贷款41元（商业贷款）的房贷，还款20年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：41元
还款月数：20年
每月还款：14.25元
利息总额：3419.4元
本息合计：3460.4元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2017-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 2 | 2017-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 3 | 2017-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 4 | 2017-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 5 | 2017-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 6 | 2017-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 7 | 2018-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 8 | 2018-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 9 | 2018-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 10 | 2018-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 11 | 2018-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 12 | 2018-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 13 | 2018-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 14 | 2018-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 15 | 2018-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 16 | 2018-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 17 | 2018-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 18 | 2018-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 19 | 2019-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 20 | 2019-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 21 | 2019-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 22 | 2019-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 23 | 2019-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 24 | 2019-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 25 | 2019-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 26 | 2019-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 27 | 2019-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 28 | 2019-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 29 | 2019-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 30 | 2019-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 31 | 2020-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 32 | 2020-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 33 | 2020-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 34 | 2020-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 35 | 2020-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 36 | 2020-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 37 | 2020-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 38 | 2020-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 39 | 2020-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 40 | 2020-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 41 | 2020-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 42 | 2020-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 43 | 2021-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 44 | 2021-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 45 | 2021-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 46 | 2021-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 47 | 2021-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 48 | 2021-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 49 | 2021-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 50 | 2021-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 51 | 2021-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 52 | 2021-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 53 | 2021-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 54 | 2021-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 55 | 2022-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 56 | 2022-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 57 | 2022-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 58 | 2022-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 59 | 2022-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 60 | 2022-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 61 | 2022-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 62 | 2022-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 63 | 2022-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 64 | 2022-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 65 | 2022-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 66 | 2022-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 67 | 2023-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 68 | 2023-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 69 | 2023-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 70 | 2023-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 71 | 2023-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 72 | 2023-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 73 | 2023-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 74 | 2023-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 75 | 2023-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 76 | 2023-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 77 | 2023-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 78 | 2023-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 79 | 2024-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 80 | 2024-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 81 | 2024-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 82 | 2024-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 83 | 2024-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 84 | 2024-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 85 | 2024-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 86 | 2024-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 87 | 2024-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 88 | 2024-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 89 | 2024-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 90 | 2024-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 91 | 2025-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 92 | 2025-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 93 | 2025-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 94 | 2025-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 95 | 2025-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 96 | 2025-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 97 | 2025-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 98 | 2025-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 99 | 2025-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 100 | 2025-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 101 | 2025-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 102 | 2025-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 103 | 2026-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 104 | 2026-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 105 | 2026-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 106 | 2026-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 107 | 2026-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 108 | 2026-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 109 | 2026-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 110 | 2026-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 111 | 2026-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 112 | 2026-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 113 | 2026-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 114 | 2026-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 115 | 2027-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 116 | 2027-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 117 | 2027-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 118 | 2027-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 119 | 2027-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 120 | 2027-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 121 | 2027-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 122 | 2027-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 123 | 2027-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 124 | 2027-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 125 | 2027-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 126 | 2027-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 127 | 2028-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 128 | 2028-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 129 | 2028-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 130 | 2028-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 131 | 2028-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 132 | 2028-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 133 | 2028-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 134 | 2028-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 135 | 2028-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 136 | 2028-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 137 | 2028-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 138 | 2028-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 139 | 2029-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 140 | 2029-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 141 | 2029-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 142 | 2029-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 143 | 2029-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 144 | 2029-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 145 | 2029-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 146 | 2029-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 147 | 2029-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 148 | 2029-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 149 | 2029-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 150 | 2029-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 151 | 2030-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 152 | 2030-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 153 | 2030-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 154 | 2030-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 155 | 2030-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 156 | 2030-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 157 | 2030-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 158 | 2030-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 159 | 2030-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 160 | 2030-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 161 | 2030-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 162 | 2030-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 163 | 2031-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 164 | 2031-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 165 | 2031-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 166 | 2031-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 167 | 2031-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 168 | 2031-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 169 | 2031-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 170 | 2031-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 171 | 2031-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 172 | 2031-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 173 | 2031-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 174 | 2031-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 175 | 2032-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 176 | 2032-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 177 | 2032-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 178 | 2032-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 179 | 2032-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 180 | 2032-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 181 | 2032-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 182 | 2032-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 183 | 2032-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 184 | 2032-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 185 | 2032-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 186 | 2032-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 187 | 2033-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 188 | 2033-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 189 | 2033-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 190 | 2033-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 191 | 2033-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 192 | 2033-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 193 | 2033-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 194 | 2033-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 195 | 2033-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 196 | 2033-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 197 | 2033-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 198 | 2033-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 199 | 2034-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 200 | 2034-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 201 | 2034-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 202 | 2034-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 203 | 2034-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 204 | 2034-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 205 | 2034-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 206 | 2034-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 207 | 2034-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 208 | 2034-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 209 | 2034-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 210 | 2034-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 211 | 2035-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 212 | 2035-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 213 | 2035-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 214 | 2035-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 215 | 2035-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 216 | 2035-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 217 | 2035-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 218 | 2035-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 219 | 2035-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 220 | 2035-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 221 | 2035-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 222 | 2035-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 223 | 2036-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 224 | 2036-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 225 | 2036-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 226 | 2036-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 227 | 2036-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 228 | 2036-06 | 14.25 | 14.25 | 0.00 | 41.00 |
| 229 | 2036-07 | 14.25 | 14.25 | 0.00 | 41.00 |
| 230 | 2036-08 | 14.25 | 14.25 | 0.00 | 41.00 |
| 231 | 2036-09 | 14.25 | 14.25 | 0.00 | 41.00 |
| 232 | 2036-10 | 14.25 | 14.25 | 0.00 | 41.00 |
| 233 | 2036-11 | 14.25 | 14.25 | 0.00 | 41.00 |
| 234 | 2036-12 | 14.25 | 14.25 | 0.00 | 41.00 |
| 235 | 2037-01 | 14.25 | 14.25 | 0.00 | 41.00 |
| 236 | 2037-02 | 14.25 | 14.25 | 0.00 | 41.00 |
| 237 | 2037-03 | 14.25 | 14.25 | 0.00 | 41.00 |
| 238 | 2037-04 | 14.25 | 14.25 | 0.00 | 41.00 |
| 239 | 2037-05 | 14.25 | 14.25 | 0.00 | 41.00 |
| 240 | 2037-06 | 14.25 | 14.25 | 0.00 | 41.00 |
还款方式二：等额本金
贷款总额：41元
还款月数：20年
首月还款：14.42元
每月递减：0.06元
利息总额：1716.82元
本息合计：1757.82元
节省利息：1702.58元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2017-07 | 14.42 | 14.25 | 0.17 | 40.83 |
| 2 | 2017-08 | 14.36 | 14.19 | 0.17 | 40.66 |
| 3 | 2017-09 | 14.30 | 14.13 | 0.17 | 40.49 |
| 4 | 2017-10 | 14.24 | 14.07 | 0.17 | 40.32 |
| 5 | 2017-11 | 14.18 | 14.01 | 0.17 | 40.15 |
| 6 | 2017-12 | 14.12 | 13.95 | 0.17 | 39.98 |
| 7 | 2018-01 | 14.06 | 13.89 | 0.17 | 39.80 |
| 8 | 2018-02 | 14.00 | 13.83 | 0.17 | 39.63 |
| 9 | 2018-03 | 13.94 | 13.77 | 0.17 | 39.46 |
| 10 | 2018-04 | 13.88 | 13.71 | 0.17 | 39.29 |
| 11 | 2018-05 | 13.82 | 13.65 | 0.17 | 39.12 |
| 12 | 2018-06 | 13.77 | 13.59 | 0.17 | 38.95 |
| 13 | 2018-07 | 13.71 | 13.54 | 0.17 | 38.78 |
| 14 | 2018-08 | 13.65 | 13.48 | 0.17 | 38.61 |
| 15 | 2018-09 | 13.59 | 13.42 | 0.17 | 38.44 |
| 16 | 2018-10 | 13.53 | 13.36 | 0.17 | 38.27 |
| 17 | 2018-11 | 13.47 | 13.30 | 0.17 | 38.10 |
| 18 | 2018-12 | 13.41 | 13.24 | 0.17 | 37.92 |
| 19 | 2019-01 | 13.35 | 13.18 | 0.17 | 37.75 |
| 20 | 2019-02 | 13.29 | 13.12 | 0.17 | 37.58 |
| 21 | 2019-03 | 13.23 | 13.06 | 0.17 | 37.41 |
| 22 | 2019-04 | 13.17 | 13.00 | 0.17 | 37.24 |
| 23 | 2019-05 | 13.11 | 12.94 | 0.17 | 37.07 |
| 24 | 2019-06 | 13.05 | 12.88 | 0.17 | 36.90 |
| 25 | 2019-07 | 12.99 | 12.82 | 0.17 | 36.73 |
| 26 | 2019-08 | 12.93 | 12.76 | 0.17 | 36.56 |
| 27 | 2019-09 | 12.87 | 12.70 | 0.17 | 36.39 |
| 28 | 2019-10 | 12.82 | 12.64 | 0.17 | 36.22 |
| 29 | 2019-11 | 12.76 | 12.59 | 0.17 | 36.05 |
| 30 | 2019-12 | 12.70 | 12.53 | 0.17 | 35.88 |
| 31 | 2020-01 | 12.64 | 12.47 | 0.17 | 35.70 |
| 32 | 2020-02 | 12.58 | 12.41 | 0.17 | 35.53 |
| 33 | 2020-03 | 12.52 | 12.35 | 0.17 | 35.36 |
| 34 | 2020-04 | 12.46 | 12.29 | 0.17 | 35.19 |
| 35 | 2020-05 | 12.40 | 12.23 | 0.17 | 35.02 |
| 36 | 2020-06 | 12.34 | 12.17 | 0.17 | 34.85 |
| 37 | 2020-07 | 12.28 | 12.11 | 0.17 | 34.68 |
| 38 | 2020-08 | 12.22 | 12.05 | 0.17 | 34.51 |
| 39 | 2020-09 | 12.16 | 11.99 | 0.17 | 34.34 |
| 40 | 2020-10 | 12.10 | 11.93 | 0.17 | 34.17 |
| 41 | 2020-11 | 12.04 | 11.87 | 0.17 | 34.00 |
| 42 | 2020-12 | 11.98 | 11.81 | 0.17 | 33.83 |
| 43 | 2021-01 | 11.93 | 11.75 | 0.17 | 33.65 |
| 44 | 2021-02 | 11.87 | 11.69 | 0.17 | 33.48 |
| 45 | 2021-03 | 11.81 | 11.64 | 0.17 | 33.31 |
| 46 | 2021-04 | 11.75 | 11.58 | 0.17 | 33.14 |
| 47 | 2021-05 | 11.69 | 11.52 | 0.17 | 32.97 |
| 48 | 2021-06 | 11.63 | 11.46 | 0.17 | 32.80 |
| 49 | 2021-07 | 11.57 | 11.40 | 0.17 | 32.63 |
| 50 | 2021-08 | 11.51 | 11.34 | 0.17 | 32.46 |
| 51 | 2021-09 | 11.45 | 11.28 | 0.17 | 32.29 |
| 52 | 2021-10 | 11.39 | 11.22 | 0.17 | 32.12 |
| 53 | 2021-11 | 11.33 | 11.16 | 0.17 | 31.95 |
| 54 | 2021-12 | 11.27 | 11.10 | 0.17 | 31.77 |
| 55 | 2022-01 | 11.21 | 11.04 | 0.17 | 31.60 |
| 56 | 2022-02 | 11.15 | 10.98 | 0.17 | 31.43 |
| 57 | 2022-03 | 11.09 | 10.92 | 0.17 | 31.26 |
| 58 | 2022-04 | 11.03 | 10.86 | 0.17 | 31.09 |
| 59 | 2022-05 | 10.98 | 10.80 | 0.17 | 30.92 |
| 60 | 2022-06 | 10.92 | 10.74 | 0.17 | 30.75 |
| 61 | 2022-07 | 10.86 | 10.69 | 0.17 | 30.58 |
| 62 | 2022-08 | 10.80 | 10.63 | 0.17 | 30.41 |
| 63 | 2022-09 | 10.74 | 10.57 | 0.17 | 30.24 |
| 64 | 2022-10 | 10.68 | 10.51 | 0.17 | 30.07 |
| 65 | 2022-11 | 10.62 | 10.45 | 0.17 | 29.90 |
| 66 | 2022-12 | 10.56 | 10.39 | 0.17 | 29.73 |
| 67 | 2023-01 | 10.50 | 10.33 | 0.17 | 29.55 |
| 68 | 2023-02 | 10.44 | 10.27 | 0.17 | 29.38 |
| 69 | 2023-03 | 10.38 | 10.21 | 0.17 | 29.21 |
| 70 | 2023-04 | 10.32 | 10.15 | 0.17 | 29.04 |
| 71 | 2023-05 | 10.26 | 10.09 | 0.17 | 28.87 |
| 72 | 2023-06 | 10.20 | 10.03 | 0.17 | 28.70 |
| 73 | 2023-07 | 10.14 | 9.97 | 0.17 | 28.53 |
| 74 | 2023-08 | 10.08 | 9.91 | 0.17 | 28.36 |
| 75 | 2023-09 | 10.03 | 9.85 | 0.17 | 28.19 |
| 76 | 2023-10 | 9.97 | 9.80 | 0.17 | 28.02 |
| 77 | 2023-11 | 9.91 | 9.74 | 0.17 | 27.85 |
| 78 | 2023-12 | 9.85 | 9.68 | 0.17 | 27.67 |
| 79 | 2024-01 | 9.79 | 9.62 | 0.17 | 27.50 |
| 80 | 2024-02 | 9.73 | 9.56 | 0.17 | 27.33 |
| 81 | 2024-03 | 9.67 | 9.50 | 0.17 | 27.16 |
| 82 | 2024-04 | 9.61 | 9.44 | 0.17 | 26.99 |
| 83 | 2024-05 | 9.55 | 9.38 | 0.17 | 26.82 |
| 84 | 2024-06 | 9.49 | 9.32 | 0.17 | 26.65 |
| 85 | 2024-07 | 9.43 | 9.26 | 0.17 | 26.48 |
| 86 | 2024-08 | 9.37 | 9.20 | 0.17 | 26.31 |
| 87 | 2024-09 | 9.31 | 9.14 | 0.17 | 26.14 |
| 88 | 2024-10 | 9.25 | 9.08 | 0.17 | 25.97 |
| 89 | 2024-11 | 9.19 | 9.02 | 0.17 | 25.80 |
| 90 | 2024-12 | 9.13 | 8.96 | 0.17 | 25.63 |
| 91 | 2025-01 | 9.08 | 8.90 | 0.17 | 25.45 |
| 92 | 2025-02 | 9.02 | 8.85 | 0.17 | 25.28 |
| 93 | 2025-03 | 8.96 | 8.79 | 0.17 | 25.11 |
| 94 | 2025-04 | 8.90 | 8.73 | 0.17 | 24.94 |
| 95 | 2025-05 | 8.84 | 8.67 | 0.17 | 24.77 |
| 96 | 2025-06 | 8.78 | 8.61 | 0.17 | 24.60 |
| 97 | 2025-07 | 8.72 | 8.55 | 0.17 | 24.43 |
| 98 | 2025-08 | 8.66 | 8.49 | 0.17 | 24.26 |
| 99 | 2025-09 | 8.60 | 8.43 | 0.17 | 24.09 |
| 100 | 2025-10 | 8.54 | 8.37 | 0.17 | 23.92 |
| 101 | 2025-11 | 8.48 | 8.31 | 0.17 | 23.75 |
| 102 | 2025-12 | 8.42 | 8.25 | 0.17 | 23.57 |
| 103 | 2026-01 | 8.36 | 8.19 | 0.17 | 23.40 |
| 104 | 2026-02 | 8.30 | 8.13 | 0.17 | 23.23 |
| 105 | 2026-03 | 8.24 | 8.07 | 0.17 | 23.06 |
| 106 | 2026-04 | 8.19 | 8.01 | 0.17 | 22.89 |
| 107 | 2026-05 | 8.13 | 7.95 | 0.17 | 22.72 |
| 108 | 2026-06 | 8.07 | 7.90 | 0.17 | 22.55 |
| 109 | 2026-07 | 8.01 | 7.84 | 0.17 | 22.38 |
| 110 | 2026-08 | 7.95 | 7.78 | 0.17 | 22.21 |
| 111 | 2026-09 | 7.89 | 7.72 | 0.17 | 22.04 |
| 112 | 2026-10 | 7.83 | 7.66 | 0.17 | 21.87 |
| 113 | 2026-11 | 7.77 | 7.60 | 0.17 | 21.70 |
| 114 | 2026-12 | 7.71 | 7.54 | 0.17 | 21.52 |
| 115 | 2027-01 | 7.65 | 7.48 | 0.17 | 21.35 |
| 116 | 2027-02 | 7.59 | 7.42 | 0.17 | 21.18 |
| 117 | 2027-03 | 7.53 | 7.36 | 0.17 | 21.01 |
| 118 | 2027-04 | 7.47 | 7.30 | 0.17 | 20.84 |
| 119 | 2027-05 | 7.41 | 7.24 | 0.17 | 20.67 |
| 120 | 2027-06 | 7.35 | 7.18 | 0.17 | 20.50 |
| 121 | 2027-07 | 7.29 | 7.12 | 0.17 | 20.33 |
| 122 | 2027-08 | 7.24 | 7.06 | 0.17 | 20.16 |
| 123 | 2027-09 | 7.18 | 7.01 | 0.17 | 19.99 |
| 124 | 2027-10 | 7.12 | 6.95 | 0.17 | 19.82 |
| 125 | 2027-11 | 7.06 | 6.89 | 0.17 | 19.65 |
| 126 | 2027-12 | 7.00 | 6.83 | 0.17 | 19.47 |
| 127 | 2028-01 | 6.94 | 6.77 | 0.17 | 19.30 |
| 128 | 2028-02 | 6.88 | 6.71 | 0.17 | 19.13 |
| 129 | 2028-03 | 6.82 | 6.65 | 0.17 | 18.96 |
| 130 | 2028-04 | 6.76 | 6.59 | 0.17 | 18.79 |
| 131 | 2028-05 | 6.70 | 6.53 | 0.17 | 18.62 |
| 132 | 2028-06 | 6.64 | 6.47 | 0.17 | 18.45 |
| 133 | 2028-07 | 6.58 | 6.41 | 0.17 | 18.28 |
| 134 | 2028-08 | 6.52 | 6.35 | 0.17 | 18.11 |
| 135 | 2028-09 | 6.46 | 6.29 | 0.17 | 17.94 |
| 136 | 2028-10 | 6.40 | 6.23 | 0.17 | 17.77 |
| 137 | 2028-11 | 6.34 | 6.17 | 0.17 | 17.60 |
| 138 | 2028-12 | 6.29 | 6.11 | 0.17 | 17.43 |
| 139 | 2029-01 | 6.23 | 6.06 | 0.17 | 17.25 |
| 140 | 2029-02 | 6.17 | 6.00 | 0.17 | 17.08 |
| 141 | 2029-03 | 6.11 | 5.94 | 0.17 | 16.91 |
| 142 | 2029-04 | 6.05 | 5.88 | 0.17 | 16.74 |
| 143 | 2029-05 | 5.99 | 5.82 | 0.17 | 16.57 |
| 144 | 2029-06 | 5.93 | 5.76 | 0.17 | 16.40 |
| 145 | 2029-07 | 5.87 | 5.70 | 0.17 | 16.23 |
| 146 | 2029-08 | 5.81 | 5.64 | 0.17 | 16.06 |
| 147 | 2029-09 | 5.75 | 5.58 | 0.17 | 15.89 |
| 148 | 2029-10 | 5.69 | 5.52 | 0.17 | 15.72 |
| 149 | 2029-11 | 5.63 | 5.46 | 0.17 | 15.55 |
| 150 | 2029-12 | 5.57 | 5.40 | 0.17 | 15.38 |
| 151 | 2030-01 | 5.51 | 5.34 | 0.17 | 15.20 |
| 152 | 2030-02 | 5.45 | 5.28 | 0.17 | 15.03 |
| 153 | 2030-03 | 5.39 | 5.22 | 0.17 | 14.86 |
| 154 | 2030-04 | 5.34 | 5.16 | 0.17 | 14.69 |
| 155 | 2030-05 | 5.28 | 5.11 | 0.17 | 14.52 |
| 156 | 2030-06 | 5.22 | 5.05 | 0.17 | 14.35 |
| 157 | 2030-07 | 5.16 | 4.99 | 0.17 | 14.18 |
| 158 | 2030-08 | 5.10 | 4.93 | 0.17 | 14.01 |
| 159 | 2030-09 | 5.04 | 4.87 | 0.17 | 13.84 |
| 160 | 2030-10 | 4.98 | 4.81 | 0.17 | 13.67 |
| 161 | 2030-11 | 4.92 | 4.75 | 0.17 | 13.50 |
| 162 | 2030-12 | 4.86 | 4.69 | 0.17 | 13.32 |
| 163 | 2031-01 | 4.80 | 4.63 | 0.17 | 13.15 |
| 164 | 2031-02 | 4.74 | 4.57 | 0.17 | 12.98 |
| 165 | 2031-03 | 4.68 | 4.51 | 0.17 | 12.81 |
| 166 | 2031-04 | 4.62 | 4.45 | 0.17 | 12.64 |
| 167 | 2031-05 | 4.56 | 4.39 | 0.17 | 12.47 |
| 168 | 2031-06 | 4.50 | 4.33 | 0.17 | 12.30 |
| 169 | 2031-07 | 4.45 | 4.27 | 0.17 | 12.13 |
| 170 | 2031-08 | 4.39 | 4.21 | 0.17 | 11.96 |
| 171 | 2031-09 | 4.33 | 4.16 | 0.17 | 11.79 |
| 172 | 2031-10 | 4.27 | 4.10 | 0.17 | 11.62 |
| 173 | 2031-11 | 4.21 | 4.04 | 0.17 | 11.45 |
| 174 | 2031-12 | 4.15 | 3.98 | 0.17 | 11.27 |
| 175 | 2032-01 | 4.09 | 3.92 | 0.17 | 11.10 |
| 176 | 2032-02 | 4.03 | 3.86 | 0.17 | 10.93 |
| 177 | 2032-03 | 3.97 | 3.80 | 0.17 | 10.76 |
| 178 | 2032-04 | 3.91 | 3.74 | 0.17 | 10.59 |
| 179 | 2032-05 | 3.85 | 3.68 | 0.17 | 10.42 |
| 180 | 2032-06 | 3.79 | 3.62 | 0.17 | 10.25 |
| 181 | 2032-07 | 3.73 | 3.56 | 0.17 | 10.08 |
| 182 | 2032-08 | 3.67 | 3.50 | 0.17 | 9.91 |
| 183 | 2032-09 | 3.61 | 3.44 | 0.17 | 9.74 |
| 184 | 2032-10 | 3.55 | 3.38 | 0.17 | 9.57 |
| 185 | 2032-11 | 3.50 | 3.32 | 0.17 | 9.40 |
| 186 | 2032-12 | 3.44 | 3.27 | 0.17 | 9.22 |
| 187 | 2033-01 | 3.38 | 3.21 | 0.17 | 9.05 |
| 188 | 2033-02 | 3.32 | 3.15 | 0.17 | 8.88 |
| 189 | 2033-03 | 3.26 | 3.09 | 0.17 | 8.71 |
| 190 | 2033-04 | 3.20 | 3.03 | 0.17 | 8.54 |
| 191 | 2033-05 | 3.14 | 2.97 | 0.17 | 8.37 |
| 192 | 2033-06 | 3.08 | 2.91 | 0.17 | 8.20 |
| 193 | 2033-07 | 3.02 | 2.85 | 0.17 | 8.03 |
| 194 | 2033-08 | 2.96 | 2.79 | 0.17 | 7.86 |
| 195 | 2033-09 | 2.90 | 2.73 | 0.17 | 7.69 |
| 196 | 2033-10 | 2.84 | 2.67 | 0.17 | 7.52 |
| 197 | 2033-11 | 2.78 | 2.61 | 0.17 | 7.35 |
| 198 | 2033-12 | 2.72 | 2.55 | 0.17 | 7.17 |
| 199 | 2034-01 | 2.66 | 2.49 | 0.17 | 7.00 |
| 200 | 2034-02 | 2.60 | 2.43 | 0.17 | 6.83 |
| 201 | 2034-03 | 2.55 | 2.37 | 0.17 | 6.66 |
| 202 | 2034-04 | 2.49 | 2.32 | 0.17 | 6.49 |
| 203 | 2034-05 | 2.43 | 2.26 | 0.17 | 6.32 |
| 204 | 2034-06 | 2.37 | 2.20 | 0.17 | 6.15 |
| 205 | 2034-07 | 2.31 | 2.14 | 0.17 | 5.98 |
| 206 | 2034-08 | 2.25 | 2.08 | 0.17 | 5.81 |
| 207 | 2034-09 | 2.19 | 2.02 | 0.17 | 5.64 |
| 208 | 2034-10 | 2.13 | 1.96 | 0.17 | 5.47 |
| 209 | 2034-11 | 2.07 | 1.90 | 0.17 | 5.30 |
| 210 | 2034-12 | 2.01 | 1.84 | 0.17 | 5.13 |
| 211 | 2035-01 | 1.95 | 1.78 | 0.17 | 4.95 |
| 212 | 2035-02 | 1.89 | 1.72 | 0.17 | 4.78 |
| 213 | 2035-03 | 1.83 | 1.66 | 0.17 | 4.61 |
| 214 | 2035-04 | 1.77 | 1.60 | 0.17 | 4.44 |
| 215 | 2035-05 | 1.71 | 1.54 | 0.17 | 4.27 |
| 216 | 2035-06 | 1.65 | 1.48 | 0.17 | 4.10 |
| 217 | 2035-07 | 1.60 | 1.42 | 0.17 | 3.93 |
| 218 | 2035-08 | 1.54 | 1.37 | 0.17 | 3.76 |
| 219 | 2035-09 | 1.48 | 1.31 | 0.17 | 3.59 |
| 220 | 2035-10 | 1.42 | 1.25 | 0.17 | 3.42 |
| 221 | 2035-11 | 1.36 | 1.19 | 0.17 | 3.25 |
| 222 | 2035-12 | 1.30 | 1.13 | 0.17 | 3.07 |
| 223 | 2036-01 | 1.24 | 1.07 | 0.17 | 2.90 |
| 224 | 2036-02 | 1.18 | 1.01 | 0.17 | 2.73 |
| 225 | 2036-03 | 1.12 | 0.95 | 0.17 | 2.56 |
| 226 | 2036-04 | 1.06 | 0.89 | 0.17 | 2.39 |
| 227 | 2036-05 | 1.00 | 0.83 | 0.17 | 2.22 |
| 228 | 2036-06 | 0.94 | 0.77 | 0.17 | 2.05 |
| 229 | 2036-07 | 0.88 | 0.71 | 0.17 | 1.88 |
| 230 | 2036-08 | 0.82 | 0.65 | 0.17 | 1.71 |
| 231 | 2036-09 | 0.76 | 0.59 | 0.17 | 1.54 |
| 232 | 2036-10 | 0.71 | 0.53 | 0.17 | 1.37 |
| 233 | 2036-11 | 0.65 | 0.47 | 0.17 | 1.20 |
| 234 | 2036-12 | 0.59 | 0.42 | 0.17 | 1.02 |
| 235 | 2037-01 | 0.53 | 0.36 | 0.17 | 0.85 |
| 236 | 2037-02 | 0.47 | 0.30 | 0.17 | 0.68 |
| 237 | 2037-03 | 0.41 | 0.24 | 0.17 | 0.51 |
| 238 | 2037-04 | 0.35 | 0.18 | 0.17 | 0.34 |
| 239 | 2037-05 | 0.29 | 0.12 | 0.17 | 0.17 |
| 240 | 2037-06 | 0.23 | 0.06 | 0.17 | 0.00 |
友情链接:
广告合作商务QQ: 81849964
采用2025年12月03日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月03日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年12月03日最新贷款计算器计算最新房贷基准利率，房贷利率表，提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用，2025年12月03日年最好用的房贷计算器,房贷利息计算专家。