贷款255万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：255万
还款月数：10年
每月还款：24799.95元
利息总额：42.6万
本息合计：297.6万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 24799.95 | 6693.75 | 18106.20 | 2531893.80 |
| 2 | 2024-12 | 24799.95 | 6646.22 | 18153.72 | 2513740.08 |
| 3 | 2025-01 | 24799.95 | 6598.57 | 18201.38 | 2495538.70 |
| 4 | 2025-02 | 24799.95 | 6550.79 | 18249.16 | 2477289.55 |
| 5 | 2025-03 | 24799.95 | 6502.89 | 18297.06 | 2458992.49 |
| 6 | 2025-04 | 24799.95 | 6454.86 | 18345.09 | 2440647.40 |
| 7 | 2025-05 | 24799.95 | 6406.70 | 18393.25 | 2422254.15 |
| 8 | 2025-06 | 24799.95 | 6358.42 | 18441.53 | 2403812.62 |
| 9 | 2025-07 | 24799.95 | 6310.01 | 18489.94 | 2385322.68 |
| 10 | 2025-08 | 24799.95 | 6261.47 | 18538.47 | 2366784.21 |
| 11 | 2025-09 | 24799.95 | 6212.81 | 18587.14 | 2348197.07 |
| 12 | 2025-10 | 24799.95 | 6164.02 | 18635.93 | 2329561.15 |
| 13 | 2025-11 | 24799.95 | 6115.10 | 18684.85 | 2310876.30 |
| 14 | 2025-12 | 24799.95 | 6066.05 | 18733.90 | 2292142.40 |
| 15 | 2026-01 | 24799.95 | 6016.87 | 18783.07 | 2273359.33 |
| 16 | 2026-02 | 24799.95 | 5967.57 | 18832.38 | 2254526.95 |
| 17 | 2026-03 | 24799.95 | 5918.13 | 18881.81 | 2235645.14 |
| 18 | 2026-04 | 24799.95 | 5868.57 | 18931.38 | 2216713.77 |
| 19 | 2026-05 | 24799.95 | 5818.87 | 18981.07 | 2197732.69 |
| 20 | 2026-06 | 24799.95 | 5769.05 | 19030.90 | 2178701.80 |
| 21 | 2026-07 | 24799.95 | 5719.09 | 19080.85 | 2159620.94 |
| 22 | 2026-08 | 24799.95 | 5669.00 | 19130.94 | 2140490.00 |
| 23 | 2026-09 | 24799.95 | 5618.79 | 19181.16 | 2121308.84 |
| 24 | 2026-10 | 24799.95 | 5568.44 | 19231.51 | 2102077.33 |
| 25 | 2026-11 | 24799.95 | 5517.95 | 19281.99 | 2082795.34 |
| 26 | 2026-12 | 24799.95 | 5467.34 | 19332.61 | 2063462.73 |
| 27 | 2027-01 | 24799.95 | 5416.59 | 19383.36 | 2044079.38 |
| 28 | 2027-02 | 24799.95 | 5365.71 | 19434.24 | 2024645.14 |
| 29 | 2027-03 | 24799.95 | 5314.69 | 19485.25 | 2005159.89 |
| 30 | 2027-04 | 24799.95 | 5263.54 | 19536.40 | 1985623.49 |
| 31 | 2027-05 | 24799.95 | 5212.26 | 19587.68 | 1966035.81 |
| 32 | 2027-06 | 24799.95 | 5160.84 | 19639.10 | 1946396.70 |
| 33 | 2027-07 | 24799.95 | 5109.29 | 19690.65 | 1926706.05 |
| 34 | 2027-08 | 24799.95 | 5057.60 | 19742.34 | 1906963.71 |
| 35 | 2027-09 | 24799.95 | 5005.78 | 19794.17 | 1887169.54 |
| 36 | 2027-10 | 24799.95 | 4953.82 | 19846.13 | 1867323.42 |
| 37 | 2027-11 | 24799.95 | 4901.72 | 19898.22 | 1847425.20 |
| 38 | 2027-12 | 24799.95 | 4849.49 | 19950.45 | 1827474.74 |
| 39 | 2028-01 | 24799.95 | 4797.12 | 20002.82 | 1807471.92 |
| 40 | 2028-02 | 24799.95 | 4744.61 | 20055.33 | 1787416.59 |
| 41 | 2028-03 | 24799.95 | 4691.97 | 20107.98 | 1767308.61 |
| 42 | 2028-04 | 24799.95 | 4639.19 | 20160.76 | 1747147.85 |
| 43 | 2028-05 | 24799.95 | 4586.26 | 20213.68 | 1726934.17 |
| 44 | 2028-06 | 24799.95 | 4533.20 | 20266.74 | 1706667.42 |
| 45 | 2028-07 | 24799.95 | 4480.00 | 20319.94 | 1686347.48 |
| 46 | 2028-08 | 24799.95 | 4426.66 | 20373.28 | 1665974.20 |
| 47 | 2028-09 | 24799.95 | 4373.18 | 20426.76 | 1645547.43 |
| 48 | 2028-10 | 24799.95 | 4319.56 | 20480.38 | 1625067.05 |
| 49 | 2028-11 | 24799.95 | 4265.80 | 20534.14 | 1604532.91 |
| 50 | 2028-12 | 24799.95 | 4211.90 | 20588.05 | 1583944.86 |
| 51 | 2029-01 | 24799.95 | 4157.86 | 20642.09 | 1563302.77 |
| 52 | 2029-02 | 24799.95 | 4103.67 | 20696.28 | 1542606.49 |
| 53 | 2029-03 | 24799.95 | 4049.34 | 20750.60 | 1521855.89 |
| 54 | 2029-04 | 24799.95 | 3994.87 | 20805.07 | 1501050.82 |
| 55 | 2029-05 | 24799.95 | 3940.26 | 20859.69 | 1480191.13 |
| 56 | 2029-06 | 24799.95 | 3885.50 | 20914.44 | 1459276.69 |
| 57 | 2029-07 | 24799.95 | 3830.60 | 20969.34 | 1438307.34 |
| 58 | 2029-08 | 24799.95 | 3775.56 | 21024.39 | 1417282.95 |
| 59 | 2029-09 | 24799.95 | 3720.37 | 21079.58 | 1396203.37 |
| 60 | 2029-10 | 24799.95 | 3665.03 | 21134.91 | 1375068.46 |
| 61 | 2029-11 | 24799.95 | 3609.55 | 21190.39 | 1353878.07 |
| 62 | 2029-12 | 24799.95 | 3553.93 | 21246.02 | 1332632.06 |
| 63 | 2030-01 | 24799.95 | 3498.16 | 21301.79 | 1311330.27 |
| 64 | 2030-02 | 24799.95 | 3442.24 | 21357.70 | 1289972.57 |
| 65 | 2030-03 | 24799.95 | 3386.18 | 21413.77 | 1268558.80 |
| 66 | 2030-04 | 24799.95 | 3329.97 | 21469.98 | 1247088.82 |
| 67 | 2030-05 | 24799.95 | 3273.61 | 21526.34 | 1225562.48 |
| 68 | 2030-06 | 24799.95 | 3217.10 | 21582.84 | 1203979.64 |
| 69 | 2030-07 | 24799.95 | 3160.45 | 21639.50 | 1182340.14 |
| 70 | 2030-08 | 24799.95 | 3103.64 | 21696.30 | 1160643.84 |
| 71 | 2030-09 | 24799.95 | 3046.69 | 21753.26 | 1138890.58 |
| 72 | 2030-10 | 24799.95 | 2989.59 | 21810.36 | 1117080.23 |
| 73 | 2030-11 | 24799.95 | 2932.34 | 21867.61 | 1095212.62 |
| 74 | 2030-12 | 24799.95 | 2874.93 | 21925.01 | 1073287.60 |
| 75 | 2031-01 | 24799.95 | 2817.38 | 21982.57 | 1051305.04 |
| 76 | 2031-02 | 24799.95 | 2759.68 | 22040.27 | 1029264.77 |
| 77 | 2031-03 | 24799.95 | 2701.82 | 22098.13 | 1007166.64 |
| 78 | 2031-04 | 24799.95 | 2643.81 | 22156.13 | 985010.51 |
| 79 | 2031-05 | 24799.95 | 2585.65 | 22214.29 | 962796.22 |
| 80 | 2031-06 | 24799.95 | 2527.34 | 22272.61 | 940523.61 |
| 81 | 2031-07 | 24799.95 | 2468.87 | 22331.07 | 918192.54 |
| 82 | 2031-08 | 24799.95 | 2410.26 | 22389.69 | 895802.85 |
| 83 | 2031-09 | 24799.95 | 2351.48 | 22448.46 | 873354.39 |
| 84 | 2031-10 | 24799.95 | 2292.56 | 22507.39 | 850847.00 |
| 85 | 2031-11 | 24799.95 | 2233.47 | 22566.47 | 828280.53 |
| 86 | 2031-12 | 24799.95 | 2174.24 | 22625.71 | 805654.82 |
| 87 | 2032-01 | 24799.95 | 2114.84 | 22685.10 | 782969.72 |
| 88 | 2032-02 | 24799.95 | 2055.30 | 22744.65 | 760225.07 |
| 89 | 2032-03 | 24799.95 | 1995.59 | 22804.35 | 737420.71 |
| 90 | 2032-04 | 24799.95 | 1935.73 | 22864.22 | 714556.50 |
| 91 | 2032-05 | 24799.95 | 1875.71 | 22924.23 | 691632.26 |
| 92 | 2032-06 | 24799.95 | 1815.53 | 22984.41 | 668647.85 |
| 93 | 2032-07 | 24799.95 | 1755.20 | 23044.74 | 645603.11 |
| 94 | 2032-08 | 24799.95 | 1694.71 | 23105.24 | 622497.87 |
| 95 | 2032-09 | 24799.95 | 1634.06 | 23165.89 | 599331.98 |
| 96 | 2032-10 | 24799.95 | 1573.25 | 23226.70 | 576105.28 |
| 97 | 2032-11 | 24799.95 | 1512.28 | 23287.67 | 552817.61 |
| 98 | 2032-12 | 24799.95 | 1451.15 | 23348.80 | 529468.81 |
| 99 | 2033-01 | 24799.95 | 1389.86 | 23410.09 | 506058.72 |
| 100 | 2033-02 | 24799.95 | 1328.40 | 23471.54 | 482587.18 |
| 101 | 2033-03 | 24799.95 | 1266.79 | 23533.15 | 459054.03 |
| 102 | 2033-04 | 24799.95 | 1205.02 | 23594.93 | 435459.10 |
| 103 | 2033-05 | 24799.95 | 1143.08 | 23656.87 | 411802.23 |
| 104 | 2033-06 | 24799.95 | 1080.98 | 23718.96 | 388083.27 |
| 105 | 2033-07 | 24799.95 | 1018.72 | 23781.23 | 364302.04 |
| 106 | 2033-08 | 24799.95 | 956.29 | 23843.65 | 340458.39 |
| 107 | 2033-09 | 24799.95 | 893.70 | 23906.24 | 316552.15 |
| 108 | 2033-10 | 24799.95 | 830.95 | 23969.00 | 292583.15 |
| 109 | 2033-11 | 24799.95 | 768.03 | 24031.91 | 268551.24 |
| 110 | 2033-12 | 24799.95 | 704.95 | 24095.00 | 244456.24 |
| 111 | 2034-01 | 24799.95 | 641.70 | 24158.25 | 220297.99 |
| 112 | 2034-02 | 24799.95 | 578.28 | 24221.66 | 196076.33 |
| 113 | 2034-03 | 24799.95 | 514.70 | 24285.25 | 171791.08 |
| 114 | 2034-04 | 24799.95 | 450.95 | 24348.99 | 147442.09 |
| 115 | 2034-05 | 24799.95 | 387.04 | 24412.91 | 123029.18 |
| 116 | 2034-06 | 24799.95 | 322.95 | 24476.99 | 98552.19 |
| 117 | 2034-07 | 24799.95 | 258.70 | 24541.25 | 74010.94 |
| 118 | 2034-08 | 24799.95 | 194.28 | 24605.67 | 49405.27 |
| 119 | 2034-09 | 24799.95 | 129.69 | 24670.26 | 24735.02 |
| 120 | 2034-10 | 24799.95 | 64.93 | 24735.02 | 0.00 |
还款方式二：等额本金
贷款总额：255万
还款月数：10年
首月还款：27943.75元
每月递减：55.78元
利息总额：40.5万
本息合计：295.5万
节省利息：21021.57元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 27943.75 | 6693.75 | 21250.00 | 2528750.00 |
| 2 | 2024-12 | 27887.97 | 6637.97 | 21250.00 | 2507500.00 |
| 3 | 2025-01 | 27832.19 | 6582.19 | 21250.00 | 2486250.00 |
| 4 | 2025-02 | 27776.41 | 6526.41 | 21250.00 | 2465000.00 |
| 5 | 2025-03 | 27720.63 | 6470.63 | 21250.00 | 2443750.00 |
| 6 | 2025-04 | 27664.84 | 6414.84 | 21250.00 | 2422500.00 |
| 7 | 2025-05 | 27609.06 | 6359.06 | 21250.00 | 2401250.00 |
| 8 | 2025-06 | 27553.28 | 6303.28 | 21250.00 | 2380000.00 |
| 9 | 2025-07 | 27497.50 | 6247.50 | 21250.00 | 2358750.00 |
| 10 | 2025-08 | 27441.72 | 6191.72 | 21250.00 | 2337500.00 |
| 11 | 2025-09 | 27385.94 | 6135.94 | 21250.00 | 2316250.00 |
| 12 | 2025-10 | 27330.16 | 6080.16 | 21250.00 | 2295000.00 |
| 13 | 2025-11 | 27274.38 | 6024.38 | 21250.00 | 2273750.00 |
| 14 | 2025-12 | 27218.59 | 5968.59 | 21250.00 | 2252500.00 |
| 15 | 2026-01 | 27162.81 | 5912.81 | 21250.00 | 2231250.00 |
| 16 | 2026-02 | 27107.03 | 5857.03 | 21250.00 | 2210000.00 |
| 17 | 2026-03 | 27051.25 | 5801.25 | 21250.00 | 2188750.00 |
| 18 | 2026-04 | 26995.47 | 5745.47 | 21250.00 | 2167500.00 |
| 19 | 2026-05 | 26939.69 | 5689.69 | 21250.00 | 2146250.00 |
| 20 | 2026-06 | 26883.91 | 5633.91 | 21250.00 | 2125000.00 |
| 21 | 2026-07 | 26828.13 | 5578.13 | 21250.00 | 2103750.00 |
| 22 | 2026-08 | 26772.34 | 5522.34 | 21250.00 | 2082500.00 |
| 23 | 2026-09 | 26716.56 | 5466.56 | 21250.00 | 2061250.00 |
| 24 | 2026-10 | 26660.78 | 5410.78 | 21250.00 | 2040000.00 |
| 25 | 2026-11 | 26605.00 | 5355.00 | 21250.00 | 2018750.00 |
| 26 | 2026-12 | 26549.22 | 5299.22 | 21250.00 | 1997500.00 |
| 27 | 2027-01 | 26493.44 | 5243.44 | 21250.00 | 1976250.00 |
| 28 | 2027-02 | 26437.66 | 5187.66 | 21250.00 | 1955000.00 |
| 29 | 2027-03 | 26381.88 | 5131.88 | 21250.00 | 1933750.00 |
| 30 | 2027-04 | 26326.09 | 5076.09 | 21250.00 | 1912500.00 |
| 31 | 2027-05 | 26270.31 | 5020.31 | 21250.00 | 1891250.00 |
| 32 | 2027-06 | 26214.53 | 4964.53 | 21250.00 | 1870000.00 |
| 33 | 2027-07 | 26158.75 | 4908.75 | 21250.00 | 1848750.00 |
| 34 | 2027-08 | 26102.97 | 4852.97 | 21250.00 | 1827500.00 |
| 35 | 2027-09 | 26047.19 | 4797.19 | 21250.00 | 1806250.00 |
| 36 | 2027-10 | 25991.41 | 4741.41 | 21250.00 | 1785000.00 |
| 37 | 2027-11 | 25935.63 | 4685.63 | 21250.00 | 1763750.00 |
| 38 | 2027-12 | 25879.84 | 4629.84 | 21250.00 | 1742500.00 |
| 39 | 2028-01 | 25824.06 | 4574.06 | 21250.00 | 1721250.00 |
| 40 | 2028-02 | 25768.28 | 4518.28 | 21250.00 | 1700000.00 |
| 41 | 2028-03 | 25712.50 | 4462.50 | 21250.00 | 1678750.00 |
| 42 | 2028-04 | 25656.72 | 4406.72 | 21250.00 | 1657500.00 |
| 43 | 2028-05 | 25600.94 | 4350.94 | 21250.00 | 1636250.00 |
| 44 | 2028-06 | 25545.16 | 4295.16 | 21250.00 | 1615000.00 |
| 45 | 2028-07 | 25489.38 | 4239.38 | 21250.00 | 1593750.00 |
| 46 | 2028-08 | 25433.59 | 4183.59 | 21250.00 | 1572500.00 |
| 47 | 2028-09 | 25377.81 | 4127.81 | 21250.00 | 1551250.00 |
| 48 | 2028-10 | 25322.03 | 4072.03 | 21250.00 | 1530000.00 |
| 49 | 2028-11 | 25266.25 | 4016.25 | 21250.00 | 1508750.00 |
| 50 | 2028-12 | 25210.47 | 3960.47 | 21250.00 | 1487500.00 |
| 51 | 2029-01 | 25154.69 | 3904.69 | 21250.00 | 1466250.00 |
| 52 | 2029-02 | 25098.91 | 3848.91 | 21250.00 | 1445000.00 |
| 53 | 2029-03 | 25043.13 | 3793.13 | 21250.00 | 1423750.00 |
| 54 | 2029-04 | 24987.34 | 3737.34 | 21250.00 | 1402500.00 |
| 55 | 2029-05 | 24931.56 | 3681.56 | 21250.00 | 1381250.00 |
| 56 | 2029-06 | 24875.78 | 3625.78 | 21250.00 | 1360000.00 |
| 57 | 2029-07 | 24820.00 | 3570.00 | 21250.00 | 1338750.00 |
| 58 | 2029-08 | 24764.22 | 3514.22 | 21250.00 | 1317500.00 |
| 59 | 2029-09 | 24708.44 | 3458.44 | 21250.00 | 1296250.00 |
| 60 | 2029-10 | 24652.66 | 3402.66 | 21250.00 | 1275000.00 |
| 61 | 2029-11 | 24596.88 | 3346.88 | 21250.00 | 1253750.00 |
| 62 | 2029-12 | 24541.09 | 3291.09 | 21250.00 | 1232500.00 |
| 63 | 2030-01 | 24485.31 | 3235.31 | 21250.00 | 1211250.00 |
| 64 | 2030-02 | 24429.53 | 3179.53 | 21250.00 | 1190000.00 |
| 65 | 2030-03 | 24373.75 | 3123.75 | 21250.00 | 1168750.00 |
| 66 | 2030-04 | 24317.97 | 3067.97 | 21250.00 | 1147500.00 |
| 67 | 2030-05 | 24262.19 | 3012.19 | 21250.00 | 1126250.00 |
| 68 | 2030-06 | 24206.41 | 2956.41 | 21250.00 | 1105000.00 |
| 69 | 2030-07 | 24150.63 | 2900.63 | 21250.00 | 1083750.00 |
| 70 | 2030-08 | 24094.84 | 2844.84 | 21250.00 | 1062500.00 |
| 71 | 2030-09 | 24039.06 | 2789.06 | 21250.00 | 1041250.00 |
| 72 | 2030-10 | 23983.28 | 2733.28 | 21250.00 | 1020000.00 |
| 73 | 2030-11 | 23927.50 | 2677.50 | 21250.00 | 998750.00 |
| 74 | 2030-12 | 23871.72 | 2621.72 | 21250.00 | 977500.00 |
| 75 | 2031-01 | 23815.94 | 2565.94 | 21250.00 | 956250.00 |
| 76 | 2031-02 | 23760.16 | 2510.16 | 21250.00 | 935000.00 |
| 77 | 2031-03 | 23704.38 | 2454.38 | 21250.00 | 913750.00 |
| 78 | 2031-04 | 23648.59 | 2398.59 | 21250.00 | 892500.00 |
| 79 | 2031-05 | 23592.81 | 2342.81 | 21250.00 | 871250.00 |
| 80 | 2031-06 | 23537.03 | 2287.03 | 21250.00 | 850000.00 |
| 81 | 2031-07 | 23481.25 | 2231.25 | 21250.00 | 828750.00 |
| 82 | 2031-08 | 23425.47 | 2175.47 | 21250.00 | 807500.00 |
| 83 | 2031-09 | 23369.69 | 2119.69 | 21250.00 | 786250.00 |
| 84 | 2031-10 | 23313.91 | 2063.91 | 21250.00 | 765000.00 |
| 85 | 2031-11 | 23258.13 | 2008.13 | 21250.00 | 743750.00 |
| 86 | 2031-12 | 23202.34 | 1952.34 | 21250.00 | 722500.00 |
| 87 | 2032-01 | 23146.56 | 1896.56 | 21250.00 | 701250.00 |
| 88 | 2032-02 | 23090.78 | 1840.78 | 21250.00 | 680000.00 |
| 89 | 2032-03 | 23035.00 | 1785.00 | 21250.00 | 658750.00 |
| 90 | 2032-04 | 22979.22 | 1729.22 | 21250.00 | 637500.00 |
| 91 | 2032-05 | 22923.44 | 1673.44 | 21250.00 | 616250.00 |
| 92 | 2032-06 | 22867.66 | 1617.66 | 21250.00 | 595000.00 |
| 93 | 2032-07 | 22811.88 | 1561.88 | 21250.00 | 573750.00 |
| 94 | 2032-08 | 22756.09 | 1506.09 | 21250.00 | 552500.00 |
| 95 | 2032-09 | 22700.31 | 1450.31 | 21250.00 | 531250.00 |
| 96 | 2032-10 | 22644.53 | 1394.53 | 21250.00 | 510000.00 |
| 97 | 2032-11 | 22588.75 | 1338.75 | 21250.00 | 488750.00 |
| 98 | 2032-12 | 22532.97 | 1282.97 | 21250.00 | 467500.00 |
| 99 | 2033-01 | 22477.19 | 1227.19 | 21250.00 | 446250.00 |
| 100 | 2033-02 | 22421.41 | 1171.41 | 21250.00 | 425000.00 |
| 101 | 2033-03 | 22365.63 | 1115.63 | 21250.00 | 403750.00 |
| 102 | 2033-04 | 22309.84 | 1059.84 | 21250.00 | 382500.00 |
| 103 | 2033-05 | 22254.06 | 1004.06 | 21250.00 | 361250.00 |
| 104 | 2033-06 | 22198.28 | 948.28 | 21250.00 | 340000.00 |
| 105 | 2033-07 | 22142.50 | 892.50 | 21250.00 | 318750.00 |
| 106 | 2033-08 | 22086.72 | 836.72 | 21250.00 | 297500.00 |
| 107 | 2033-09 | 22030.94 | 780.94 | 21250.00 | 276250.00 |
| 108 | 2033-10 | 21975.16 | 725.16 | 21250.00 | 255000.00 |
| 109 | 2033-11 | 21919.38 | 669.38 | 21250.00 | 233750.00 |
| 110 | 2033-12 | 21863.59 | 613.59 | 21250.00 | 212500.00 |
| 111 | 2034-01 | 21807.81 | 557.81 | 21250.00 | 191250.00 |
| 112 | 2034-02 | 21752.03 | 502.03 | 21250.00 | 170000.00 |
| 113 | 2034-03 | 21696.25 | 446.25 | 21250.00 | 148750.00 |
| 114 | 2034-04 | 21640.47 | 390.47 | 21250.00 | 127500.00 |
| 115 | 2034-05 | 21584.69 | 334.69 | 21250.00 | 106250.00 |
| 116 | 2034-06 | 21528.91 | 278.91 | 21250.00 | 85000.00 |
| 117 | 2034-07 | 21473.13 | 223.13 | 21250.00 | 63750.00 |
| 118 | 2034-08 | 21417.34 | 167.34 | 21250.00 | 42500.00 |
| 119 | 2034-09 | 21361.56 | 111.56 | 21250.00 | 21250.00 |
| 120 | 2034-10 | 21305.78 | 55.78 | 21250.00 | 0.00 |
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采用2025年12月03日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月03日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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