贷款22.36万（商业贷款）的房贷，还款10年4个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：22.36万
还款月数：10年4个月
每月还款：2130.25元
利息总额：4.06万
本息合计：26.42万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2130.25 | 614.81 | 1515.44 | 222051.30 |
| 2 | 2024-12 | 2130.25 | 610.64 | 1519.61 | 220531.68 |
| 3 | 2025-01 | 2130.25 | 606.46 | 1523.79 | 219007.89 |
| 4 | 2025-02 | 2130.25 | 602.27 | 1527.98 | 217479.91 |
| 5 | 2025-03 | 2130.25 | 598.07 | 1532.18 | 215947.73 |
| 6 | 2025-04 | 2130.25 | 593.86 | 1536.40 | 214411.33 |
| 7 | 2025-05 | 2130.25 | 589.63 | 1540.62 | 212870.71 |
| 8 | 2025-06 | 2130.25 | 585.39 | 1544.86 | 211325.85 |
| 9 | 2025-07 | 2130.25 | 581.15 | 1549.11 | 209776.74 |
| 10 | 2025-08 | 2130.25 | 576.89 | 1553.37 | 208223.38 |
| 11 | 2025-09 | 2130.25 | 572.61 | 1557.64 | 206665.74 |
| 12 | 2025-10 | 2130.25 | 568.33 | 1561.92 | 205103.82 |
| 13 | 2025-11 | 2130.25 | 564.04 | 1566.22 | 203537.60 |
| 14 | 2025-12 | 2130.25 | 559.73 | 1570.52 | 201967.07 |
| 15 | 2026-01 | 2130.25 | 555.41 | 1574.84 | 200392.23 |
| 16 | 2026-02 | 2130.25 | 551.08 | 1579.17 | 198813.06 |
| 17 | 2026-03 | 2130.25 | 546.74 | 1583.52 | 197229.54 |
| 18 | 2026-04 | 2130.25 | 542.38 | 1587.87 | 195641.67 |
| 19 | 2026-05 | 2130.25 | 538.01 | 1592.24 | 194049.43 |
| 20 | 2026-06 | 2130.25 | 533.64 | 1596.62 | 192452.81 |
| 21 | 2026-07 | 2130.25 | 529.25 | 1601.01 | 190851.80 |
| 22 | 2026-08 | 2130.25 | 524.84 | 1605.41 | 189246.39 |
| 23 | 2026-09 | 2130.25 | 520.43 | 1609.83 | 187636.57 |
| 24 | 2026-10 | 2130.25 | 516.00 | 1614.25 | 186022.32 |
| 25 | 2026-11 | 2130.25 | 511.56 | 1618.69 | 184403.62 |
| 26 | 2026-12 | 2130.25 | 507.11 | 1623.14 | 182780.48 |
| 27 | 2027-01 | 2130.25 | 502.65 | 1627.61 | 181152.87 |
| 28 | 2027-02 | 2130.25 | 498.17 | 1632.08 | 179520.79 |
| 29 | 2027-03 | 2130.25 | 493.68 | 1636.57 | 177884.22 |
| 30 | 2027-04 | 2130.25 | 489.18 | 1641.07 | 176243.15 |
| 31 | 2027-05 | 2130.25 | 484.67 | 1645.58 | 174597.57 |
| 32 | 2027-06 | 2130.25 | 480.14 | 1650.11 | 172947.46 |
| 33 | 2027-07 | 2130.25 | 475.61 | 1654.65 | 171292.81 |
| 34 | 2027-08 | 2130.25 | 471.06 | 1659.20 | 169633.61 |
| 35 | 2027-09 | 2130.25 | 466.49 | 1663.76 | 167969.85 |
| 36 | 2027-10 | 2130.25 | 461.92 | 1668.34 | 166301.51 |
| 37 | 2027-11 | 2130.25 | 457.33 | 1672.92 | 164628.59 |
| 38 | 2027-12 | 2130.25 | 452.73 | 1677.52 | 162951.07 |
| 39 | 2028-01 | 2130.25 | 448.12 | 1682.14 | 161268.93 |
| 40 | 2028-02 | 2130.25 | 443.49 | 1686.76 | 159582.17 |
| 41 | 2028-03 | 2130.25 | 438.85 | 1691.40 | 157890.76 |
| 42 | 2028-04 | 2130.25 | 434.20 | 1696.05 | 156194.71 |
| 43 | 2028-05 | 2130.25 | 429.54 | 1700.72 | 154493.99 |
| 44 | 2028-06 | 2130.25 | 424.86 | 1705.39 | 152788.60 |
| 45 | 2028-07 | 2130.25 | 420.17 | 1710.08 | 151078.51 |
| 46 | 2028-08 | 2130.25 | 415.47 | 1714.79 | 149363.73 |
| 47 | 2028-09 | 2130.25 | 410.75 | 1719.50 | 147644.22 |
| 48 | 2028-10 | 2130.25 | 406.02 | 1724.23 | 145919.99 |
| 49 | 2028-11 | 2130.25 | 401.28 | 1728.97 | 144191.02 |
| 50 | 2028-12 | 2130.25 | 396.53 | 1733.73 | 142457.29 |
| 51 | 2029-01 | 2130.25 | 391.76 | 1738.50 | 140718.80 |
| 52 | 2029-02 | 2130.25 | 386.98 | 1743.28 | 138975.52 |
| 53 | 2029-03 | 2130.25 | 382.18 | 1748.07 | 137227.45 |
| 54 | 2029-04 | 2130.25 | 377.38 | 1752.88 | 135474.57 |
| 55 | 2029-05 | 2130.25 | 372.56 | 1757.70 | 133716.87 |
| 56 | 2029-06 | 2130.25 | 367.72 | 1762.53 | 131954.34 |
| 57 | 2029-07 | 2130.25 | 362.87 | 1767.38 | 130186.96 |
| 58 | 2029-08 | 2130.25 | 358.01 | 1772.24 | 128414.73 |
| 59 | 2029-09 | 2130.25 | 353.14 | 1777.11 | 126637.61 |
| 60 | 2029-10 | 2130.25 | 348.25 | 1782.00 | 124855.61 |
| 61 | 2029-11 | 2130.25 | 343.35 | 1786.90 | 123068.71 |
| 62 | 2029-12 | 2130.25 | 338.44 | 1791.81 | 121276.90 |
| 63 | 2030-01 | 2130.25 | 333.51 | 1796.74 | 119480.16 |
| 64 | 2030-02 | 2130.25 | 328.57 | 1801.68 | 117678.47 |
| 65 | 2030-03 | 2130.25 | 323.62 | 1806.64 | 115871.84 |
| 66 | 2030-04 | 2130.25 | 318.65 | 1811.61 | 114060.23 |
| 67 | 2030-05 | 2130.25 | 313.67 | 1816.59 | 112243.65 |
| 68 | 2030-06 | 2130.25 | 308.67 | 1821.58 | 110422.06 |
| 69 | 2030-07 | 2130.25 | 303.66 | 1826.59 | 108595.47 |
| 70 | 2030-08 | 2130.25 | 298.64 | 1831.62 | 106763.85 |
| 71 | 2030-09 | 2130.25 | 293.60 | 1836.65 | 104927.20 |
| 72 | 2030-10 | 2130.25 | 288.55 | 1841.70 | 103085.50 |
| 73 | 2030-11 | 2130.25 | 283.49 | 1846.77 | 101238.73 |
| 74 | 2030-12 | 2130.25 | 278.41 | 1851.85 | 99386.88 |
| 75 | 2031-01 | 2130.25 | 273.31 | 1856.94 | 97529.95 |
| 76 | 2031-02 | 2130.25 | 268.21 | 1862.05 | 95667.90 |
| 77 | 2031-03 | 2130.25 | 263.09 | 1867.17 | 93800.73 |
| 78 | 2031-04 | 2130.25 | 257.95 | 1872.30 | 91928.43 |
| 79 | 2031-05 | 2130.25 | 252.80 | 1877.45 | 90050.98 |
| 80 | 2031-06 | 2130.25 | 247.64 | 1882.61 | 88168.37 |
| 81 | 2031-07 | 2130.25 | 242.46 | 1887.79 | 86280.58 |
| 82 | 2031-08 | 2130.25 | 237.27 | 1892.98 | 84387.60 |
| 83 | 2031-09 | 2130.25 | 232.07 | 1898.19 | 82489.41 |
| 84 | 2031-10 | 2130.25 | 226.85 | 1903.41 | 80586.00 |
| 85 | 2031-11 | 2130.25 | 221.61 | 1908.64 | 78677.36 |
| 86 | 2031-12 | 2130.25 | 216.36 | 1913.89 | 76763.47 |
| 87 | 2032-01 | 2130.25 | 211.10 | 1919.15 | 74844.32 |
| 88 | 2032-02 | 2130.25 | 205.82 | 1924.43 | 72919.89 |
| 89 | 2032-03 | 2130.25 | 200.53 | 1929.72 | 70990.16 |
| 90 | 2032-04 | 2130.25 | 195.22 | 1935.03 | 69055.13 |
| 91 | 2032-05 | 2130.25 | 189.90 | 1940.35 | 67114.78 |
| 92 | 2032-06 | 2130.25 | 184.57 | 1945.69 | 65169.10 |
| 93 | 2032-07 | 2130.25 | 179.22 | 1951.04 | 63218.06 |
| 94 | 2032-08 | 2130.25 | 173.85 | 1956.40 | 61261.65 |
| 95 | 2032-09 | 2130.25 | 168.47 | 1961.78 | 59299.87 |
| 96 | 2032-10 | 2130.25 | 163.07 | 1967.18 | 57332.69 |
| 97 | 2032-11 | 2130.25 | 157.66 | 1972.59 | 55360.10 |
| 98 | 2032-12 | 2130.25 | 152.24 | 1978.01 | 53382.09 |
| 99 | 2033-01 | 2130.25 | 146.80 | 1983.45 | 51398.64 |
| 100 | 2033-02 | 2130.25 | 141.35 | 1988.91 | 49409.73 |
| 101 | 2033-03 | 2130.25 | 135.88 | 1994.38 | 47415.36 |
| 102 | 2033-04 | 2130.25 | 130.39 | 1999.86 | 45415.50 |
| 103 | 2033-05 | 2130.25 | 124.89 | 2005.36 | 43410.14 |
| 104 | 2033-06 | 2130.25 | 119.38 | 2010.88 | 41399.26 |
| 105 | 2033-07 | 2130.25 | 113.85 | 2016.41 | 39382.86 |
| 106 | 2033-08 | 2130.25 | 108.30 | 2021.95 | 37360.91 |
| 107 | 2033-09 | 2130.25 | 102.74 | 2027.51 | 35333.40 |
| 108 | 2033-10 | 2130.25 | 97.17 | 2033.09 | 33300.31 |
| 109 | 2033-11 | 2130.25 | 91.58 | 2038.68 | 31261.63 |
| 110 | 2033-12 | 2130.25 | 85.97 | 2044.28 | 29217.35 |
| 111 | 2034-01 | 2130.25 | 80.35 | 2049.91 | 27167.44 |
| 112 | 2034-02 | 2130.25 | 74.71 | 2055.54 | 25111.90 |
| 113 | 2034-03 | 2130.25 | 69.06 | 2061.20 | 23050.71 |
| 114 | 2034-04 | 2130.25 | 63.39 | 2066.86 | 20983.84 |
| 115 | 2034-05 | 2130.25 | 57.71 | 2072.55 | 18911.29 |
| 116 | 2034-06 | 2130.25 | 52.01 | 2078.25 | 16833.05 |
| 117 | 2034-07 | 2130.25 | 46.29 | 2083.96 | 14749.09 |
| 118 | 2034-08 | 2130.25 | 40.56 | 2089.69 | 12659.39 |
| 119 | 2034-09 | 2130.25 | 34.81 | 2095.44 | 10563.95 |
| 120 | 2034-10 | 2130.25 | 29.05 | 2101.20 | 8462.75 |
| 121 | 2034-11 | 2130.25 | 23.27 | 2106.98 | 6355.77 |
| 122 | 2034-12 | 2130.25 | 17.48 | 2112.77 | 4243.00 |
| 123 | 2035-01 | 2130.25 | 11.67 | 2118.58 | 2124.41 |
| 124 | 2035-02 | 2130.25 | 5.84 | 2124.41 | 0.00 |
还款方式二：等额本金
贷款总额：22.36万
还款月数：10年4个月
首月还款：2417.77元
每月递减：4.96元
利息总额：3.84万
本息合计：26.2万
节省利息：2159.1元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2417.77 | 614.81 | 1802.96 | 221763.78 |
| 2 | 2024-12 | 2412.81 | 609.85 | 1802.96 | 219960.82 |
| 3 | 2025-01 | 2407.85 | 604.89 | 1802.96 | 218157.87 |
| 4 | 2025-02 | 2402.89 | 599.93 | 1802.96 | 216354.91 |
| 5 | 2025-03 | 2397.93 | 594.98 | 1802.96 | 214551.95 |
| 6 | 2025-04 | 2392.98 | 590.02 | 1802.96 | 212748.99 |
| 7 | 2025-05 | 2388.02 | 585.06 | 1802.96 | 210946.04 |
| 8 | 2025-06 | 2383.06 | 580.10 | 1802.96 | 209143.08 |
| 9 | 2025-07 | 2378.10 | 575.14 | 1802.96 | 207340.12 |
| 10 | 2025-08 | 2373.14 | 570.19 | 1802.96 | 205537.16 |
| 11 | 2025-09 | 2368.18 | 565.23 | 1802.96 | 203734.21 |
| 12 | 2025-10 | 2363.23 | 560.27 | 1802.96 | 201931.25 |
| 13 | 2025-11 | 2358.27 | 555.31 | 1802.96 | 200128.29 |
| 14 | 2025-12 | 2353.31 | 550.35 | 1802.96 | 198325.33 |
| 15 | 2026-01 | 2348.35 | 545.39 | 1802.96 | 196522.38 |
| 16 | 2026-02 | 2343.39 | 540.44 | 1802.96 | 194719.42 |
| 17 | 2026-03 | 2338.44 | 535.48 | 1802.96 | 192916.46 |
| 18 | 2026-04 | 2333.48 | 530.52 | 1802.96 | 191113.50 |
| 19 | 2026-05 | 2328.52 | 525.56 | 1802.96 | 189310.55 |
| 20 | 2026-06 | 2323.56 | 520.60 | 1802.96 | 187507.59 |
| 21 | 2026-07 | 2318.60 | 515.65 | 1802.96 | 185704.63 |
| 22 | 2026-08 | 2313.65 | 510.69 | 1802.96 | 183901.67 |
| 23 | 2026-09 | 2308.69 | 505.73 | 1802.96 | 182098.72 |
| 24 | 2026-10 | 2303.73 | 500.77 | 1802.96 | 180295.76 |
| 25 | 2026-11 | 2298.77 | 495.81 | 1802.96 | 178492.80 |
| 26 | 2026-12 | 2293.81 | 490.86 | 1802.96 | 176689.84 |
| 27 | 2027-01 | 2288.85 | 485.90 | 1802.96 | 174886.89 |
| 28 | 2027-02 | 2283.90 | 480.94 | 1802.96 | 173083.93 |
| 29 | 2027-03 | 2278.94 | 475.98 | 1802.96 | 171280.97 |
| 30 | 2027-04 | 2273.98 | 471.02 | 1802.96 | 169478.01 |
| 31 | 2027-05 | 2269.02 | 466.06 | 1802.96 | 167675.05 |
| 32 | 2027-06 | 2264.06 | 461.11 | 1802.96 | 165872.10 |
| 33 | 2027-07 | 2259.11 | 456.15 | 1802.96 | 164069.14 |
| 34 | 2027-08 | 2254.15 | 451.19 | 1802.96 | 162266.18 |
| 35 | 2027-09 | 2249.19 | 446.23 | 1802.96 | 160463.22 |
| 36 | 2027-10 | 2244.23 | 441.27 | 1802.96 | 158660.27 |
| 37 | 2027-11 | 2239.27 | 436.32 | 1802.96 | 156857.31 |
| 38 | 2027-12 | 2234.32 | 431.36 | 1802.96 | 155054.35 |
| 39 | 2028-01 | 2229.36 | 426.40 | 1802.96 | 153251.39 |
| 40 | 2028-02 | 2224.40 | 421.44 | 1802.96 | 151448.44 |
| 41 | 2028-03 | 2219.44 | 416.48 | 1802.96 | 149645.48 |
| 42 | 2028-04 | 2214.48 | 411.53 | 1802.96 | 147842.52 |
| 43 | 2028-05 | 2209.52 | 406.57 | 1802.96 | 146039.56 |
| 44 | 2028-06 | 2204.57 | 401.61 | 1802.96 | 144236.61 |
| 45 | 2028-07 | 2199.61 | 396.65 | 1802.96 | 142433.65 |
| 46 | 2028-08 | 2194.65 | 391.69 | 1802.96 | 140630.69 |
| 47 | 2028-09 | 2189.69 | 386.73 | 1802.96 | 138827.73 |
| 48 | 2028-10 | 2184.73 | 381.78 | 1802.96 | 137024.78 |
| 49 | 2028-11 | 2179.78 | 376.82 | 1802.96 | 135221.82 |
| 50 | 2028-12 | 2174.82 | 371.86 | 1802.96 | 133418.86 |
| 51 | 2029-01 | 2169.86 | 366.90 | 1802.96 | 131615.90 |
| 52 | 2029-02 | 2164.90 | 361.94 | 1802.96 | 129812.95 |
| 53 | 2029-03 | 2159.94 | 356.99 | 1802.96 | 128009.99 |
| 54 | 2029-04 | 2154.99 | 352.03 | 1802.96 | 126207.03 |
| 55 | 2029-05 | 2150.03 | 347.07 | 1802.96 | 124404.07 |
| 56 | 2029-06 | 2145.07 | 342.11 | 1802.96 | 122601.12 |
| 57 | 2029-07 | 2140.11 | 337.15 | 1802.96 | 120798.16 |
| 58 | 2029-08 | 2135.15 | 332.19 | 1802.96 | 118995.20 |
| 59 | 2029-09 | 2130.19 | 327.24 | 1802.96 | 117192.24 |
| 60 | 2029-10 | 2125.24 | 322.28 | 1802.96 | 115389.29 |
| 61 | 2029-11 | 2120.28 | 317.32 | 1802.96 | 113586.33 |
| 62 | 2029-12 | 2115.32 | 312.36 | 1802.96 | 111783.37 |
| 63 | 2030-01 | 2110.36 | 307.40 | 1802.96 | 109980.41 |
| 64 | 2030-02 | 2105.40 | 302.45 | 1802.96 | 108177.45 |
| 65 | 2030-03 | 2100.45 | 297.49 | 1802.96 | 106374.50 |
| 66 | 2030-04 | 2095.49 | 292.53 | 1802.96 | 104571.54 |
| 67 | 2030-05 | 2090.53 | 287.57 | 1802.96 | 102768.58 |
| 68 | 2030-06 | 2085.57 | 282.61 | 1802.96 | 100965.62 |
| 69 | 2030-07 | 2080.61 | 277.66 | 1802.96 | 99162.67 |
| 70 | 2030-08 | 2075.65 | 272.70 | 1802.96 | 97359.71 |
| 71 | 2030-09 | 2070.70 | 267.74 | 1802.96 | 95556.75 |
| 72 | 2030-10 | 2065.74 | 262.78 | 1802.96 | 93753.79 |
| 73 | 2030-11 | 2060.78 | 257.82 | 1802.96 | 91950.84 |
| 74 | 2030-12 | 2055.82 | 252.86 | 1802.96 | 90147.88 |
| 75 | 2031-01 | 2050.86 | 247.91 | 1802.96 | 88344.92 |
| 76 | 2031-02 | 2045.91 | 242.95 | 1802.96 | 86541.96 |
| 77 | 2031-03 | 2040.95 | 237.99 | 1802.96 | 84739.01 |
| 78 | 2031-04 | 2035.99 | 233.03 | 1802.96 | 82936.05 |
| 79 | 2031-05 | 2031.03 | 228.07 | 1802.96 | 81133.09 |
| 80 | 2031-06 | 2026.07 | 223.12 | 1802.96 | 79330.13 |
| 81 | 2031-07 | 2021.12 | 218.16 | 1802.96 | 77527.18 |
| 82 | 2031-08 | 2016.16 | 213.20 | 1802.96 | 75724.22 |
| 83 | 2031-09 | 2011.20 | 208.24 | 1802.96 | 73921.26 |
| 84 | 2031-10 | 2006.24 | 203.28 | 1802.96 | 72118.30 |
| 85 | 2031-11 | 2001.28 | 198.33 | 1802.96 | 70315.35 |
| 86 | 2031-12 | 1996.32 | 193.37 | 1802.96 | 68512.39 |
| 87 | 2032-01 | 1991.37 | 188.41 | 1802.96 | 66709.43 |
| 88 | 2032-02 | 1986.41 | 183.45 | 1802.96 | 64906.47 |
| 89 | 2032-03 | 1981.45 | 178.49 | 1802.96 | 63103.52 |
| 90 | 2032-04 | 1976.49 | 173.53 | 1802.96 | 61300.56 |
| 91 | 2032-05 | 1971.53 | 168.58 | 1802.96 | 59497.60 |
| 92 | 2032-06 | 1966.58 | 163.62 | 1802.96 | 57694.64 |
| 93 | 2032-07 | 1961.62 | 158.66 | 1802.96 | 55891.68 |
| 94 | 2032-08 | 1956.66 | 153.70 | 1802.96 | 54088.73 |
| 95 | 2032-09 | 1951.70 | 148.74 | 1802.96 | 52285.77 |
| 96 | 2032-10 | 1946.74 | 143.79 | 1802.96 | 50482.81 |
| 97 | 2032-11 | 1941.79 | 138.83 | 1802.96 | 48679.85 |
| 98 | 2032-12 | 1936.83 | 133.87 | 1802.96 | 46876.90 |
| 99 | 2033-01 | 1931.87 | 128.91 | 1802.96 | 45073.94 |
| 100 | 2033-02 | 1926.91 | 123.95 | 1802.96 | 43270.98 |
| 101 | 2033-03 | 1921.95 | 119.00 | 1802.96 | 41468.02 |
| 102 | 2033-04 | 1916.99 | 114.04 | 1802.96 | 39665.07 |
| 103 | 2033-05 | 1912.04 | 109.08 | 1802.96 | 37862.11 |
| 104 | 2033-06 | 1907.08 | 104.12 | 1802.96 | 36059.15 |
| 105 | 2033-07 | 1902.12 | 99.16 | 1802.96 | 34256.19 |
| 106 | 2033-08 | 1897.16 | 94.20 | 1802.96 | 32453.24 |
| 107 | 2033-09 | 1892.20 | 89.25 | 1802.96 | 30650.28 |
| 108 | 2033-10 | 1887.25 | 84.29 | 1802.96 | 28847.32 |
| 109 | 2033-11 | 1882.29 | 79.33 | 1802.96 | 27044.36 |
| 110 | 2033-12 | 1877.33 | 74.37 | 1802.96 | 25241.41 |
| 111 | 2034-01 | 1872.37 | 69.41 | 1802.96 | 23438.45 |
| 112 | 2034-02 | 1867.41 | 64.46 | 1802.96 | 21635.49 |
| 113 | 2034-03 | 1862.46 | 59.50 | 1802.96 | 19832.53 |
| 114 | 2034-04 | 1857.50 | 54.54 | 1802.96 | 18029.58 |
| 115 | 2034-05 | 1852.54 | 49.58 | 1802.96 | 16226.62 |
| 116 | 2034-06 | 1847.58 | 44.62 | 1802.96 | 14423.66 |
| 117 | 2034-07 | 1842.62 | 39.67 | 1802.96 | 12620.70 |
| 118 | 2034-08 | 1837.66 | 34.71 | 1802.96 | 10817.75 |
| 119 | 2034-09 | 1832.71 | 29.75 | 1802.96 | 9014.79 |
| 120 | 2034-10 | 1827.75 | 24.79 | 1802.96 | 7211.83 |
| 121 | 2034-11 | 1822.79 | 19.83 | 1802.96 | 5408.87 |
| 122 | 2034-12 | 1817.83 | 14.87 | 1802.96 | 3605.92 |
| 123 | 2035-01 | 1812.87 | 9.92 | 1802.96 | 1802.96 |
| 124 | 2035-02 | 1807.92 | 4.96 | 1802.96 | 0.00 |
友情链接:
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月02日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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