贷款500万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：500万
还款月数：10年
每月还款：49092.37元
利息总额：89.11万
本息合计：589.11万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 49092.37 | 13958.33 | 35134.04 | 4964865.96 |
| 2 | 2024-12 | 49092.37 | 13860.25 | 35232.12 | 4929633.85 |
| 3 | 2025-01 | 49092.37 | 13761.89 | 35330.47 | 4894303.37 |
| 4 | 2025-02 | 49092.37 | 13663.26 | 35429.11 | 4858874.26 |
| 5 | 2025-03 | 49092.37 | 13564.36 | 35528.01 | 4823346.25 |
| 6 | 2025-04 | 49092.37 | 13465.17 | 35627.19 | 4787719.06 |
| 7 | 2025-05 | 49092.37 | 13365.72 | 35726.65 | 4751992.40 |
| 8 | 2025-06 | 49092.37 | 13265.98 | 35826.39 | 4716166.01 |
| 9 | 2025-07 | 49092.37 | 13165.96 | 35926.41 | 4680239.61 |
| 10 | 2025-08 | 49092.37 | 13065.67 | 36026.70 | 4644212.91 |
| 11 | 2025-09 | 49092.37 | 12965.09 | 36127.28 | 4608085.63 |
| 12 | 2025-10 | 49092.37 | 12864.24 | 36228.13 | 4571857.50 |
| 13 | 2025-11 | 49092.37 | 12763.10 | 36329.27 | 4535528.23 |
| 14 | 2025-12 | 49092.37 | 12661.68 | 36430.69 | 4499097.55 |
| 15 | 2026-01 | 49092.37 | 12559.98 | 36532.39 | 4462565.16 |
| 16 | 2026-02 | 49092.37 | 12457.99 | 36634.37 | 4425930.78 |
| 17 | 2026-03 | 49092.37 | 12355.72 | 36736.65 | 4389194.14 |
| 18 | 2026-04 | 49092.37 | 12253.17 | 36839.20 | 4352354.94 |
| 19 | 2026-05 | 49092.37 | 12150.32 | 36942.05 | 4315412.89 |
| 20 | 2026-06 | 49092.37 | 12047.19 | 37045.18 | 4278367.72 |
| 21 | 2026-07 | 49092.37 | 11943.78 | 37148.59 | 4241219.12 |
| 22 | 2026-08 | 49092.37 | 11840.07 | 37252.30 | 4203966.82 |
| 23 | 2026-09 | 49092.37 | 11736.07 | 37356.30 | 4166610.53 |
| 24 | 2026-10 | 49092.37 | 11631.79 | 37460.58 | 4129149.95 |
| 25 | 2026-11 | 49092.37 | 11527.21 | 37565.16 | 4091584.79 |
| 26 | 2026-12 | 49092.37 | 11422.34 | 37670.03 | 4053914.76 |
| 27 | 2027-01 | 49092.37 | 11317.18 | 37775.19 | 4016139.57 |
| 28 | 2027-02 | 49092.37 | 11211.72 | 37880.65 | 3978258.92 |
| 29 | 2027-03 | 49092.37 | 11105.97 | 37986.40 | 3940272.53 |
| 30 | 2027-04 | 49092.37 | 10999.93 | 38092.44 | 3902180.08 |
| 31 | 2027-05 | 49092.37 | 10893.59 | 38198.78 | 3863981.30 |
| 32 | 2027-06 | 49092.37 | 10786.95 | 38305.42 | 3825675.88 |
| 33 | 2027-07 | 49092.37 | 10680.01 | 38412.36 | 3787263.52 |
| 34 | 2027-08 | 49092.37 | 10572.78 | 38519.59 | 3748743.93 |
| 35 | 2027-09 | 49092.37 | 10465.24 | 38627.13 | 3710116.80 |
| 36 | 2027-10 | 49092.37 | 10357.41 | 38734.96 | 3671381.84 |
| 37 | 2027-11 | 49092.37 | 10249.27 | 38843.10 | 3632538.75 |
| 38 | 2027-12 | 49092.37 | 10140.84 | 38951.53 | 3593587.22 |
| 39 | 2028-01 | 49092.37 | 10032.10 | 39060.27 | 3554526.94 |
| 40 | 2028-02 | 49092.37 | 9923.05 | 39169.32 | 3515357.63 |
| 41 | 2028-03 | 49092.37 | 9813.71 | 39278.66 | 3476078.97 |
| 42 | 2028-04 | 49092.37 | 9704.05 | 39388.32 | 3436690.65 |
| 43 | 2028-05 | 49092.37 | 9594.09 | 39498.27 | 3397192.38 |
| 44 | 2028-06 | 49092.37 | 9483.83 | 39608.54 | 3357583.84 |
| 45 | 2028-07 | 49092.37 | 9373.25 | 39719.11 | 3317864.72 |
| 46 | 2028-08 | 49092.37 | 9262.37 | 39830.00 | 3278034.72 |
| 47 | 2028-09 | 49092.37 | 9151.18 | 39941.19 | 3238093.53 |
| 48 | 2028-10 | 49092.37 | 9039.68 | 40052.69 | 3198040.84 |
| 49 | 2028-11 | 49092.37 | 8927.86 | 40164.51 | 3157876.34 |
| 50 | 2028-12 | 49092.37 | 8815.74 | 40276.63 | 3117599.71 |
| 51 | 2029-01 | 49092.37 | 8703.30 | 40389.07 | 3077210.64 |
| 52 | 2029-02 | 49092.37 | 8590.55 | 40501.82 | 3036708.81 |
| 53 | 2029-03 | 49092.37 | 8477.48 | 40614.89 | 2996093.92 |
| 54 | 2029-04 | 49092.37 | 8364.10 | 40728.27 | 2955365.65 |
| 55 | 2029-05 | 49092.37 | 8250.40 | 40841.97 | 2914523.68 |
| 56 | 2029-06 | 49092.37 | 8136.38 | 40955.99 | 2873567.68 |
| 57 | 2029-07 | 49092.37 | 8022.04 | 41070.33 | 2832497.36 |
| 58 | 2029-08 | 49092.37 | 7907.39 | 41184.98 | 2791312.38 |
| 59 | 2029-09 | 49092.37 | 7792.41 | 41299.96 | 2750012.42 |
| 60 | 2029-10 | 49092.37 | 7677.12 | 41415.25 | 2708597.17 |
| 61 | 2029-11 | 49092.37 | 7561.50 | 41530.87 | 2667066.30 |
| 62 | 2029-12 | 49092.37 | 7445.56 | 41646.81 | 2625419.49 |
| 63 | 2030-01 | 49092.37 | 7329.30 | 41763.07 | 2583656.42 |
| 64 | 2030-02 | 49092.37 | 7212.71 | 41879.66 | 2541776.76 |
| 65 | 2030-03 | 49092.37 | 7095.79 | 41996.58 | 2499780.18 |
| 66 | 2030-04 | 49092.37 | 6978.55 | 42113.82 | 2457666.36 |
| 67 | 2030-05 | 49092.37 | 6860.99 | 42231.38 | 2415434.98 |
| 68 | 2030-06 | 49092.37 | 6743.09 | 42349.28 | 2373085.70 |
| 69 | 2030-07 | 49092.37 | 6624.86 | 42467.51 | 2330618.20 |
| 70 | 2030-08 | 49092.37 | 6506.31 | 42586.06 | 2288032.13 |
| 71 | 2030-09 | 49092.37 | 6387.42 | 42704.95 | 2245327.19 |
| 72 | 2030-10 | 49092.37 | 6268.21 | 42824.16 | 2202503.02 |
| 73 | 2030-11 | 49092.37 | 6148.65 | 42943.72 | 2159559.31 |
| 74 | 2030-12 | 49092.37 | 6028.77 | 43063.60 | 2116495.71 |
| 75 | 2031-01 | 49092.37 | 5908.55 | 43183.82 | 2073311.89 |
| 76 | 2031-02 | 49092.37 | 5788.00 | 43304.37 | 2030007.52 |
| 77 | 2031-03 | 49092.37 | 5667.10 | 43425.27 | 1986582.25 |
| 78 | 2031-04 | 49092.37 | 5545.88 | 43546.49 | 1943035.76 |
| 79 | 2031-05 | 49092.37 | 5424.31 | 43668.06 | 1899367.70 |
| 80 | 2031-06 | 49092.37 | 5302.40 | 43789.97 | 1855577.73 |
| 81 | 2031-07 | 49092.37 | 5180.15 | 43912.21 | 1811665.51 |
| 82 | 2031-08 | 49092.37 | 5057.57 | 44034.80 | 1767630.71 |
| 83 | 2031-09 | 49092.37 | 4934.64 | 44157.73 | 1723472.98 |
| 84 | 2031-10 | 49092.37 | 4811.36 | 44281.01 | 1679191.97 |
| 85 | 2031-11 | 49092.37 | 4687.74 | 44404.63 | 1634787.34 |
| 86 | 2031-12 | 49092.37 | 4563.78 | 44528.59 | 1590258.76 |
| 87 | 2032-01 | 49092.37 | 4439.47 | 44652.90 | 1545605.86 |
| 88 | 2032-02 | 49092.37 | 4314.82 | 44777.55 | 1500828.31 |
| 89 | 2032-03 | 49092.37 | 4189.81 | 44902.56 | 1455925.75 |
| 90 | 2032-04 | 49092.37 | 4064.46 | 45027.91 | 1410897.84 |
| 91 | 2032-05 | 49092.37 | 3938.76 | 45153.61 | 1365744.23 |
| 92 | 2032-06 | 49092.37 | 3812.70 | 45279.67 | 1320464.56 |
| 93 | 2032-07 | 49092.37 | 3686.30 | 45406.07 | 1275058.49 |
| 94 | 2032-08 | 49092.37 | 3559.54 | 45532.83 | 1229525.66 |
| 95 | 2032-09 | 49092.37 | 3432.43 | 45659.94 | 1183865.71 |
| 96 | 2032-10 | 49092.37 | 3304.96 | 45787.41 | 1138078.30 |
| 97 | 2032-11 | 49092.37 | 3177.14 | 45915.23 | 1092163.07 |
| 98 | 2032-12 | 49092.37 | 3048.96 | 46043.41 | 1046119.65 |
| 99 | 2033-01 | 49092.37 | 2920.42 | 46171.95 | 999947.70 |
| 100 | 2033-02 | 49092.37 | 2791.52 | 46300.85 | 953646.85 |
| 101 | 2033-03 | 49092.37 | 2662.26 | 46430.11 | 907216.75 |
| 102 | 2033-04 | 49092.37 | 2532.65 | 46559.72 | 860657.02 |
| 103 | 2033-05 | 49092.37 | 2402.67 | 46689.70 | 813967.32 |
| 104 | 2033-06 | 49092.37 | 2272.33 | 46820.04 | 767147.28 |
| 105 | 2033-07 | 49092.37 | 2141.62 | 46950.75 | 720196.53 |
| 106 | 2033-08 | 49092.37 | 2010.55 | 47081.82 | 673114.71 |
| 107 | 2033-09 | 49092.37 | 1879.11 | 47213.26 | 625901.45 |
| 108 | 2033-10 | 49092.37 | 1747.31 | 47345.06 | 578556.39 |
| 109 | 2033-11 | 49092.37 | 1615.14 | 47477.23 | 531079.16 |
| 110 | 2033-12 | 49092.37 | 1482.60 | 47609.77 | 483469.38 |
| 111 | 2034-01 | 49092.37 | 1349.69 | 47742.68 | 435726.70 |
| 112 | 2034-02 | 49092.37 | 1216.40 | 47875.97 | 387850.73 |
| 113 | 2034-03 | 49092.37 | 1082.75 | 48009.62 | 339841.11 |
| 114 | 2034-04 | 49092.37 | 948.72 | 48143.65 | 291697.47 |
| 115 | 2034-05 | 49092.37 | 814.32 | 48278.05 | 243419.42 |
| 116 | 2034-06 | 49092.37 | 679.55 | 48412.82 | 195006.60 |
| 117 | 2034-07 | 49092.37 | 544.39 | 48547.98 | 146458.62 |
| 118 | 2034-08 | 49092.37 | 408.86 | 48683.51 | 97775.12 |
| 119 | 2034-09 | 49092.37 | 272.96 | 48819.41 | 48955.70 |
| 120 | 2034-10 | 49092.37 | 136.67 | 48955.70 | 0.00 |
还款方式二：等额本金
贷款总额：500万
还款月数：10年
首月还款：55625元
每月递减：116.32元
利息总额：84.45万
本息合计：584.45万
节省利息：46605.16元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 55625.00 | 13958.33 | 41666.67 | 4958333.33 |
| 2 | 2024-12 | 55508.68 | 13842.01 | 41666.67 | 4916666.67 |
| 3 | 2025-01 | 55392.36 | 13725.69 | 41666.67 | 4875000.00 |
| 4 | 2025-02 | 55276.04 | 13609.38 | 41666.67 | 4833333.33 |
| 5 | 2025-03 | 55159.72 | 13493.06 | 41666.67 | 4791666.67 |
| 6 | 2025-04 | 55043.40 | 13376.74 | 41666.67 | 4750000.00 |
| 7 | 2025-05 | 54927.08 | 13260.42 | 41666.67 | 4708333.33 |
| 8 | 2025-06 | 54810.76 | 13144.10 | 41666.67 | 4666666.67 |
| 9 | 2025-07 | 54694.44 | 13027.78 | 41666.67 | 4625000.00 |
| 10 | 2025-08 | 54578.13 | 12911.46 | 41666.67 | 4583333.33 |
| 11 | 2025-09 | 54461.81 | 12795.14 | 41666.67 | 4541666.67 |
| 12 | 2025-10 | 54345.49 | 12678.82 | 41666.67 | 4500000.00 |
| 13 | 2025-11 | 54229.17 | 12562.50 | 41666.67 | 4458333.33 |
| 14 | 2025-12 | 54112.85 | 12446.18 | 41666.67 | 4416666.67 |
| 15 | 2026-01 | 53996.53 | 12329.86 | 41666.67 | 4375000.00 |
| 16 | 2026-02 | 53880.21 | 12213.54 | 41666.67 | 4333333.33 |
| 17 | 2026-03 | 53763.89 | 12097.22 | 41666.67 | 4291666.67 |
| 18 | 2026-04 | 53647.57 | 11980.90 | 41666.67 | 4250000.00 |
| 19 | 2026-05 | 53531.25 | 11864.58 | 41666.67 | 4208333.33 |
| 20 | 2026-06 | 53414.93 | 11748.26 | 41666.67 | 4166666.67 |
| 21 | 2026-07 | 53298.61 | 11631.94 | 41666.67 | 4125000.00 |
| 22 | 2026-08 | 53182.29 | 11515.63 | 41666.67 | 4083333.33 |
| 23 | 2026-09 | 53065.97 | 11399.31 | 41666.67 | 4041666.67 |
| 24 | 2026-10 | 52949.65 | 11282.99 | 41666.67 | 4000000.00 |
| 25 | 2026-11 | 52833.33 | 11166.67 | 41666.67 | 3958333.33 |
| 26 | 2026-12 | 52717.01 | 11050.35 | 41666.67 | 3916666.67 |
| 27 | 2027-01 | 52600.69 | 10934.03 | 41666.67 | 3875000.00 |
| 28 | 2027-02 | 52484.38 | 10817.71 | 41666.67 | 3833333.33 |
| 29 | 2027-03 | 52368.06 | 10701.39 | 41666.67 | 3791666.67 |
| 30 | 2027-04 | 52251.74 | 10585.07 | 41666.67 | 3750000.00 |
| 31 | 2027-05 | 52135.42 | 10468.75 | 41666.67 | 3708333.33 |
| 32 | 2027-06 | 52019.10 | 10352.43 | 41666.67 | 3666666.67 |
| 33 | 2027-07 | 51902.78 | 10236.11 | 41666.67 | 3625000.00 |
| 34 | 2027-08 | 51786.46 | 10119.79 | 41666.67 | 3583333.33 |
| 35 | 2027-09 | 51670.14 | 10003.47 | 41666.67 | 3541666.67 |
| 36 | 2027-10 | 51553.82 | 9887.15 | 41666.67 | 3500000.00 |
| 37 | 2027-11 | 51437.50 | 9770.83 | 41666.67 | 3458333.33 |
| 38 | 2027-12 | 51321.18 | 9654.51 | 41666.67 | 3416666.67 |
| 39 | 2028-01 | 51204.86 | 9538.19 | 41666.67 | 3375000.00 |
| 40 | 2028-02 | 51088.54 | 9421.88 | 41666.67 | 3333333.33 |
| 41 | 2028-03 | 50972.22 | 9305.56 | 41666.67 | 3291666.67 |
| 42 | 2028-04 | 50855.90 | 9189.24 | 41666.67 | 3250000.00 |
| 43 | 2028-05 | 50739.58 | 9072.92 | 41666.67 | 3208333.33 |
| 44 | 2028-06 | 50623.26 | 8956.60 | 41666.67 | 3166666.67 |
| 45 | 2028-07 | 50506.94 | 8840.28 | 41666.67 | 3125000.00 |
| 46 | 2028-08 | 50390.63 | 8723.96 | 41666.67 | 3083333.33 |
| 47 | 2028-09 | 50274.31 | 8607.64 | 41666.67 | 3041666.67 |
| 48 | 2028-10 | 50157.99 | 8491.32 | 41666.67 | 3000000.00 |
| 49 | 2028-11 | 50041.67 | 8375.00 | 41666.67 | 2958333.33 |
| 50 | 2028-12 | 49925.35 | 8258.68 | 41666.67 | 2916666.67 |
| 51 | 2029-01 | 49809.03 | 8142.36 | 41666.67 | 2875000.00 |
| 52 | 2029-02 | 49692.71 | 8026.04 | 41666.67 | 2833333.33 |
| 53 | 2029-03 | 49576.39 | 7909.72 | 41666.67 | 2791666.67 |
| 54 | 2029-04 | 49460.07 | 7793.40 | 41666.67 | 2750000.00 |
| 55 | 2029-05 | 49343.75 | 7677.08 | 41666.67 | 2708333.33 |
| 56 | 2029-06 | 49227.43 | 7560.76 | 41666.67 | 2666666.67 |
| 57 | 2029-07 | 49111.11 | 7444.44 | 41666.67 | 2625000.00 |
| 58 | 2029-08 | 48994.79 | 7328.13 | 41666.67 | 2583333.33 |
| 59 | 2029-09 | 48878.47 | 7211.81 | 41666.67 | 2541666.67 |
| 60 | 2029-10 | 48762.15 | 7095.49 | 41666.67 | 2500000.00 |
| 61 | 2029-11 | 48645.83 | 6979.17 | 41666.67 | 2458333.33 |
| 62 | 2029-12 | 48529.51 | 6862.85 | 41666.67 | 2416666.67 |
| 63 | 2030-01 | 48413.19 | 6746.53 | 41666.67 | 2375000.00 |
| 64 | 2030-02 | 48296.88 | 6630.21 | 41666.67 | 2333333.33 |
| 65 | 2030-03 | 48180.56 | 6513.89 | 41666.67 | 2291666.67 |
| 66 | 2030-04 | 48064.24 | 6397.57 | 41666.67 | 2250000.00 |
| 67 | 2030-05 | 47947.92 | 6281.25 | 41666.67 | 2208333.33 |
| 68 | 2030-06 | 47831.60 | 6164.93 | 41666.67 | 2166666.67 |
| 69 | 2030-07 | 47715.28 | 6048.61 | 41666.67 | 2125000.00 |
| 70 | 2030-08 | 47598.96 | 5932.29 | 41666.67 | 2083333.33 |
| 71 | 2030-09 | 47482.64 | 5815.97 | 41666.67 | 2041666.67 |
| 72 | 2030-10 | 47366.32 | 5699.65 | 41666.67 | 2000000.00 |
| 73 | 2030-11 | 47250.00 | 5583.33 | 41666.67 | 1958333.33 |
| 74 | 2030-12 | 47133.68 | 5467.01 | 41666.67 | 1916666.67 |
| 75 | 2031-01 | 47017.36 | 5350.69 | 41666.67 | 1875000.00 |
| 76 | 2031-02 | 46901.04 | 5234.38 | 41666.67 | 1833333.33 |
| 77 | 2031-03 | 46784.72 | 5118.06 | 41666.67 | 1791666.67 |
| 78 | 2031-04 | 46668.40 | 5001.74 | 41666.67 | 1750000.00 |
| 79 | 2031-05 | 46552.08 | 4885.42 | 41666.67 | 1708333.33 |
| 80 | 2031-06 | 46435.76 | 4769.10 | 41666.67 | 1666666.67 |
| 81 | 2031-07 | 46319.44 | 4652.78 | 41666.67 | 1625000.00 |
| 82 | 2031-08 | 46203.13 | 4536.46 | 41666.67 | 1583333.33 |
| 83 | 2031-09 | 46086.81 | 4420.14 | 41666.67 | 1541666.67 |
| 84 | 2031-10 | 45970.49 | 4303.82 | 41666.67 | 1500000.00 |
| 85 | 2031-11 | 45854.17 | 4187.50 | 41666.67 | 1458333.33 |
| 86 | 2031-12 | 45737.85 | 4071.18 | 41666.67 | 1416666.67 |
| 87 | 2032-01 | 45621.53 | 3954.86 | 41666.67 | 1375000.00 |
| 88 | 2032-02 | 45505.21 | 3838.54 | 41666.67 | 1333333.33 |
| 89 | 2032-03 | 45388.89 | 3722.22 | 41666.67 | 1291666.67 |
| 90 | 2032-04 | 45272.57 | 3605.90 | 41666.67 | 1250000.00 |
| 91 | 2032-05 | 45156.25 | 3489.58 | 41666.67 | 1208333.33 |
| 92 | 2032-06 | 45039.93 | 3373.26 | 41666.67 | 1166666.67 |
| 93 | 2032-07 | 44923.61 | 3256.94 | 41666.67 | 1125000.00 |
| 94 | 2032-08 | 44807.29 | 3140.63 | 41666.67 | 1083333.33 |
| 95 | 2032-09 | 44690.97 | 3024.31 | 41666.67 | 1041666.67 |
| 96 | 2032-10 | 44574.65 | 2907.99 | 41666.67 | 1000000.00 |
| 97 | 2032-11 | 44458.33 | 2791.67 | 41666.67 | 958333.33 |
| 98 | 2032-12 | 44342.01 | 2675.35 | 41666.67 | 916666.67 |
| 99 | 2033-01 | 44225.69 | 2559.03 | 41666.67 | 875000.00 |
| 100 | 2033-02 | 44109.38 | 2442.71 | 41666.67 | 833333.33 |
| 101 | 2033-03 | 43993.06 | 2326.39 | 41666.67 | 791666.67 |
| 102 | 2033-04 | 43876.74 | 2210.07 | 41666.67 | 750000.00 |
| 103 | 2033-05 | 43760.42 | 2093.75 | 41666.67 | 708333.33 |
| 104 | 2033-06 | 43644.10 | 1977.43 | 41666.67 | 666666.67 |
| 105 | 2033-07 | 43527.78 | 1861.11 | 41666.67 | 625000.00 |
| 106 | 2033-08 | 43411.46 | 1744.79 | 41666.67 | 583333.33 |
| 107 | 2033-09 | 43295.14 | 1628.47 | 41666.67 | 541666.67 |
| 108 | 2033-10 | 43178.82 | 1512.15 | 41666.67 | 500000.00 |
| 109 | 2033-11 | 43062.50 | 1395.83 | 41666.67 | 458333.33 |
| 110 | 2033-12 | 42946.18 | 1279.51 | 41666.67 | 416666.67 |
| 111 | 2034-01 | 42829.86 | 1163.19 | 41666.67 | 375000.00 |
| 112 | 2034-02 | 42713.54 | 1046.88 | 41666.67 | 333333.33 |
| 113 | 2034-03 | 42597.22 | 930.56 | 41666.67 | 291666.67 |
| 114 | 2034-04 | 42480.90 | 814.24 | 41666.67 | 250000.00 |
| 115 | 2034-05 | 42364.58 | 697.92 | 41666.67 | 208333.33 |
| 116 | 2034-06 | 42248.26 | 581.60 | 41666.67 | 166666.67 |
| 117 | 2034-07 | 42131.94 | 465.28 | 41666.67 | 125000.00 |
| 118 | 2034-08 | 42015.63 | 348.96 | 41666.67 | 83333.33 |
| 119 | 2034-09 | 41899.31 | 232.64 | 41666.67 | 41666.67 |
| 120 | 2034-10 | 41782.99 | 116.32 | 41666.67 | 0.00 |
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采用2025年12月03日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月03日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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