贷款168万（商业贷款）的房贷，还款10年2个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：168万
还款月数：10年2个月
每月还款：16622.86元
利息总额：34.8万
本息合计：202.8万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 16622.86 | 5320.00 | 11302.86 | 1668697.14 |
| 2 | 2024-12 | 16622.86 | 5284.21 | 11338.66 | 1657358.48 |
| 3 | 2025-01 | 16622.86 | 5248.30 | 11374.56 | 1645983.91 |
| 4 | 2025-02 | 16622.86 | 5212.28 | 11410.58 | 1634573.33 |
| 5 | 2025-03 | 16622.86 | 5176.15 | 11446.72 | 1623126.62 |
| 6 | 2025-04 | 16622.86 | 5139.90 | 11482.96 | 1611643.65 |
| 7 | 2025-05 | 16622.86 | 5103.54 | 11519.33 | 1600124.33 |
| 8 | 2025-06 | 16622.86 | 5067.06 | 11555.80 | 1588568.52 |
| 9 | 2025-07 | 16622.86 | 5030.47 | 11592.40 | 1576976.12 |
| 10 | 2025-08 | 16622.86 | 4993.76 | 11629.11 | 1565347.02 |
| 11 | 2025-09 | 16622.86 | 4956.93 | 11665.93 | 1553681.08 |
| 12 | 2025-10 | 16622.86 | 4919.99 | 11702.87 | 1541978.21 |
| 13 | 2025-11 | 16622.86 | 4882.93 | 11739.93 | 1530238.27 |
| 14 | 2025-12 | 16622.86 | 4845.75 | 11777.11 | 1518461.16 |
| 15 | 2026-01 | 16622.86 | 4808.46 | 11814.40 | 1506646.76 |
| 16 | 2026-02 | 16622.86 | 4771.05 | 11851.82 | 1494794.94 |
| 17 | 2026-03 | 16622.86 | 4733.52 | 11889.35 | 1482905.60 |
| 18 | 2026-04 | 16622.86 | 4695.87 | 11927.00 | 1470978.60 |
| 19 | 2026-05 | 16622.86 | 4658.10 | 11964.77 | 1459013.83 |
| 20 | 2026-06 | 16622.86 | 4620.21 | 12002.65 | 1447011.18 |
| 21 | 2026-07 | 16622.86 | 4582.20 | 12040.66 | 1434970.52 |
| 22 | 2026-08 | 16622.86 | 4544.07 | 12078.79 | 1422891.72 |
| 23 | 2026-09 | 16622.86 | 4505.82 | 12117.04 | 1410774.68 |
| 24 | 2026-10 | 16622.86 | 4467.45 | 12155.41 | 1398619.27 |
| 25 | 2026-11 | 16622.86 | 4428.96 | 12193.90 | 1386425.37 |
| 26 | 2026-12 | 16622.86 | 4390.35 | 12232.52 | 1374192.85 |
| 27 | 2027-01 | 16622.86 | 4351.61 | 12271.25 | 1361921.59 |
| 28 | 2027-02 | 16622.86 | 4312.75 | 12310.11 | 1349611.48 |
| 29 | 2027-03 | 16622.86 | 4273.77 | 12349.10 | 1337262.39 |
| 30 | 2027-04 | 16622.86 | 4234.66 | 12388.20 | 1324874.19 |
| 31 | 2027-05 | 16622.86 | 4195.43 | 12427.43 | 1312446.76 |
| 32 | 2027-06 | 16622.86 | 4156.08 | 12466.78 | 1299979.97 |
| 33 | 2027-07 | 16622.86 | 4116.60 | 12506.26 | 1287473.71 |
| 34 | 2027-08 | 16622.86 | 4077.00 | 12545.86 | 1274927.85 |
| 35 | 2027-09 | 16622.86 | 4037.27 | 12585.59 | 1262342.25 |
| 36 | 2027-10 | 16622.86 | 3997.42 | 12625.45 | 1249716.80 |
| 37 | 2027-11 | 16622.86 | 3957.44 | 12665.43 | 1237051.38 |
| 38 | 2027-12 | 16622.86 | 3917.33 | 12705.54 | 1224345.84 |
| 39 | 2028-01 | 16622.86 | 3877.10 | 12745.77 | 1211600.07 |
| 40 | 2028-02 | 16622.86 | 3836.73 | 12786.13 | 1198813.94 |
| 41 | 2028-03 | 16622.86 | 3796.24 | 12826.62 | 1185987.32 |
| 42 | 2028-04 | 16622.86 | 3755.63 | 12867.24 | 1173120.08 |
| 43 | 2028-05 | 16622.86 | 3714.88 | 12907.98 | 1160212.10 |
| 44 | 2028-06 | 16622.86 | 3674.00 | 12948.86 | 1147263.24 |
| 45 | 2028-07 | 16622.86 | 3633.00 | 12989.86 | 1134273.37 |
| 46 | 2028-08 | 16622.86 | 3591.87 | 13031.00 | 1121242.37 |
| 47 | 2028-09 | 16622.86 | 3550.60 | 13072.26 | 1108170.11 |
| 48 | 2028-10 | 16622.86 | 3509.21 | 13113.66 | 1095056.45 |
| 49 | 2028-11 | 16622.86 | 3467.68 | 13155.19 | 1081901.26 |
| 50 | 2028-12 | 16622.86 | 3426.02 | 13196.84 | 1068704.42 |
| 51 | 2029-01 | 16622.86 | 3384.23 | 13238.63 | 1055465.78 |
| 52 | 2029-02 | 16622.86 | 3342.31 | 13280.56 | 1042185.23 |
| 53 | 2029-03 | 16622.86 | 3300.25 | 13322.61 | 1028862.62 |
| 54 | 2029-04 | 16622.86 | 3258.06 | 13364.80 | 1015497.82 |
| 55 | 2029-05 | 16622.86 | 3215.74 | 13407.12 | 1002090.69 |
| 56 | 2029-06 | 16622.86 | 3173.29 | 13449.58 | 988641.12 |
| 57 | 2029-07 | 16622.86 | 3130.70 | 13492.17 | 975148.95 |
| 58 | 2029-08 | 16622.86 | 3087.97 | 13534.89 | 961614.06 |
| 59 | 2029-09 | 16622.86 | 3045.11 | 13577.75 | 948036.30 |
| 60 | 2029-10 | 16622.86 | 3002.11 | 13620.75 | 934415.55 |
| 61 | 2029-11 | 16622.86 | 2958.98 | 13663.88 | 920751.67 |
| 62 | 2029-12 | 16622.86 | 2915.71 | 13707.15 | 907044.52 |
| 63 | 2030-01 | 16622.86 | 2872.31 | 13750.56 | 893293.96 |
| 64 | 2030-02 | 16622.86 | 2828.76 | 13794.10 | 879499.86 |
| 65 | 2030-03 | 16622.86 | 2785.08 | 13837.78 | 865662.08 |
| 66 | 2030-04 | 16622.86 | 2741.26 | 13881.60 | 851780.48 |
| 67 | 2030-05 | 16622.86 | 2697.30 | 13925.56 | 837854.92 |
| 68 | 2030-06 | 16622.86 | 2653.21 | 13969.66 | 823885.26 |
| 69 | 2030-07 | 16622.86 | 2608.97 | 14013.89 | 809871.36 |
| 70 | 2030-08 | 16622.86 | 2564.59 | 14058.27 | 795813.09 |
| 71 | 2030-09 | 16622.86 | 2520.07 | 14102.79 | 781710.30 |
| 72 | 2030-10 | 16622.86 | 2475.42 | 14147.45 | 767562.85 |
| 73 | 2030-11 | 16622.86 | 2430.62 | 14192.25 | 753370.60 |
| 74 | 2030-12 | 16622.86 | 2385.67 | 14237.19 | 739133.41 |
| 75 | 2031-01 | 16622.86 | 2340.59 | 14282.28 | 724851.14 |
| 76 | 2031-02 | 16622.86 | 2295.36 | 14327.50 | 710523.63 |
| 77 | 2031-03 | 16622.86 | 2249.99 | 14372.87 | 696150.76 |
| 78 | 2031-04 | 16622.86 | 2204.48 | 14418.39 | 681732.37 |
| 79 | 2031-05 | 16622.86 | 2158.82 | 14464.05 | 667268.33 |
| 80 | 2031-06 | 16622.86 | 2113.02 | 14509.85 | 652758.48 |
| 81 | 2031-07 | 16622.86 | 2067.07 | 14555.80 | 638202.68 |
| 82 | 2031-08 | 16622.86 | 2020.98 | 14601.89 | 623600.79 |
| 83 | 2031-09 | 16622.86 | 1974.74 | 14648.13 | 608952.66 |
| 84 | 2031-10 | 16622.86 | 1928.35 | 14694.51 | 594258.15 |
| 85 | 2031-11 | 16622.86 | 1881.82 | 14741.05 | 579517.10 |
| 86 | 2031-12 | 16622.86 | 1835.14 | 14787.73 | 564729.37 |
| 87 | 2032-01 | 16622.86 | 1788.31 | 14834.56 | 549894.82 |
| 88 | 2032-02 | 16622.86 | 1741.33 | 14881.53 | 535013.29 |
| 89 | 2032-03 | 16622.86 | 1694.21 | 14928.66 | 520084.63 |
| 90 | 2032-04 | 16622.86 | 1646.93 | 14975.93 | 505108.70 |
| 91 | 2032-05 | 16622.86 | 1599.51 | 15023.35 | 490085.35 |
| 92 | 2032-06 | 16622.86 | 1551.94 | 15070.93 | 475014.42 |
| 93 | 2032-07 | 16622.86 | 1504.21 | 15118.65 | 459895.77 |
| 94 | 2032-08 | 16622.86 | 1456.34 | 15166.53 | 444729.24 |
| 95 | 2032-09 | 16622.86 | 1408.31 | 15214.56 | 429514.68 |
| 96 | 2032-10 | 16622.86 | 1360.13 | 15262.74 | 414251.95 |
| 97 | 2032-11 | 16622.86 | 1311.80 | 15311.07 | 398940.88 |
| 98 | 2032-12 | 16622.86 | 1263.31 | 15359.55 | 383581.33 |
| 99 | 2033-01 | 16622.86 | 1214.67 | 15408.19 | 368173.14 |
| 100 | 2033-02 | 16622.86 | 1165.88 | 15456.98 | 352716.15 |
| 101 | 2033-03 | 16622.86 | 1116.93 | 15505.93 | 337210.22 |
| 102 | 2033-04 | 16622.86 | 1067.83 | 15555.03 | 321655.19 |
| 103 | 2033-05 | 16622.86 | 1018.57 | 15604.29 | 306050.90 |
| 104 | 2033-06 | 16622.86 | 969.16 | 15653.70 | 290397.20 |
| 105 | 2033-07 | 16622.86 | 919.59 | 15703.27 | 274693.92 |
| 106 | 2033-08 | 16622.86 | 869.86 | 15753.00 | 258940.92 |
| 107 | 2033-09 | 16622.86 | 819.98 | 15802.89 | 243138.04 |
| 108 | 2033-10 | 16622.86 | 769.94 | 15852.93 | 227285.11 |
| 109 | 2033-11 | 16622.86 | 719.74 | 15903.13 | 211381.98 |
| 110 | 2033-12 | 16622.86 | 669.38 | 15953.49 | 195428.49 |
| 111 | 2034-01 | 16622.86 | 618.86 | 16004.01 | 179424.48 |
| 112 | 2034-02 | 16622.86 | 568.18 | 16054.69 | 163369.80 |
| 113 | 2034-03 | 16622.86 | 517.34 | 16105.53 | 147264.27 |
| 114 | 2034-04 | 16622.86 | 466.34 | 16156.53 | 131107.74 |
| 115 | 2034-05 | 16622.86 | 415.17 | 16207.69 | 114900.05 |
| 116 | 2034-06 | 16622.86 | 363.85 | 16259.01 | 98641.04 |
| 117 | 2034-07 | 16622.86 | 312.36 | 16310.50 | 82330.54 |
| 118 | 2034-08 | 16622.86 | 260.71 | 16362.15 | 65968.38 |
| 119 | 2034-09 | 16622.86 | 208.90 | 16413.96 | 49554.42 |
| 120 | 2034-10 | 16622.86 | 156.92 | 16465.94 | 33088.48 |
| 121 | 2034-11 | 16622.86 | 104.78 | 16518.08 | 16570.39 |
| 122 | 2034-12 | 16622.86 | 52.47 | 16570.39 | 0.00 |
还款方式二：等额本金
贷款总额：168万
还款月数：10年2个月
首月还款：19090.49元
每月递减：43.61元
利息总额：32.72万
本息合计：200.72万
节省利息：20809.52元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 19090.49 | 5320.00 | 13770.49 | 1666229.51 |
| 2 | 2024-12 | 19046.89 | 5276.39 | 13770.49 | 1652459.02 |
| 3 | 2025-01 | 19003.28 | 5232.79 | 13770.49 | 1638688.52 |
| 4 | 2025-02 | 18959.67 | 5189.18 | 13770.49 | 1624918.03 |
| 5 | 2025-03 | 18916.07 | 5145.57 | 13770.49 | 1611147.54 |
| 6 | 2025-04 | 18872.46 | 5101.97 | 13770.49 | 1597377.05 |
| 7 | 2025-05 | 18828.85 | 5058.36 | 13770.49 | 1583606.56 |
| 8 | 2025-06 | 18785.25 | 5014.75 | 13770.49 | 1569836.07 |
| 9 | 2025-07 | 18741.64 | 4971.15 | 13770.49 | 1556065.57 |
| 10 | 2025-08 | 18698.03 | 4927.54 | 13770.49 | 1542295.08 |
| 11 | 2025-09 | 18654.43 | 4883.93 | 13770.49 | 1528524.59 |
| 12 | 2025-10 | 18610.82 | 4840.33 | 13770.49 | 1514754.10 |
| 13 | 2025-11 | 18567.21 | 4796.72 | 13770.49 | 1500983.61 |
| 14 | 2025-12 | 18523.61 | 4753.11 | 13770.49 | 1487213.11 |
| 15 | 2026-01 | 18480.00 | 4709.51 | 13770.49 | 1473442.62 |
| 16 | 2026-02 | 18436.39 | 4665.90 | 13770.49 | 1459672.13 |
| 17 | 2026-03 | 18392.79 | 4622.30 | 13770.49 | 1445901.64 |
| 18 | 2026-04 | 18349.18 | 4578.69 | 13770.49 | 1432131.15 |
| 19 | 2026-05 | 18305.57 | 4535.08 | 13770.49 | 1418360.66 |
| 20 | 2026-06 | 18261.97 | 4491.48 | 13770.49 | 1404590.16 |
| 21 | 2026-07 | 18218.36 | 4447.87 | 13770.49 | 1390819.67 |
| 22 | 2026-08 | 18174.75 | 4404.26 | 13770.49 | 1377049.18 |
| 23 | 2026-09 | 18131.15 | 4360.66 | 13770.49 | 1363278.69 |
| 24 | 2026-10 | 18087.54 | 4317.05 | 13770.49 | 1349508.20 |
| 25 | 2026-11 | 18043.93 | 4273.44 | 13770.49 | 1335737.70 |
| 26 | 2026-12 | 18000.33 | 4229.84 | 13770.49 | 1321967.21 |
| 27 | 2027-01 | 17956.72 | 4186.23 | 13770.49 | 1308196.72 |
| 28 | 2027-02 | 17913.11 | 4142.62 | 13770.49 | 1294426.23 |
| 29 | 2027-03 | 17869.51 | 4099.02 | 13770.49 | 1280655.74 |
| 30 | 2027-04 | 17825.90 | 4055.41 | 13770.49 | 1266885.25 |
| 31 | 2027-05 | 17782.30 | 4011.80 | 13770.49 | 1253114.75 |
| 32 | 2027-06 | 17738.69 | 3968.20 | 13770.49 | 1239344.26 |
| 33 | 2027-07 | 17695.08 | 3924.59 | 13770.49 | 1225573.77 |
| 34 | 2027-08 | 17651.48 | 3880.98 | 13770.49 | 1211803.28 |
| 35 | 2027-09 | 17607.87 | 3837.38 | 13770.49 | 1198032.79 |
| 36 | 2027-10 | 17564.26 | 3793.77 | 13770.49 | 1184262.30 |
| 37 | 2027-11 | 17520.66 | 3750.16 | 13770.49 | 1170491.80 |
| 38 | 2027-12 | 17477.05 | 3706.56 | 13770.49 | 1156721.31 |
| 39 | 2028-01 | 17433.44 | 3662.95 | 13770.49 | 1142950.82 |
| 40 | 2028-02 | 17389.84 | 3619.34 | 13770.49 | 1129180.33 |
| 41 | 2028-03 | 17346.23 | 3575.74 | 13770.49 | 1115409.84 |
| 42 | 2028-04 | 17302.62 | 3532.13 | 13770.49 | 1101639.34 |
| 43 | 2028-05 | 17259.02 | 3488.52 | 13770.49 | 1087868.85 |
| 44 | 2028-06 | 17215.41 | 3444.92 | 13770.49 | 1074098.36 |
| 45 | 2028-07 | 17171.80 | 3401.31 | 13770.49 | 1060327.87 |
| 46 | 2028-08 | 17128.20 | 3357.70 | 13770.49 | 1046557.38 |
| 47 | 2028-09 | 17084.59 | 3314.10 | 13770.49 | 1032786.89 |
| 48 | 2028-10 | 17040.98 | 3270.49 | 13770.49 | 1019016.39 |
| 49 | 2028-11 | 16997.38 | 3226.89 | 13770.49 | 1005245.90 |
| 50 | 2028-12 | 16953.77 | 3183.28 | 13770.49 | 991475.41 |
| 51 | 2029-01 | 16910.16 | 3139.67 | 13770.49 | 977704.92 |
| 52 | 2029-02 | 16866.56 | 3096.07 | 13770.49 | 963934.43 |
| 53 | 2029-03 | 16822.95 | 3052.46 | 13770.49 | 950163.93 |
| 54 | 2029-04 | 16779.34 | 3008.85 | 13770.49 | 936393.44 |
| 55 | 2029-05 | 16735.74 | 2965.25 | 13770.49 | 922622.95 |
| 56 | 2029-06 | 16692.13 | 2921.64 | 13770.49 | 908852.46 |
| 57 | 2029-07 | 16648.52 | 2878.03 | 13770.49 | 895081.97 |
| 58 | 2029-08 | 16604.92 | 2834.43 | 13770.49 | 881311.48 |
| 59 | 2029-09 | 16561.31 | 2790.82 | 13770.49 | 867540.98 |
| 60 | 2029-10 | 16517.70 | 2747.21 | 13770.49 | 853770.49 |
| 61 | 2029-11 | 16474.10 | 2703.61 | 13770.49 | 840000.00 |
| 62 | 2029-12 | 16430.49 | 2660.00 | 13770.49 | 826229.51 |
| 63 | 2030-01 | 16386.89 | 2616.39 | 13770.49 | 812459.02 |
| 64 | 2030-02 | 16343.28 | 2572.79 | 13770.49 | 798688.52 |
| 65 | 2030-03 | 16299.67 | 2529.18 | 13770.49 | 784918.03 |
| 66 | 2030-04 | 16256.07 | 2485.57 | 13770.49 | 771147.54 |
| 67 | 2030-05 | 16212.46 | 2441.97 | 13770.49 | 757377.05 |
| 68 | 2030-06 | 16168.85 | 2398.36 | 13770.49 | 743606.56 |
| 69 | 2030-07 | 16125.25 | 2354.75 | 13770.49 | 729836.07 |
| 70 | 2030-08 | 16081.64 | 2311.15 | 13770.49 | 716065.57 |
| 71 | 2030-09 | 16038.03 | 2267.54 | 13770.49 | 702295.08 |
| 72 | 2030-10 | 15994.43 | 2223.93 | 13770.49 | 688524.59 |
| 73 | 2030-11 | 15950.82 | 2180.33 | 13770.49 | 674754.10 |
| 74 | 2030-12 | 15907.21 | 2136.72 | 13770.49 | 660983.61 |
| 75 | 2031-01 | 15863.61 | 2093.11 | 13770.49 | 647213.11 |
| 76 | 2031-02 | 15820.00 | 2049.51 | 13770.49 | 633442.62 |
| 77 | 2031-03 | 15776.39 | 2005.90 | 13770.49 | 619672.13 |
| 78 | 2031-04 | 15732.79 | 1962.30 | 13770.49 | 605901.64 |
| 79 | 2031-05 | 15689.18 | 1918.69 | 13770.49 | 592131.15 |
| 80 | 2031-06 | 15645.57 | 1875.08 | 13770.49 | 578360.66 |
| 81 | 2031-07 | 15601.97 | 1831.48 | 13770.49 | 564590.16 |
| 82 | 2031-08 | 15558.36 | 1787.87 | 13770.49 | 550819.67 |
| 83 | 2031-09 | 15514.75 | 1744.26 | 13770.49 | 537049.18 |
| 84 | 2031-10 | 15471.15 | 1700.66 | 13770.49 | 523278.69 |
| 85 | 2031-11 | 15427.54 | 1657.05 | 13770.49 | 509508.20 |
| 86 | 2031-12 | 15383.93 | 1613.44 | 13770.49 | 495737.70 |
| 87 | 2032-01 | 15340.33 | 1569.84 | 13770.49 | 481967.21 |
| 88 | 2032-02 | 15296.72 | 1526.23 | 13770.49 | 468196.72 |
| 89 | 2032-03 | 15253.11 | 1482.62 | 13770.49 | 454426.23 |
| 90 | 2032-04 | 15209.51 | 1439.02 | 13770.49 | 440655.74 |
| 91 | 2032-05 | 15165.90 | 1395.41 | 13770.49 | 426885.25 |
| 92 | 2032-06 | 15122.30 | 1351.80 | 13770.49 | 413114.75 |
| 93 | 2032-07 | 15078.69 | 1308.20 | 13770.49 | 399344.26 |
| 94 | 2032-08 | 15035.08 | 1264.59 | 13770.49 | 385573.77 |
| 95 | 2032-09 | 14991.48 | 1220.98 | 13770.49 | 371803.28 |
| 96 | 2032-10 | 14947.87 | 1177.38 | 13770.49 | 358032.79 |
| 97 | 2032-11 | 14904.26 | 1133.77 | 13770.49 | 344262.30 |
| 98 | 2032-12 | 14860.66 | 1090.16 | 13770.49 | 330491.80 |
| 99 | 2033-01 | 14817.05 | 1046.56 | 13770.49 | 316721.31 |
| 100 | 2033-02 | 14773.44 | 1002.95 | 13770.49 | 302950.82 |
| 101 | 2033-03 | 14729.84 | 959.34 | 13770.49 | 289180.33 |
| 102 | 2033-04 | 14686.23 | 915.74 | 13770.49 | 275409.84 |
| 103 | 2033-05 | 14642.62 | 872.13 | 13770.49 | 261639.34 |
| 104 | 2033-06 | 14599.02 | 828.52 | 13770.49 | 247868.85 |
| 105 | 2033-07 | 14555.41 | 784.92 | 13770.49 | 234098.36 |
| 106 | 2033-08 | 14511.80 | 741.31 | 13770.49 | 220327.87 |
| 107 | 2033-09 | 14468.20 | 697.70 | 13770.49 | 206557.38 |
| 108 | 2033-10 | 14424.59 | 654.10 | 13770.49 | 192786.89 |
| 109 | 2033-11 | 14380.98 | 610.49 | 13770.49 | 179016.39 |
| 110 | 2033-12 | 14337.38 | 566.89 | 13770.49 | 165245.90 |
| 111 | 2034-01 | 14293.77 | 523.28 | 13770.49 | 151475.41 |
| 112 | 2034-02 | 14250.16 | 479.67 | 13770.49 | 137704.92 |
| 113 | 2034-03 | 14206.56 | 436.07 | 13770.49 | 123934.43 |
| 114 | 2034-04 | 14162.95 | 392.46 | 13770.49 | 110163.93 |
| 115 | 2034-05 | 14119.34 | 348.85 | 13770.49 | 96393.44 |
| 116 | 2034-06 | 14075.74 | 305.25 | 13770.49 | 82622.95 |
| 117 | 2034-07 | 14032.13 | 261.64 | 13770.49 | 68852.46 |
| 118 | 2034-08 | 13988.52 | 218.03 | 13770.49 | 55081.97 |
| 119 | 2034-09 | 13944.92 | 174.43 | 13770.49 | 41311.48 |
| 120 | 2034-10 | 13901.31 | 130.82 | 13770.49 | 27540.98 |
| 121 | 2034-11 | 13857.70 | 87.21 | 13770.49 | 13770.49 |
| 122 | 2034-12 | 13814.10 | 43.61 | 13770.49 | 0.00 |
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月02日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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