17 | 2026-03 | 2560.54 | 667.60 | 1892.95 | 240869.36 |
| 18 | 2026-04 | 2560.54 | 662.39 | 1898.15 | 238971.21 |
| 19 | 2026-05 | 2560.54 | 657.17 | 1903.37 | 237067.84 |
| 20 | 2026-06 | 2560.54 | 651.94 | 1908.61 | 235159.23 |
| 21 | 2026-07 | 2560.54 | 646.69 | 1913.85 | 233245.38 |
| 22 | 2026-08 | 2560.54 | 641.42 | 1919.12 | 231326.26 |
| 23 | 2026-09 | 2560.54 | 636.15 | 1924.39 | 229401.87 |
| 24 | 2026-10 | 2560.54 | 630.86 | 1929.69 | 227472.18 |
| 25 | 2026-11 | 2560.54 | 625.55 | 1934.99 | 225537.19 |
| 26 | 2026-12 | 2560.54 | 620.23 | 1940.31 | 223596.87 |
| 27 | 2027-01 | 2560.54 | 614.89 | 1945.65 | 221651.22 |
| 28 | 2027-02 | 2560.54 | 609.54 | 1951.00 | 219700.22 |
| 29 | 2027-03 | 2560.54 | 604.18 | 1956.37 | 217743.86 |
| 30 | 2027-04 | 2560.54 | 598.80 | 1961.75 | 215782.11 |
| 31 | 2027-05 | 2560.54 | 593.40 | 1967.14 | 213814.97 |
| 32 | 2027-06 | 2560.54 | 587.99 | 1972.55 | 211842.42 |
| 33 | 2027-07 | 2560.54 | 582.57 | 1977.98 | 209864.44 |
| 34 | 2027-08 | 2560.54 | 577.13 | 1983.41 | 207881.03 |
| 35 | 2027-09 | 2560.54 | 571.67 | 1988.87 | 205892.16 |
| 36 | 2027-10 | 2560.54 | 566.20 | 1994.34 | 203897.82 |
| 37 | 2027-11 | 2560.54 | 560.72 | 1999.82 | 201898.00 |
| 38 | 2027-12 | 2560.54 | 555.22 | 2005.32 | 199892.68 |
| 39 | 2028-01 | 2560.54 | 549.70 | 2010.84 | 197881.84 |
| 40 | 2028-02 | 2560.54 | 544.18 | 2016.37 | 195865.47 |
| 41 | 2028-03 | 2560.54 | 538.63 | 2021.91 | 193843.56 |
| 42 | 2028-04 | 2560.54 | 533.07 | 2027.47 | 191816.09 |
| 43 | 2028-05 | 2560.54 | 527.49 | 2033.05 | 189783.04 |
| 44 | 2028-06 | 2560.54 | 521.90 | 2038.64 | 187744.40 |
| 45 | 2028-07 | 2560.54 | 516.30 | 2044.24 | 185700.16 |
| 46 | 2028-08 | 2560.54 | 510.68 | 2049.87 | 183650.29 |
| 47 | 2028-09 | 2560.54 | 505.04 | 2055.50 | 181594.79 |
| 48 | 2028-10 | 2560.54 | 499.39 | 2061.16 | 179533.63 |
| 49 | 2028-11 | 2560.54 | 493.72 | 2066.82 | 177466.81 |
| 50 | 2028-12 | 2560.54 | 488.03 | 2072.51 | 175394.30 |
| 51 | 2029-01 | 2560.54 | 482.33 | 2078.21 | 173316.09 |
| 52 | 2029-02 | 2560.54 | 476.62 | 2083.92 | 171232.17 |
| 53 | 2029-03 | 2560.54 | 470.89 | 2089.65 | 169142.52 |
| 54 | 2029-04 | 2560.54 | 465.14 | 2095.40 | 167047.12 |
| 55 | 2029-05 | 2560.54 | 459.38 | 2101.16 | 164945.95 |
| 56 | 2029-06 | 2560.54 | 453.60 | 2106.94 | 162839.01 |
| 57 | 2029-07 | 2560.54 | 447.81 | 2112.73 | 160726.28 |
| 58 | 2029-08 | 2560.54 | 442.00 | 2118.54 | 158607.74 |
| 59 | 2029-09 | 2560.54 | 436.17 | 2124.37 | 156483.37 |
| 60 | 2029-10 | 2560.54 | 430.33 | 2130.21 | 154353.15 |
| 61 | 2029-11 | 2560.54 | 424.47 | 2136.07 | 152217.08 |
| 62 | 2029-12 | 2560.54 | 418.60 | 2141.94 | 150075.14 |
| 63 | 2030-01 | 2560.54 | 412.71 | 2147.84 | 147927.30 |
| 64 | 2030-02 | 2560.54 | 406.80 | 2153.74 | 145773.56 |
| 65 | 2030-03 | 2560.54 | 400.88 | 2159.66 | 143613.90 |
| 66 | 2030-04 | 2560.54 | 394.94 | 2165.60 | 141448.29 |
| 67 | 2030-05 | 2560.54 | 388.98 | 2171.56 | 139276.73 |
| 68 | 2030-06 | 2560.54 | 383.01 | 2177.53 | 137099.20 |
| 69 | 2030-07 | 2560.54 | 377.02 | 2183.52 | 134915.68 |
| 70 | 2030-08 | 2560.54 | 371.02 | 2189.52 | 132726.16 |
| 71 | 2030-09 | 2560.54 | 365.00 | 2195.54 | 130530.62 |
| 72 | 2030-10 | 2560.54 | 358.96 | 2201.58 | 128329.03 |
| 73 | 2030-11 | 2560.54 | 352.90 | 2207.64 | 126121.40 |
| 74 | 2030-12 | 2560.54 | 346.83 | 2213.71 | 123907.69 |
| 75 | 2031-01 | 2560.54 | 340.75 | 2219.80 | 121687.89 |
| 76 | 2031-02 | 2560.54 | 334.64 | 2225.90 | 119461.99 |
| 77 | 2031-03 | 2560.54 | 328.52 | 2232.02 | 117229.97 |
| 78 | 2031-04 | 2560.54 | 322.38 | 2238.16 | 114991.81 |
| 79 | 2031-05 | 2560.54 | 316.23 | 2244.31 | 112747.50 |
| 80 | 2031-06 | 2560.54 | 310.06 | 2250.49 | 110497.01 |
| 81 | 2031-07 | 2560.54 | 303.87 | 2256.67 | 108240.34 |
| 82 | 2031-08 | 2560.54 | 297.66 | 2262.88 | 105977.46 |
| 83 | 2031-09 | 2560.54 | 291.44 | 2269.10 | 103708.35 |
| 84 | 2031-10 | 2560.54 | 285.20 | 2275.34 | 101433.01 |
| 85 | 2031-11 | 2560.54 | 278.94 | 2281.60 | 99151.41 |
| 86 | 2031-12 | 2560.54 | 272.67 | 2287.88 | 96863.53 |
| 87 | 2032-01 | 2560.54 | 266.37 | 2294.17 | 94569.36 |
| 88 | 2032-02 | 2560.54 | 260.07 | 2300.48 | 92268.89 |
| 89 | 2032-03 | 2560.54 | 253.74 | 2306.80 | 89962.09 |
| 90 | 2032-04 | 2560.54 | 247.40 | 2313.15 | 87648.94 |
| 91 | 2032-05 | 2560.54 | 241.03 | 2319.51 | 85329.43 |
| 92 | 2032-06 | 2560.54 | 234.66 | 2325.89 | 83003.55 |
| 93 | 2032-07 | 2560.54 | 228.26 | 2332.28 | 80671.27 |
| 94 | 2032-08 | 2560.54 | 221.85 | 2338.70 | 78332.57 |
| 95 | 2032-09 | 2560.54 | 215.41 | 2345.13 | 75987.44 |
| 96 | 2032-10 | 2560.54 | 208.97 | 2351.58 | 73635.87 |
| 97 | 2032-11 | 2560.54 | 202.50 | 2358.04 | 71277.82 |
| 98 | 2032-12 | 2560.54 | 196.01 | 2364.53 | 68913.30 |
| 99 | 2033-01 | 2560.54 | 189.51 | 2371.03 | 66542.27 |
| 100 | 2033-02 | 2560.54 | 182.99 | 2377.55 | 64164.71 |
| 101 | 2033-03 | 2560.54 | 176.45 | 2384.09 | 61780.63 |
| 102 | 2033-04 | 2560.54 | 169.90 | 2390.65 | 59389.98 |
| 103 | 2033-05 | 2560.54 | 163.32 | 2397.22 | 56992.76 |
| 104 | 2033-06 | 2560.54 | 156.73 | 2403.81 | 54588.95 |
| 105 | 2033-07 | 2560.54 | 150.12 | 2410.42 | 52178.53 |
| 106 | 2033-08 | 2560.54 | 143.49 | 2417.05 | 49761.48 |
| 107 | 2033-09 | 2560.54 | 136.84 | 2423.70 | 47337.78 |
| 108 | 2033-10 | 2560.54 | 130.18 | 2430.36 | 44907.42 |
| 109 | 2033-11 | 2560.54 | 123.50 | 2437.05 | 42470.37 |
| 110 | 2033-12 | 2560.54 | 116.79 | 2443.75 | 40026.62 |
| 111 | 2034-01 | 2560.54 | 110.07 | 2450.47 | 37576.15 |
| 112 | 2034-02 | 2560.54 | 103.33 | 2457.21 | 35118.95 |
| 113 | 2034-03 | 2560.54 | 96.58 | 2463.96 | 32654.98 |
| 114 | 2034-04 | 2560.54 | 89.80 | 2470.74 | 30184.24 |
| 115 | 2034-05 | 2560.54 | 83.01 | 2477.54 | 27706.71 |
| 116 | 2034-06 | 2560.54 | 76.19 | 2484.35 | 25222.36 |
| 117 | 2034-07 | 2560.54 | 69.36 | 2491.18 | 22731.18 |
| 118 | 2034-08 | 2560.54 | 62.51 | 2498.03 | 20233.15 |
| 119 | 2034-09 | 2560.54 | 55.64 | 2504.90 | 17728.25 |
| 120 | 2034-10 | 2560.54 | 48.75 | 2511.79 | 15216.46 |
| 121 | 2034-11 | 2560.54 | 41.85 | 2518.70 | 12697.76 |
| 122 | 2034-12 | 2560.54 | 34.92 | 2525.62 | 10172.14 |
| 123 | 2035-01 | 2560.54 | 27.97 | 2532.57 | 7639.57 |
| 124 | 2035-02 | 2560.54 | 21.01 | 2539.53 | 5100.04 |
| 125 | 2035-03 | 2560.54 | 14.03 | 2546.52 | 2553.52 |
| 126 | 2035-04 | 2560.54 | 7.02 | 2553.52 | 0.00 |
还款方式二：等额本金
贷款总额：27.24万
还款月数：10年6个月
首月还款：2910.5元
每月递减：5.94元
利息总额：4.76万
本息合计：31.99万
节省利息：2715.62元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2910.50 | 748.97 | 2161.53 | 270191.47 |
| 2 | 2024-12 | 2904.56 | 743.03 | 2161.53 | 268029.94 |
| 3 | 2025-01 | 2898.61 | 737.08 | 2161.53 | 265868.40 |
| 4 | 2025-02 | 2892.67 | 731.14 | 2161.53 | 263706.87 |
| 5 | 2025-03 | 2886.73 | 725.19 | 2161.53 | 261545.34 |
| 6 | 2025-04 | 2880.78 | 719.25 | 2161.53 | 259383.81 |
| 7 | 2025-05 | 2874.84 | 713.31 | 2161.53 | 257222.28 |
| 8 | 2025-06 | 2868.89 | 707.36 | 2161.53 | 255060.75 |
| 9 | 2025-07 | 2862.95 | 701.42 | 2161.53 | 252899.21 |
| 10 | 2025-08 | 2857.00 | 695.47 | 2161.53 | 250737.68 |
| 11 | 2025-09 | 2851.06 | 689.53 | 2161.53 | 248576.15 |
| 12 | 2025-10 | 2845.12 | 683.58 | 2161.53 | 246414.62 |
| 13 | 2025-11 | 2839.17 | 677.64 | 2161.53 | 244253.09 |
| 14 | 2025-12 | 2833.23 | 671.70 | 2161.53 | 242091.56 |
| 15 | 2026-01 | 2827.28 | 665.75 | 2161.53 | 239930.02 |
| 16 | 2026-02 | 2821.34 | 659.81 | 2161.53 | 237768.49 |
| 17 | 2026-03 | 2815.40 | 653.86 | 2161.53 | 235606.96 |
| 18 | 2026-04 | 2809.45 | 647.92 | 2161.53 | 233445.43 |
| 19 | 2026-05 | 2803.51 | 641.97 | 2161.53 | 231283.90 |
| 20 | 2026-06 | 2797.56 | 636.03 | 2161.53 | 229122.37 |
| 21 | 2026-07 | 2791.62 | 630.09 | 2161.53 | 226960.83 |
| 22 | 2026-08 | 2785.67 | 624.14 | 2161.53 | 224799.30 |
| 23 | 2026-09 | 2779.73 | 618.20 | 2161.53 | 222637.77 |
| 24 | 2026-10 | 2773.79 | 612.25 | 2161.53 | 220476.24 |
| 25 | 2026-11 | 2767.84 | 606.31 | 2161.53 | 218314.71 |
| 26 | 2026-12 | 2761.90 | 600.37 | 2161.53 | 216153.17 |
| 27 | 2027-01 | 2755.95 | 594.42 | 2161.53 | 213991.64 |
| 28 | 2027-02 | 2750.01 | 588.48 | 2161.53 | 211830.11 |
| 29 | 2027-03 | 2744.06 | 582.53 | 2161.53 | 209668.58 |
| 30 | 2027-04 | 2738.12 | 576.59 | 2161.53 | 207507.05 |
| 31 | 2027-05 | 2732.18 | 570.64 | 2161.53 | 205345.52 |
| 32 | 2027-06 | 2726.23 | 564.70 | 2161.53 | 203183.98 |
| 33 | 2027-07 | 2720.29 | 558.76 | 2161.53 | 201022.45 |
| 34 | 2027-08 | 2714.34 | 552.81 | 2161.53 | 198860.92 |
| 35 | 2027-09 | 2708.40 | 546.87 | 2161.53 | 196699.39 |
| 36 | 2027-10 | 2702.46 | 540.92 | 2161.53 | 194537.86 |
| 37 | 2027-11 | 2696.51 | 534.98 | 2161.53 | 192376.33 |
| 38 | 2027-12 | 2690.57 | 529.03 | 2161.53 | 190214.79 |
| 39 | 2028-01 | 2684.62 | 523.09 | 2161.53 | 188053.26 |
| 40 | 2028-02 | 2678.68 | 517.15 | 2161.53 | 185891.73 |
| 41 | 2028-03 | 2672.73 | 511.20 | 2161.53 | 183730.20 |
| 42 | 2028-04 | 2666.79 | 505.26 | 2161.53 | 181568.67 |
| 43 | 2028-05 | 2660.85 | 499.31 | 2161.53 | 179407.13 |
| 44 | 2028-06 | 2654.90 | 493.37 | 2161.53 | 177245.60 |
| 45 | 2028-07 | 2648.96 | 487.43 | 2161.53 | 175084.07 |
| 46 | 2028-08 | 2643.01 | 481.48 | 2161.53 | 172922.54 |
| 47 | 2028-09 | 2637.07 | 475.54 | 2161.53 | 170761.01 |
| 48 | 2028-10 | 2631.12 | 469.59 | 2161.53 | 168599.48 |
| 49 | 2028-11 | 2625.18 | 463.65 | 2161.53 | 166437.94 |
| 50 | 2028-12 | 2619.24 | 457.70 | 2161.53 | 164276.41 |
| 51 | 2029-01 | 2613.29 | 451.76 | 2161.53 | 162114.88 |
| 52 | 2029-02 | 2607.35 | 445.82 | 2161.53 | 159953.35 |
| 53 | 2029-03 | 2601.40 | 439.87 | 2161.53 | 157791.82 |
| 54 | 2029-04 | 2595.46 | 433.93 | 2161.53 | 155630.29 |
| 55 | 2029-05 | 2589.52 | 427.98 | 2161.53 | 153468.75 |
| 56 | 2029-06 | 2583.57 | 422.04 | 2161.53 | 151307.22 |
| 57 | 2029-07 | 2577.63 | 416.09 | 2161.53 | 149145.69 |
| 58 | 2029-08 | 2571.68 | 410.15 | 2161.53 | 146984.16 |
| 59 | 2029-09 | 2565.74 | 404.21 | 2161.53 | 144822.63 |
| 60 | 2029-10 | 2559.79 | 398.26 | 2161.53 | 142661.10 |
| 61 | 2029-11 | 2553.85 | 392.32 | 2161.53 | 140499.56 |
| 62 | 2029-12 | 2547.91 | 386.37 | 2161.53 | 138338.03 |
| 63 | 2030-01 | 2541.96 | 380.43 | 2161.53 | 136176.50 |
| 64 | 2030-02 | 2536.02 | 374.49 | 2161.53 | 134014.97 |
| 65 | 2030-03 | 2530.07 | 368.54 | 2161.53 | 131853.44 |
| 66 | 2030-04 | 2524.13 | 362.60 | 2161.53 | 129691.90 |
| 67 | 2030-05 | 2518.18 | 356.65 | 2161.53 | 127530.37 |
| 68 | 2030-06 | 2512.24 | 350.71 | 2161.53 | 125368.84 |
| 69 | 2030-07 | 2506.30 | 344.76 | 2161.53 | 123207.31 |
| 70 | 2030-08 | 2500.35 | 338.82 | 2161.53 | 121045.78 |
| 71 | 2030-09 | 2494.41 | 332.88 | 2161.53 | 118884.25 |
| 72 | 2030-10 | 2488.46 | 326.93 | 2161.53 | 116722.71 |
| 73 | 2030-11 | 2482.52 | 320.99 | 2161.53 | 114561.18 |
| 74 | 2030-12 | 2476.57 | 315.04 | 2161.53 | 112399.65 |
| 75 | 2031-01 | 2470.63 | 309.10 | 2161.53 | 110238.12 |
| 76 | 2031-02 | 2464.69 | 303.15 | 2161.53 | 108076.59 |
| 77 | 2031-03 | 2458.74 | 297.21 | 2161.53 | 105915.06 |
| 78 | 2031-04 | 2452.80 | 291.27 | 2161.53 | 103753.52 |
| 79 | 2031-05 | 2446.85 | 285.32 | 2161.53 | 101591.99 |
| 80 | 2031-06 | 2440.91 | 279.38 | 2161.53 | 99430.46 |
| 81 | 2031-07 | 2434.97 | 273.43 | 2161.53 | 97268.93 |
| 82 | 2031-08 | 2429.02 | 267.49 | 2161.53 | 95107.40 |
| 83 | 2031-09 | 2423.08 | 261.55 | 2161.53 | 92945.87 |
| 84 | 2031-10 | 2417.13 | 255.60 | 2161.53 | 90784.33 |
| 85 | 2031-11 | 2411.19 | 249.66 | 2161.53 | 88622.80 |
| 86 | 2031-12 | 2405.24 | 243.71 | 2161.53 | 86461.27 |
| 87 | 2032-01 | 2399.30 | 237.77 | 2161.53 | 84299.74 |
| 88 | 2032-02 | 2393.36 | 231.82 | 2161.53 | 82138.21 |
| 89 | 2032-03 | 2387.41 | 225.88 | 2161.53 | 79976.67 |
| 90 | 2032-04 | 2381.47 | 219.94 | 2161.53 | 77815.14 |
| 91 | 2032-05 | 2375.52 | 213.99 | 2161.53 | 75653.61 |
| 92 | 2032-06 | 2369.58 | 208.05 | 2161.53 | 73492.08 |
| 93 | 2032-07 | 2363.63 | 202.10 | 2161.53 | 71330.55 |
| 94 | 2032-08 | 2357.69 | 196.16 | 2161.53 | 69169.02 |
| 95 | 2032-09 | 2351.75 | 190.21 | 2161.53 | 67007.48 |
| 96 | 2032-10 | 2345.80 | 184.27 | 2161.53 | 64845.95 |
| 97 | 2032-11 | 2339.86 | 178.33 | 2161.53 | 62684.42 |
| 98 | 2032-12 | 2333.91 | 172.38 | 2161.53 | 60522.89 |
| 99 | 2033-01 | 2327.97 | 166.44 | 2161.53 | 58361.36 |
| 100 | 2033-02 | 2322.03 | 160.49 | 2161.53 | 56199.83 |
| 101 | 2033-03 | 2316.08 | 154.55 | 2161.53 | 54038.29 |
| 102 | 2033-04 | 2310.14 | 148.61 | 2161.53 | 51876.76 |
| 103 | 2033-05 | 2304.19 | 142.66 | 2161.53 | 49715.23 |
| 104 | 2033-06 | 2298.25 | 136.72 | 2161.53 | 47553.70 |
| 105 | 2033-07 | 2292.30 | 130.77 | 2161.53 | 45392.17 |
| 106 | 2033-08 | 2286.36 | 124.83 | 2161.53 | 43230.63 |
| 107 | 2033-09 | 2280.42 | 118.88 | 2161.53 | 41069.10 |
| 108 | 2033-10 | 2274.47 | 112.94 | 2161.53 | 38907.57 |
| 109 | 2033-11 | 2268.53 | 107.00 | 2161.53 | 36746.04 |
| 110 | 2033-12 | 2262.58 | 101.05 | 2161.53 | 34584.51 |
| 111 | 2034-01 | 2256.64 | 95.11 | 2161.53 | 32422.98 |
| 112 | 2034-02 | 2250.69 | 89.16 | 2161.53 | 30261.44 |
| 113 | 2034-03 | 2244.75 | 83.22 | 2161.53 | 28099.91 |
| 114 | 2034-04 | 2238.81 | 77.27 | 2161.53 | 25938.38 |
| 115 | 2034-05 | 2232.86 | 71.33 | 2161.53 | 23776.85 |
| 116 | 2034-06 | 2226.92 | 65.39 | 2161.53 | 21615.32 |
| 117 | 2034-07 | 2220.97 | 59.44 | 2161.53 | 19453.79 |
| 118 | 2034-08 | 2215.03 | 53.50 | 2161.53 | 17292.25 |
| 119 | 2034-09 | 2209.09 | 47.55 | 2161.53 | 15130.72 |
| 120 | 2034-10 | 2203.14 | 41.61 | 2161.53 | 12969.19 |
| 121 | 2034-11 | 2197.20 | 35.67 | 2161.53 | 10807.66 |
| 122 | 2034-12 | 2191.25 | 29.72 | 2161.53 | 8646.13 |
| 123 | 2035-01 | 2185.31 | 23.78 | 2161.53 | 6484.60 |
| 124 | 2035-02 | 2179.36 | 17.83 | 2161.53 | 4323.06 |
| 125 | 2035-03 | 2173.42 | 11.89 | 2161.53 | 2161.53 |
| 126 | 2035-04 | 2167.48 | 5.94 | 2161.53 | 0.00 |
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月02日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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