贷款145万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:145万
还款月数:10年
每月还款:14646.11元
利息总额:30.75万
本息合计:175.75万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 14646.11 | 4772.92 | 9873.20 | 1440126.80 |
| 2 | 2025-02 | 14646.11 | 4740.42 | 9905.70 | 1430221.11 |
| 3 | 2025-03 | 14646.11 | 4707.81 | 9938.30 | 1420282.81 |
| 4 | 2025-04 | 14646.11 | 4675.10 | 9971.02 | 1410311.79 |
| 5 | 2025-05 | 14646.11 | 4642.28 | 10003.84 | 1400307.95 |
| 6 | 2025-06 | 14646.11 | 4609.35 | 10036.77 | 1390271.19 |
| 7 | 2025-07 | 14646.11 | 4576.31 | 10069.80 | 1380201.38 |
| 8 | 2025-08 | 14646.11 | 4543.16 | 10102.95 | 1370098.43 |
| 9 | 2025-09 | 14646.11 | 4509.91 | 10136.21 | 1359962.23 |
| 10 | 2025-10 | 14646.11 | 4476.54 | 10169.57 | 1349792.65 |
| 11 | 2025-11 | 14646.11 | 4443.07 | 10203.05 | 1339589.61 |
| 12 | 2025-12 | 14646.11 | 4409.48 | 10236.63 | 1329352.98 |
| 13 | 2026-01 | 14646.11 | 4375.79 | 10270.33 | 1319082.65 |
| 14 | 2026-02 | 14646.11 | 4341.98 | 10304.13 | 1308778.52 |
| 15 | 2026-03 | 14646.11 | 4308.06 | 10338.05 | 1298440.47 |
| 16 | 2026-04 | 14646.11 | 4274.03 | 10372.08 | 1288068.39 |
| 17 | 2026-05 | 14646.11 | 4239.89 | 10406.22 | 1277662.17 |
| 18 | 2026-06 | 14646.11 | 4205.64 | 10440.48 | 1267221.69 |
| 19 | 2026-07 | 14646.11 | 4171.27 | 10474.84 | 1256746.85 |
| 20 | 2026-08 | 14646.11 | 4136.79 | 10509.32 | 1246237.53 |
| 21 | 2026-09 | 14646.11 | 4102.20 | 10543.91 | 1235693.61 |
| 22 | 2026-10 | 14646.11 | 4067.49 | 10578.62 | 1225114.99 |
| 23 | 2026-11 | 14646.11 | 4032.67 | 10613.44 | 1214501.55 |
| 24 | 2026-12 | 14646.11 | 3997.73 | 10648.38 | 1203853.17 |
| 25 | 2027-01 | 14646.11 | 3962.68 | 10683.43 | 1193169.74 |
| 26 | 2027-02 | 14646.11 | 3927.52 | 10718.60 | 1182451.14 |
| 27 | 2027-03 | 14646.11 | 3892.24 | 10753.88 | 1171697.26 |
| 28 | 2027-04 | 14646.11 | 3856.84 | 10789.28 | 1160907.99 |
| 29 | 2027-05 | 14646.11 | 3821.32 | 10824.79 | 1150083.19 |
| 30 | 2027-06 | 14646.11 | 3785.69 | 10860.42 | 1139222.77 |
| 31 | 2027-07 | 14646.11 | 3749.94 | 10896.17 | 1128326.60 |
| 32 | 2027-08 | 14646.11 | 3714.08 | 10932.04 | 1117394.56 |
| 33 | 2027-09 | 14646.11 | 3678.09 | 10968.02 | 1106426.54 |
| 34 | 2027-10 | 14646.11 | 3641.99 | 11004.13 | 1095422.41 |
| 35 | 2027-11 | 14646.11 | 3605.77 | 11040.35 | 1084382.06 |
| 36 | 2027-12 | 14646.11 | 3569.42 | 11076.69 | 1073305.38 |
| 37 | 2028-01 | 14646.11 | 3532.96 | 11113.15 | 1062192.23 |
| 38 | 2028-02 | 14646.11 | 3496.38 | 11149.73 | 1051042.49 |
| 39 | 2028-03 | 14646.11 | 3459.68 | 11186.43 | 1039856.06 |
| 40 | 2028-04 | 14646.11 | 3422.86 | 11223.25 | 1028632.81 |
| 41 | 2028-05 | 14646.11 | 3385.92 | 11260.20 | 1017372.61 |
| 42 | 2028-06 | 14646.11 | 3348.85 | 11297.26 | 1006075.35 |
| 43 | 2028-07 | 14646.11 | 3311.66 | 11334.45 | 994740.90 |
| 44 | 2028-08 | 14646.11 | 3274.36 | 11371.76 | 983369.14 |
| 45 | 2028-09 | 14646.11 | 3236.92 | 11409.19 | 971959.95 |
| 46 | 2028-10 | 14646.11 | 3199.37 | 11446.75 | 960513.21 |
| 47 | 2028-11 | 14646.11 | 3161.69 | 11484.42 | 949028.78 |
| 48 | 2028-12 | 14646.11 | 3123.89 | 11522.23 | 937506.56 |
| 49 | 2029-01 | 14646.11 | 3085.96 | 11560.15 | 925946.40 |
| 50 | 2029-02 | 14646.11 | 3047.91 | 11598.21 | 914348.20 |
| 51 | 2029-03 | 14646.11 | 3009.73 | 11636.38 | 902711.81 |
| 52 | 2029-04 | 14646.11 | 2971.43 | 11674.69 | 891037.13 |
| 53 | 2029-05 | 14646.11 | 2933.00 | 11713.12 | 879324.01 |
| 54 | 2029-06 | 14646.11 | 2894.44 | 11751.67 | 867572.34 |
| 55 | 2029-07 | 14646.11 | 2855.76 | 11790.35 | 855781.98 |
| 56 | 2029-08 | 14646.11 | 2816.95 | 11829.16 | 843952.82 |
| 57 | 2029-09 | 14646.11 | 2778.01 | 11868.10 | 832084.72 |
| 58 | 2029-10 | 14646.11 | 2738.95 | 11907.17 | 820177.55 |
| 59 | 2029-11 | 14646.11 | 2699.75 | 11946.36 | 808231.19 |
| 60 | 2029-12 | 14646.11 | 2660.43 | 11985.69 | 796245.50 |
| 61 | 2030-01 | 14646.11 | 2620.97 | 12025.14 | 784220.36 |
| 62 | 2030-02 | 14646.11 | 2581.39 | 12064.72 | 772155.64 |
| 63 | 2030-03 | 14646.11 | 2541.68 | 12104.43 | 760051.21 |
| 64 | 2030-04 | 14646.11 | 2501.84 | 12144.28 | 747906.93 |
| 65 | 2030-05 | 14646.11 | 2461.86 | 12184.25 | 735722.68 |
| 66 | 2030-06 | 14646.11 | 2421.75 | 12224.36 | 723498.32 |
| 67 | 2030-07 | 14646.11 | 2381.52 | 12264.60 | 711233.72 |
| 68 | 2030-08 | 14646.11 | 2341.14 | 12304.97 | 698928.75 |
| 69 | 2030-09 | 14646.11 | 2300.64 | 12345.47 | 686583.28 |
| 70 | 2030-10 | 14646.11 | 2260.00 | 12386.11 | 674197.17 |
| 71 | 2030-11 | 14646.11 | 2219.23 | 12426.88 | 661770.28 |
| 72 | 2030-12 | 14646.11 | 2178.33 | 12467.79 | 649302.50 |
| 73 | 2031-01 | 14646.11 | 2137.29 | 12508.83 | 636793.67 |
| 74 | 2031-02 | 14646.11 | 2096.11 | 12550.00 | 624243.67 |
| 75 | 2031-03 | 14646.11 | 2054.80 | 12591.31 | 611652.36 |
| 76 | 2031-04 | 14646.11 | 2013.36 | 12632.76 | 599019.60 |
| 77 | 2031-05 | 14646.11 | 1971.77 | 12674.34 | 586345.26 |
| 78 | 2031-06 | 14646.11 | 1930.05 | 12716.06 | 573629.20 |
| 79 | 2031-07 | 14646.11 | 1888.20 | 12757.92 | 560871.28 |
| 80 | 2031-08 | 14646.11 | 1846.20 | 12799.91 | 548071.37 |
| 81 | 2031-09 | 14646.11 | 1804.07 | 12842.05 | 535229.33 |
| 82 | 2031-10 | 14646.11 | 1761.80 | 12884.32 | 522345.01 |
| 83 | 2031-11 | 14646.11 | 1719.39 | 12926.73 | 509418.28 |
| 84 | 2031-12 | 14646.11 | 1676.84 | 12969.28 | 496449.00 |
| 85 | 2032-01 | 14646.11 | 1634.14 | 13011.97 | 483437.04 |
| 86 | 2032-02 | 14646.11 | 1591.31 | 13054.80 | 470382.24 |
| 87 | 2032-03 | 14646.11 | 1548.34 | 13097.77 | 457284.46 |
| 88 | 2032-04 | 14646.11 | 1505.23 | 13140.89 | 444143.58 |
| 89 | 2032-05 | 14646.11 | 1461.97 | 13184.14 | 430959.44 |
| 90 | 2032-06 | 14646.11 | 1418.57 | 13227.54 | 417731.90 |
| 91 | 2032-07 | 14646.11 | 1375.03 | 13271.08 | 404460.82 |
| 92 | 2032-08 | 14646.11 | 1331.35 | 13314.76 | 391146.06 |
| 93 | 2032-09 | 14646.11 | 1287.52 | 13358.59 | 377787.47 |
| 94 | 2032-10 | 14646.11 | 1243.55 | 13402.56 | 364384.90 |
| 95 | 2032-11 | 14646.11 | 1199.43 | 13446.68 | 350938.22 |
| 96 | 2032-12 | 14646.11 | 1155.17 | 13490.94 | 337447.28 |
| 97 | 2033-01 | 14646.11 | 1110.76 | 13535.35 | 323911.93 |
| 98 | 2033-02 | 14646.11 | 1066.21 | 13579.90 | 310332.03 |
| 99 | 2033-03 | 14646.11 | 1021.51 | 13624.60 | 296707.43 |
| 100 | 2033-04 | 14646.11 | 976.66 | 13669.45 | 283037.97 |
| 101 | 2033-05 | 14646.11 | 931.67 | 13714.45 | 269323.53 |
| 102 | 2033-06 | 14646.11 | 886.52 | 13759.59 | 255563.94 |
| 103 | 2033-07 | 14646.11 | 841.23 | 13804.88 | 241759.05 |
| 104 | 2033-08 | 14646.11 | 795.79 | 13850.32 | 227908.73 |
| 105 | 2033-09 | 14646.11 | 750.20 | 13895.91 | 214012.82 |
| 106 | 2033-10 | 14646.11 | 704.46 | 13941.65 | 200071.16 |
| 107 | 2033-11 | 14646.11 | 658.57 | 13987.55 | 186083.62 |
| 108 | 2033-12 | 14646.11 | 612.53 | 14033.59 | 172050.03 |
| 109 | 2034-01 | 14646.11 | 566.33 | 14079.78 | 157970.25 |
| 110 | 2034-02 | 14646.11 | 519.99 | 14126.13 | 143844.12 |
| 111 | 2034-03 | 14646.11 | 473.49 | 14172.63 | 129671.49 |
| 112 | 2034-04 | 14646.11 | 426.84 | 14219.28 | 115452.21 |
| 113 | 2034-05 | 14646.11 | 380.03 | 14266.08 | 101186.13 |
| 114 | 2034-06 | 14646.11 | 333.07 | 14313.04 | 86873.09 |
| 115 | 2034-07 | 14646.11 | 285.96 | 14360.16 | 72512.93 |
| 116 | 2034-08 | 14646.11 | 238.69 | 14407.42 | 58105.51 |
| 117 | 2034-09 | 14646.11 | 191.26 | 14454.85 | 43650.66 |
| 118 | 2034-10 | 14646.11 | 143.68 | 14502.43 | 29148.23 |
| 119 | 2034-11 | 14646.11 | 95.95 | 14550.17 | 14598.06 |
| 120 | 2034-12 | 14646.11 | 48.05 | 14598.06 | 0.00 |
还款方式二:等额本金
贷款总额:145万
还款月数:10年
首月还款:16856.25元
每月递减:39.77元
利息总额:28.88万
本息合计:173.88万
节省利息:18772.15元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 16856.25 | 4772.92 | 12083.33 | 1437916.67 |
| 2 | 2025-02 | 16816.48 | 4733.14 | 12083.33 | 1425833.33 |
| 3 | 2025-03 | 16776.70 | 4693.37 | 12083.33 | 1413750.00 |
| 4 | 2025-04 | 16736.93 | 4653.59 | 12083.33 | 1401666.67 |
| 5 | 2025-05 | 16697.15 | 4613.82 | 12083.33 | 1389583.33 |
| 6 | 2025-06 | 16657.38 | 4574.05 | 12083.33 | 1377500.00 |
| 7 | 2025-07 | 16617.60 | 4534.27 | 12083.33 | 1365416.67 |
| 8 | 2025-08 | 16577.83 | 4494.50 | 12083.33 | 1353333.33 |
| 9 | 2025-09 | 16538.06 | 4454.72 | 12083.33 | 1341250.00 |
| 10 | 2025-10 | 16498.28 | 4414.95 | 12083.33 | 1329166.67 |
| 11 | 2025-11 | 16458.51 | 4375.17 | 12083.33 | 1317083.33 |
| 12 | 2025-12 | 16418.73 | 4335.40 | 12083.33 | 1305000.00 |
| 13 | 2026-01 | 16378.96 | 4295.63 | 12083.33 | 1292916.67 |
| 14 | 2026-02 | 16339.18 | 4255.85 | 12083.33 | 1280833.33 |
| 15 | 2026-03 | 16299.41 | 4216.08 | 12083.33 | 1268750.00 |
| 16 | 2026-04 | 16259.64 | 4176.30 | 12083.33 | 1256666.67 |
| 17 | 2026-05 | 16219.86 | 4136.53 | 12083.33 | 1244583.33 |
| 18 | 2026-06 | 16180.09 | 4096.75 | 12083.33 | 1232500.00 |
| 19 | 2026-07 | 16140.31 | 4056.98 | 12083.33 | 1220416.67 |
| 20 | 2026-08 | 16100.54 | 4017.20 | 12083.33 | 1208333.33 |
| 21 | 2026-09 | 16060.76 | 3977.43 | 12083.33 | 1196250.00 |
| 22 | 2026-10 | 16020.99 | 3937.66 | 12083.33 | 1184166.67 |
| 23 | 2026-11 | 15981.22 | 3897.88 | 12083.33 | 1172083.33 |
| 24 | 2026-12 | 15941.44 | 3858.11 | 12083.33 | 1160000.00 |
| 25 | 2027-01 | 15901.67 | 3818.33 | 12083.33 | 1147916.67 |
| 26 | 2027-02 | 15861.89 | 3778.56 | 12083.33 | 1135833.33 |
| 27 | 2027-03 | 15822.12 | 3738.78 | 12083.33 | 1123750.00 |
| 28 | 2027-04 | 15782.34 | 3699.01 | 12083.33 | 1111666.67 |
| 29 | 2027-05 | 15742.57 | 3659.24 | 12083.33 | 1099583.33 |
| 30 | 2027-06 | 15702.80 | 3619.46 | 12083.33 | 1087500.00 |
| 31 | 2027-07 | 15663.02 | 3579.69 | 12083.33 | 1075416.67 |
| 32 | 2027-08 | 15623.25 | 3539.91 | 12083.33 | 1063333.33 |
| 33 | 2027-09 | 15583.47 | 3500.14 | 12083.33 | 1051250.00 |
| 34 | 2027-10 | 15543.70 | 3460.36 | 12083.33 | 1039166.67 |
| 35 | 2027-11 | 15503.92 | 3420.59 | 12083.33 | 1027083.33 |
| 36 | 2027-12 | 15464.15 | 3380.82 | 12083.33 | 1015000.00 |
| 37 | 2028-01 | 15424.38 | 3341.04 | 12083.33 | 1002916.67 |
| 38 | 2028-02 | 15384.60 | 3301.27 | 12083.33 | 990833.33 |
| 39 | 2028-03 | 15344.83 | 3261.49 | 12083.33 | 978750.00 |
| 40 | 2028-04 | 15305.05 | 3221.72 | 12083.33 | 966666.67 |
| 41 | 2028-05 | 15265.28 | 3181.94 | 12083.33 | 954583.33 |
| 42 | 2028-06 | 15225.50 | 3142.17 | 12083.33 | 942500.00 |
| 43 | 2028-07 | 15185.73 | 3102.40 | 12083.33 | 930416.67 |
| 44 | 2028-08 | 15145.95 | 3062.62 | 12083.33 | 918333.33 |
| 45 | 2028-09 | 15106.18 | 3022.85 | 12083.33 | 906250.00 |
| 46 | 2028-10 | 15066.41 | 2983.07 | 12083.33 | 894166.67 |
| 47 | 2028-11 | 15026.63 | 2943.30 | 12083.33 | 882083.33 |
| 48 | 2028-12 | 14986.86 | 2903.52 | 12083.33 | 870000.00 |
| 49 | 2029-01 | 14947.08 | 2863.75 | 12083.33 | 857916.67 |
| 50 | 2029-02 | 14907.31 | 2823.98 | 12083.33 | 845833.33 |
| 51 | 2029-03 | 14867.53 | 2784.20 | 12083.33 | 833750.00 |
| 52 | 2029-04 | 14827.76 | 2744.43 | 12083.33 | 821666.67 |
| 53 | 2029-05 | 14787.99 | 2704.65 | 12083.33 | 809583.33 |
| 54 | 2029-06 | 14748.21 | 2664.88 | 12083.33 | 797500.00 |
| 55 | 2029-07 | 14708.44 | 2625.10 | 12083.33 | 785416.67 |
| 56 | 2029-08 | 14668.66 | 2585.33 | 12083.33 | 773333.33 |
| 57 | 2029-09 | 14628.89 | 2545.56 | 12083.33 | 761250.00 |
| 58 | 2029-10 | 14589.11 | 2505.78 | 12083.33 | 749166.67 |
| 59 | 2029-11 | 14549.34 | 2466.01 | 12083.33 | 737083.33 |
| 60 | 2029-12 | 14509.57 | 2426.23 | 12083.33 | 725000.00 |
| 61 | 2030-01 | 14469.79 | 2386.46 | 12083.33 | 712916.67 |
| 62 | 2030-02 | 14430.02 | 2346.68 | 12083.33 | 700833.33 |
| 63 | 2030-03 | 14390.24 | 2306.91 | 12083.33 | 688750.00 |
| 64 | 2030-04 | 14350.47 | 2267.14 | 12083.33 | 676666.67 |
| 65 | 2030-05 | 14310.69 | 2227.36 | 12083.33 | 664583.33 |
| 66 | 2030-06 | 14270.92 | 2187.59 | 12083.33 | 652500.00 |
| 67 | 2030-07 | 14231.15 | 2147.81 | 12083.33 | 640416.67 |
| 68 | 2030-08 | 14191.37 | 2108.04 | 12083.33 | 628333.33 |
| 69 | 2030-09 | 14151.60 | 2068.26 | 12083.33 | 616250.00 |
| 70 | 2030-10 | 14111.82 | 2028.49 | 12083.33 | 604166.67 |
| 71 | 2030-11 | 14072.05 | 1988.72 | 12083.33 | 592083.33 |
| 72 | 2030-12 | 14032.27 | 1948.94 | 12083.33 | 580000.00 |
| 73 | 2031-01 | 13992.50 | 1909.17 | 12083.33 | 567916.67 |
| 74 | 2031-02 | 13952.73 | 1869.39 | 12083.33 | 555833.33 |
| 75 | 2031-03 | 13912.95 | 1829.62 | 12083.33 | 543750.00 |
| 76 | 2031-04 | 13873.18 | 1789.84 | 12083.33 | 531666.67 |
| 77 | 2031-05 | 13833.40 | 1750.07 | 12083.33 | 519583.33 |
| 78 | 2031-06 | 13793.63 | 1710.30 | 12083.33 | 507500.00 |
| 79 | 2031-07 | 13753.85 | 1670.52 | 12083.33 | 495416.67 |
| 80 | 2031-08 | 13714.08 | 1630.75 | 12083.33 | 483333.33 |
| 81 | 2031-09 | 13674.31 | 1590.97 | 12083.33 | 471250.00 |
| 82 | 2031-10 | 13634.53 | 1551.20 | 12083.33 | 459166.67 |
| 83 | 2031-11 | 13594.76 | 1511.42 | 12083.33 | 447083.33 |
| 84 | 2031-12 | 13554.98 | 1471.65 | 12083.33 | 435000.00 |
| 85 | 2032-01 | 13515.21 | 1431.88 | 12083.33 | 422916.67 |
| 86 | 2032-02 | 13475.43 | 1392.10 | 12083.33 | 410833.33 |
| 87 | 2032-03 | 13435.66 | 1352.33 | 12083.33 | 398750.00 |
| 88 | 2032-04 | 13395.89 | 1312.55 | 12083.33 | 386666.67 |
| 89 | 2032-05 | 13356.11 | 1272.78 | 12083.33 | 374583.33 |
| 90 | 2032-06 | 13316.34 | 1233.00 | 12083.33 | 362500.00 |
| 91 | 2032-07 | 13276.56 | 1193.23 | 12083.33 | 350416.67 |
| 92 | 2032-08 | 13236.79 | 1153.45 | 12083.33 | 338333.33 |
| 93 | 2032-09 | 13197.01 | 1113.68 | 12083.33 | 326250.00 |
| 94 | 2032-10 | 13157.24 | 1073.91 | 12083.33 | 314166.67 |
| 95 | 2032-11 | 13117.47 | 1034.13 | 12083.33 | 302083.33 |
| 96 | 2032-12 | 13077.69 | 994.36 | 12083.33 | 290000.00 |
| 97 | 2033-01 | 13037.92 | 954.58 | 12083.33 | 277916.67 |
| 98 | 2033-02 | 12998.14 | 914.81 | 12083.33 | 265833.33 |
| 99 | 2033-03 | 12958.37 | 875.03 | 12083.33 | 253750.00 |
| 100 | 2033-04 | 12918.59 | 835.26 | 12083.33 | 241666.67 |
| 101 | 2033-05 | 12878.82 | 795.49 | 12083.33 | 229583.33 |
| 102 | 2033-06 | 12839.05 | 755.71 | 12083.33 | 217500.00 |
| 103 | 2033-07 | 12799.27 | 715.94 | 12083.33 | 205416.67 |
| 104 | 2033-08 | 12759.50 | 676.16 | 12083.33 | 193333.33 |
| 105 | 2033-09 | 12719.72 | 636.39 | 12083.33 | 181250.00 |
| 106 | 2033-10 | 12679.95 | 596.61 | 12083.33 | 169166.67 |
| 107 | 2033-11 | 12640.17 | 556.84 | 12083.33 | 157083.33 |
| 108 | 2033-12 | 12600.40 | 517.07 | 12083.33 | 145000.00 |
| 109 | 2034-01 | 12560.63 | 477.29 | 12083.33 | 132916.67 |
| 110 | 2034-02 | 12520.85 | 437.52 | 12083.33 | 120833.33 |
| 111 | 2034-03 | 12481.08 | 397.74 | 12083.33 | 108750.00 |
| 112 | 2034-04 | 12441.30 | 357.97 | 12083.33 | 96666.67 |
| 113 | 2034-05 | 12401.53 | 318.19 | 12083.33 | 84583.33 |
| 114 | 2034-06 | 12361.75 | 278.42 | 12083.33 | 72500.00 |
| 115 | 2034-07 | 12321.98 | 238.65 | 12083.33 | 60416.67 |
| 116 | 2034-08 | 12282.20 | 198.87 | 12083.33 | 48333.33 |
| 117 | 2034-09 | 12242.43 | 159.10 | 12083.33 | 36250.00 |
| 118 | 2034-10 | 12202.66 | 119.32 | 12083.33 | 24166.67 |
| 119 | 2034-11 | 12162.88 | 79.55 | 12083.33 | 12083.33 |
| 120 | 2034-12 | 12123.11 | 39.77 | 12083.33 | 0.00 |
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年12月02日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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